Novel Property Finance

What Novel Property Finance does

Novel Property Finance (trading as Novel Finance) is an Amsterdam-based real estate financing intermediary founded in 2010 by Joost P.L. Beijers. The firm operates as a licensed broker-arranger under Dutch WFT (Wet op het financieel toezicht) supervision, connecting professional Dutch real estate developers and investors with a network of 100+ financing partners that include Dutch and international banks (notably German, Luxembourg, and UK lenders), institutional investors, debt funds, and private capital providers. The company reports cumulative financing closed for clients exceeding €2 billion since inception and is active across 10+ countries, with 20+ year maintained relationships in the German market. Its primary customer segments are real estate developers (residential, commercial, hospitality, healthcare, mixed-use) and real estate investors seeking acquisition, refinancing, or portfolio expansion financing.

The core product portfolio comprises four primary financing services: Bridgeloan (short-term bridging from 3 months to 3 years), Investment Financing (long-term mortgages for rental property investors, 3–35 years, up to 85% LTV), Development Financing (construction-phase funding for projects from €100k to tens of millions, up to 80% LTV, 1–3 years), and Mezzanine Financing (subordinated hybrid capital with profit-sharing features, from €1M up to tens of millions, 1–10 years, up to 90% LTV). Recent additions include a 100% Development Financing product (€400k–€15M, interest from 7%) and a Project Financing product up to 90% LTC (interest from 5%) that specifically address cases where Dutch banks decline or under-price the credit. The firm has built a sustainability-linked financing offering through partnerships with energy-label specialist Labelverbeteraar and sustainable-construction provider RDF Onderhoud, integrating ESG upgrades into financing terms. Technology consists of lender-comparison software for current rates and conditions; no proprietary AI/ML platform, SDK, or API is disclosed.

Revenue is generated through transaction-based fees on successfully arranged financing deals, with pricing negotiated case-by-case and ticket sizes ranging from €50k (rental investment entry-level) to €60M (large hospitality portfolio / sustainable holiday home developer deal). Go-to-market is relationship-driven enterprise field sales: a personal introduction maps the client case, the firm approaches affiliated financiers for indications, compiles a shortlist, and supports due diligence, negotiation, and closing. Distribution is almost entirely inbound from referrals and direct outreach within the network, supplemented by content marketing via the firm's Dutch-language blog (market commentary, rate analyses, mezzanine and German-financing explainers). The company operates as a small independent team — five core professionals plus office management — within its broader international financing network.

Name

Novel Property Finance

Legal name

Novel Property Finance

Website

https://novelfinance.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Amsterdam-based real estate financing intermediary founded in 2010. Connects Dutch real estate developers and investors with 100+ financing partners including domestic and international banks, institutional investors, and private capital across 10+ countries.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Financing Brokerage

NAICS

Real Estate Credit (522292)

SIC

Loan Brokers (6163), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)

akta.pro secondary industries

Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE), Project Finance Capital Raising Intermediation (FSAEALAJ), Real Estate Credit / Debt Funds (FSANAEAJ)

Keywords

• Real estate financing
• Mortgage brokerage
• Development financing
• Mezzanine financing
• Bridge loans

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financing Intermediation/Brokerage: Novel Finance acts as an intermediary between real estate developers/investors and financing partners (banks, institutional investors, private investors). Revenue appears to be generated through brokerage or arrangement fees on successful financing transactions. The company is WFT (Wet op het financieel toezicht) certified, indicating compliance with Dutch financial supervision regulations for providing financial advisory and intermediation services.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Novel Finance acts as an intermediary between real estate developers, investors, and property owners and a network of more than 100 financing partners (Dutch and international banks, institutional investors, debt funds, and private investors), arranging Bridge, Development, Investment, and Mezzanine real estate financings. The firm is paid via transaction-based brokerage or arrangement fees on successfully closed deals, and supports clients through the full process from case analysis and financing indications through due diligence, negotiation, and closing.

