Morse Insurance Agency

Name

Morse Insurance Agency

Legal name

Morse Insurance Agency, Inc.

Website

https://morseins.com

Company type

Private

Founded year

1950

Operating status

Operating

Headcount range

11–50 employees

Short description

Morse Insurance Agency is a family-led independent P&C insurance agency founded in 1950, serving individuals and small-to-mid-sized businesses across Southeastern Massachusetts via three offices, and operating as a platform agency within Patriot Growth Insurance Services' national network since 2025.

Ownership category

akta.pro rank

Headquarters

HQ city

North Easton

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: Morse Insurance operates as an independent insurance agency earning commissions from insurance carriers. The agency represents multiple regional and national insurance carriers and earns commissions on policies placed for personal and commercial clients. As a division of Patriot Growth Insurance Services, commissions flow through the parent organization's carrier relationships.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Morse Insurance Agency is an independent insurance agency that sells personal insurance (auto, home, condo, renters, umbrella, high-value home, flood, boat, motorcycle/RV, pet, personal cyber, TNC/rideshare, classic car) and business insurance (commercial auto, property, liability, workers' compensation, cyber liability, BOP, bonds, employee benefits) by placing policies with over 25 regional and national insurance carriers. The agency is compensated via carrier commissions earned on policies written for clients in Southeastern Massachusetts and the South Coast of Massachusetts.

Product overview

Morse Insurance Agency operates as a family-led independent insurance agency (joined Patriot Growth Insurance Services in 2025) offering a comprehensive portfolio of personal and business insurance products. Their personal insurance lineup includes Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Personal Umbrella Insurance, High Value Home Insurance, Flood Insurance, Boat Insurance, Motorcycle/RV Insurance, Pet Insurance, Personal Cyber Insurance, TNC/Rideshare Insurance, and Classic Car Insurance. Their business insurance offerings comprise Commercial Auto Insurance, Commercial Property Insurance, Business Liability Insurance, Cyber Liability Insurance, Workers' Compensation Insurance, Bid/Performance Bonds, Businessowners Policy (BOP), and Employee Benefits Insurance. The agency serves Southeastern Massachusetts and South Coast MA through three local offices in North Easton, Marion, and Norton, offering both standardized core products and specialized add-on coverages.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Comprehensive auto insurance coverage for Massachusetts drivers, offering custom-built policies protecting families and vehicles including standard cars, SUVs, trucks, motorcycles, RVs, hybrids, electric vehicles, and classic/antique automobiles.
• Home Insurance Homeowners insurance protecting primary residences, secondary homes, high-value homes, condominiums, vacation homes, and investment properties with options including Guaranteed Replacement Cost, Water Backup, and Home Systems Protection.
• Condo Insurance Condominium insurance covering unit owners' personal property, liability, and structural improvements, with review of condo association declarations and recommendations for umbrella and scheduled jewelry coverage.
• Renters Insurance Personal property and liability protection for renters covering theft, fire, vandalism, and weather damage to belongings inside rented units.
• Personal Umbrella Insurance Additional personal liability coverage providing $1 million or more of protection for approximately $3 to $6 per week, covering legal fees and monetary damages from personal injury and property damage claims.
• High Value Home Insurance Specialty coverage for luxury homes and high-value properties including coverage for designer furnishings, fine art, estate jewelry, wine collections, and white-glove services such as Personal Security Consultations and Crisis Management.
• Flood Insurance Flood coverage protecting homes and contents from flood damage, including excess flood insurance options and guidance on Massachusetts flood zones, flash flooding, and tropical system risks.
• Boat Insurance Marine insurance for powerboats, sailboats, and motorboats covering hull, machinery, furnishings, equipment, liability, medical payments, guest passenger liability, and theft, available through carriers including International Marine Underwriters, Travelers, and Berkley One.
• Motorcycle/RV Insurance Insurance coverage for motorcycles, recreational vehicles, and motor homes protecting owners and passengers from road risks with competitive rates through specialized carriers.
• Pet Insurance Comprehensive pet health insurance covering accidents, injuries, hospitalization, emergency vet visits, surgery, vaccinations, illness, annual physicals, dental trauma, and some alternative therapies for dogs and cats.
• Personal Cyber Insurance Coverage protecting individuals against cyberattacks, cyber extortion, online fraud, data breaches, home systems attacks, and cyberbullying, including device restoration, financial loss recovery, and counseling services.
• TNC Insurance (Rideshare) Rideshare driver insurance endorsement added to personal auto policies, covering gaps between personal coverage and TNC company commercial insurance when drivers are logged in or transporting passengers.
• Classic Car Insurance Collector vehicle insurance through Hagerty Insurance covering classic cars, hot rods, custom imports, supercars, vintage trailers, and race cars with agreed-value coverage based on vehicle appraisal.
• Commercial Auto Insurance Coverage for company vehicles including cars, tow trucks, semi trucks, tractor trailers, box trucks, dump trucks, business vans, and taxicabs, protecting business assets, drivers, and bottom lines.
• Commercial Property Insurance Protection for commercial buildings, furniture, computers, equipment, outdoor signs, and business interruption coverage for income loss during disruptions caused by covered events like fire, theft, or natural disasters.
• Business Liability Insurance Commercial general liability (CGL) coverage protecting businesses from legal claims resulting from bodily injury, property damage, and negligence, with specialized options including cyber liability, umbrella, EPLI, and D&O coverage.
• Cyber Liability Insurance Business coverage for data breaches, property exposures, and reputation management, covering notification costs, credit monitoring, legal fees, business interruption, data loss, computer fraud, and cyber extortion.
• Workers' Compensation Insurance Massachusetts-mandated coverage for workplace injuries and illnesses, covering medical expenses, permanent disability, partial wages, death benefits, and protecting employers from civil lawsuits.
• Bid/Performance Bonds Fidelity and surety bonds including bid bonds, contract bonds, labor and materials bonds, license and permit bonds, maintenance bonds, performance and payment bonds, and supply bonds for artisans, contractors, and businesses.
• Businessowners Policy (BOP) Cost-effective combined policy for small and mid-sized businesses packaging property insurance, liability insurance, and business interruption insurance, recommended for artisan contractors, service garages, restaurants, and professional offices.
• Employee Benefits Insurance Employee benefits program design including group health insurance, dental and vision plans, short-term and long-term disability, group life, HSAs, FSAs, voluntary life, supplemental health, accident and critical illness coverage, plus HR and compliance support.