Product overview

Novel Finance is a real estate financing intermediary offering a portfolio of specialized financing services. The core offerings include: Bridgeloan (short-term bridge financing), Investment Financing (long-term mortgages for rental properties), Development Financing (construction-phase financing), and Mezzanine Financing (hybrid debt-equity capital). The company also provides Sustainable Real Estate Financing through partnerships with Labelverbeteraar and RDF Onderhoud for energy label improvements. Specialized products include Project Financing up to 90% LTC and 100% Development Financing options. Novel Finance acts as an intermediary connecting real estate investors and developers with over 100 financing partners including Dutch and international banks, institutional investors, and private investors. The company leverages proprietary software to compare interest rates and financing conditions across lenders.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridgeloan (Bridge Financing) Short-term mortgage loan that bridges temporary financial gaps between a real estate purchase or development and the availability of longer-term financing or sale proceeds. Collateral is the relevant real estate object, land position, or portfolio. Typical duration runs from 3 months up to 3 years, targeting developers, investors, and owners needing quick liquidity, banking-refinancing bridging, or temporary capital.
• Investment Financing (Beleggingsfinanciering)
• Development Financing (Ontwikkelingsfinanciering)
• Mezzanine Financing
• Sustainable Real Estate Financing (Duurzame Vastgoedfinanciering)

Quantifiable outcome

• €2 billion+ in successfully secured financing for clients
• +2 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• LabelverbeteraarcoreStrategic or Co-development PartnerPartnership for sustainable real estate financing services. Labelverbeteraar provides customized advice for energy label improvements and full service from initial measurement to new energy label issuance. This partnership enables Novel Finance to offer integrated sustainability solutions to clients seeking financing.
• RDF OnderhoudcoreStrategic or Co-development PartnerPartnership for sustainable real estate financing services. RDF Onderhoud provides sustainable solutions for construction, maintenance, and optimization of real estate. Specializes in affordable sustainability improvements, particularly suited for investors and property owners. Enables Novel Finance to offer complete sustainability upgrade solutions.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Catella: European specialist real estate investment bank with dedicated property finance advisory arranging debt for Nordic and European real estate clients. Closer comparable as a European-focused specialist CRE capital markets firm rather than a global full-service incumbent.

Broad incumbents

• Northmarq: US-focused CRE capital markets firm arranging debt and equity financing for commercial property clients. Comparable debt intermediation function, though predominantly serving US geographies rather than European markets.
• JLL Capital Markets: Global commercial real estate capital markets division of JLL, offering debt advisory, equity placement, and structured financing across all major asset classes. Comparable as a real estate capital markets advisor intermediating debt placement for institutional clients, but operating at vastly larger scale and with broader geographic coverage.
• Knight Frank Finance: International real estate advisory firm with dedicated finance division arranging debt for commercial property clients across Europe and other regions. Comparable real estate financing intermediation function within a broader real estate advisory platform.
• Eastdil Secured: Global private investment bank focused exclusively on commercial real estate capital markets, arranging debt and equity for institutional clients. Directly comparable as a CRE capital markets intermediary, though at much larger scale and with broader coverage than Novel's Dutch market focus.
• CBRE Capital Markets Debt & Structured Finance: Global CRE services leader with dedicated debt advisory arranging commercial real estate loans for investors and developers across Europe. Comparable role intermediating CRE debt capital within a much larger broader-spectrum CRE services firm.
• Newmark Debt & Structured Finance: Global CRE services firm with dedicated debt placement arranging commercial real estate financing across the US, Europe, and UK. Comparable debt intermediation role for institutional clients, though operating within a much broader commercial real estate services platform.
• Savills Capital Markets: Global real estate advisory with dedicated capital markets team arranging debt and equity for commercial property transactions in Europe. Comparable real estate capital markets intermediation capability, though embedded in much broader advisory firm.
• Cushman & Wakefield Debt & Structured Finance: Global CRE services firm with dedicated Debt & Structured Finance group arranging commercial real estate debt for investors and developers. Comparable as a real estate debt intermediation platform, though as part of broader CRE services firm with wider service portfolio.

Emerging players

• Hodes Weill & Associates: Specialist real estate capital advisory firm focusing on cross-border real estate investment trends and capital allocations. Thematically comparable to Novel as a specialist advisor in real estate capital flows, though with a more research/strategic advisory focus than deal-by-deal intermediation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/novelpropertyfinance

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Novel Property Finance