Quantifiable outcome

• Over 25 insurance carrier partnerships providing broad coverage options
• +1 more outcomes

Named customers10 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Patriot Growth Insurance ServicescoreStrategic or Co-development Partner · 1 January 2025Morse Insurance Agency became a platform agency within Patriot Growth Insurance Services' national network in 2025. The partnership provides Morse access to Patriot's expanded resources and growth capabilities while Morse strengthens Patriot's presence across New England. Morse maintains its local leadership (Dan, Tim, Brian Morse), culture, and community ties.

Scale indicators4 records

Recent moves9 records

Expansion highlights5 records

Regional players

• Burns & Wilcox: Specialty insurance brokerage with strong Northeast/Midwest US presence in commercial and personal excess/specialty lines; comparable specialty advisory focus to Morse's flood, marine, and high-value home offerings.

Broad incumbents

• HUB International: Large North American insurance brokerage operating across personal, commercial, and benefits lines through an acquisition-driven platform; analogous business model at far greater scale, sharing the same independent-agency DNA as Morse.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk advisory firm with deep middle-market practice; overlaps with Morse's commercial-lines and benefits segments at substantially larger scale.
• Marsh McLennan: Largest global insurance broker serving commercial and personal clients via Marsh and Oliver Wyman brands; benchmark for the broader independent-brokerage / agency ecosystem in which Morse operates.
• Acrisure: Fast-growing insurance brokerage built through independent-agency acquisitions and technology integration; shows the strategic trajectory Morse is positioned to pursue via Patriot GIS.

Direct peers

• Higginbotham: Texas-based independent insurance agency with broad personal, commercial, and employee benefits lines; closely comparable multi-line, multi-location independent-agency operating model.
• The Hilb Group: Acquisition-oriented insurance brokerage focusing on personal, commercial, and benefits lines across the Eastern US; directly analogous to Patriot GIS's partnership model with Morse.
• Cross Insurance: Independent insurance agency headquartered in Maine with New England footprint, offering personal, commercial, and benefits coverage; mirrors Morse's multi-line independent agency structure and regional orientation.
• Fred C. Church Insurance: Long-running New England independent insurance agency offering personal and commercial lines with multi-office presence; comparable in scale, model, and regional focus to Morse.

Others

• Patriot Growth Insurance Services: Morse Insurance's parent platform; directly connected as strategic acquirer/partner and shared beneficiary of Morse's growth — relevant benchmark for how the agency fits into a national roll-up.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/morseinsurance
• Facebookfacebook.com/MorseIns
• Instagraminstagram.com/morseinsurance
• LinkedInlinkedin.com/company/morse-insurance-agency-inc-_2

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Morse Insurance Agency