Health Compass

What Health Compass does

Health Compass is a B2B SaaS platform purpose-built for the international private medical insurance (IPMI) market. Founded by David Eline, a licensed broker and long-time expatriate, the company operates as a trading platform connecting insurance intermediaries (brokers, IFAs) with insurance providers and MGAs. The legal entity, DFHE SYSTEMS, is a French SAS (simplified joint-stock company) headquartered in Paris, operating as a subsidiary of DFHE ADVISORS with share capital of €200,000. The platform enables intermediaries to perform whole-market searches across multiple IPMI providers in minutes, compare policies on both price and cover quality using weighted client-priority analysis, and fulfill transactions in an automated environment compliant with the EU Insurance Distribution Directive (IDD) and GDPR.

The core technology is structured around three product surfaces: the Health Compass Platform (the main trading and comparison engine), the Broker Tool (a side-by-side quality comparison interface with critical-exclusion flagging), and White-Label Solutions (custom-branded comparison presentations for intermediaries). Notable technical differentiators include a unique cover quality comparison methodology, competitor benchmarking down to individual benefit elements, and automated IDD/GDPR-compliant transaction workflows. Six named IPMI insurers participate on the platform: Allianz Care, Bupa, Now Health International, MSH International, Globaility, and HCI Group. In August 2025, the company launched an autonomous AI agent for IPMI distribution.

The business model is subscription-based, with flexible multi-year contracts priced by business volume. The go-to-market motion combines direct enterprise sales led by founder David Eline through roadshow events and one-on-one demos (Asia and Dubai in 2025), digital self-serve platform access for mid-market intermediaries, white-label embedded distribution, and content marketing through the Insights blog and LinkedIn presence. Geographic reach spans France, the UK, and an expanding Asian corridor including Singapore, Malaysia, Thailand, Hong Kong, and the UAE.

Name

Health Compass

Legal name

DFHE SYSTEMS

Website

https://health-compass.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Health Compass is a B2B SaaS platform connecting insurance intermediaries with IPMI providers, enabling whole-market policy comparison, automated IDD/GDPR-compliant processing, and cross-border placement across EU, UK, and Asian markets.

Ownership category

akta.pro rank

Product category

Insurance Distribution Software

NAICS

Insurance Agencies and Brokerages (524210), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Services-Health Services (8000)

akta.pro primary industry

Travel Medical & Health Insurance Platforms (THALALAC)

Keywords

• IPMI distribution platform
• Health insurance comparison
• B2B insurance SaaS
• Medical insurance intermediary
• Broker compliance platform

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Platform Subscription: Flexible subscription models for brokers, IFAs and insurance providers accessing the platform. Platform provides tools for comparing policies, processing transactions, and accessing intermediary network.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Health Compass is a B2B SaaS trading platform for International Private Medical Insurance (IPMI) that enables intermediaries (brokers, IFAs) and insurance providers to perform whole-market product searches, compare coverage quality alongside price, and execute transactions in an automated, IDD- and GDPR-compliant environment. The platform connects a global network of intermediaries with leading IPMI insurers such as Allianz Care, Bupa, Now Health International, MSH International, Globaility, and HCI Group, and supports white-label distribution for partner brands.

Product overview

Health Compass is a B2B SaaS platform built by IPMI brokers for IPMI brokers, offering a unified ecosystem for the international private medical insurance market. The core Health Compass Platform serves as the primary trading and comparison engine, supported by a Broker Tool that enables side-by-side quality comparisons, and White-Label Solutions for custom branding. The platform connects intermediaries (brokers, IFAs) with insurance providers, enabling whole-market searches, automated compliance, and policy comparison beyond just price.

Differentiator

Problem solved

Functional benefit

Products and services

• Health Compass Platform A B2B SaaS trading platform for International Private Medical Insurance (IPMI) that lets intermediaries perform whole-market product searches, compare coverage quality against price, benchmark providers, and execute transactions in an automated and IDD/GDPR-compliant environment.
• Broker Tool A comparison and analysis tool within the Health Compass platform for IPMI brokers and IFAs that highlights quality and coverage differences, surfaces critical exclusions, and enables side-by-side benefit analysis beyond price.
• White-Label Solutions White-label configuration that lets brokers and IFAs present Health Compass's IPMI comparisons and pipeline tools under their own brand identity.
• AI Agent for IPMI Distribution An autonomous AI agent that automates IPMI comparison and recommendation workflows on the Health Compass platform, designed to transform how international private medical insurance is distributed.

Quantifiable outcome

• One broker in Singapore increased closing rate by 32% after showing clients quality comparisons
• +1 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature5 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• McGrigor GroupcoreStrategic or Co-development Partner · 1 April 2025IPMI market intelligence authority partnering with Health Compass for April 2025 Roadshow across Asia and Dubai. Provides region-specific IPMI market analysis including recorded insights from James McGrigor and David Axtell for each city stop.
• Melbourne Capital GroupcoreChannel Partner/ Reseller/ Distributor · 1 June 2023Early adopter on the Health Compass platform, operating in Southeast Asia with head office in Kuala Lumpur and roots in Australia. Target clients are high net worth locals and expats. Building business away from traditional offshore IFA model.
• Allianz CarecoreChannel Partner/ Reseller/ DistributorMajor global IPMI insurer operating on the Health Compass platform as one of the providers accessible to intermediaries through the platform's whole-market search capability.
• Now Health InternationalcoreChannel Partner/ Reseller/ DistributorInternational health insurer listed on the Health Compass platform, enabling intermediaries to compare and place business.
• Bupa GlobalcoreChannel Partner/ Reseller/ DistributorLeading global health insurance brand available on the Health Compass platform for intermediary distribution.
• GlobailityminorChannel Partner/ Reseller/ DistributorIPMI provider available on the Health Compass platform for product comparison and placement.
• MSH InternationalcoreChannel Partner/ Reseller/ DistributorInternational health insurer (MSH International) featured on the platform, known for premium plans covering implants up to $750 per tooth and $4,400 per year.
• HCI GroupminorChannel Partner/ Reseller/ DistributorInsurance provider group listed as operating on the Health Compass platform.

Scale indicators4 records

Recent moves3 records

Expansion highlights5 records

Others

• Now Health International: Now Health International is a leading IPMI carrier listed on the Health Compass platform; relevant as an ecosystem participant whose product feeds the comparison workflow and whose channel relationships shape the broader IPMI distribution benchmark for Health Compass.

Broad incumbents

• The Zebra: The Zebra operates an insurance comparison platform aggregating multiple carriers, similar in whole-market comparison concept though serving a much broader US personal lines audience than Health Compass's specialized IPMI intermediary focus.

Direct peers

• EverQuote: EverQuote operates an online insurance marketplace connecting consumers with carriers and agents, functioning as a comparison and distribution platform with insurer integrations — closely mirroring Health Compass's intermediary-to-insurer matching model in insurance distribution.
• SelectQuote: SelectQuote is a comparative insurance distribution platform whose core proposition is multi-carrier product comparison and intermediary-led placement, with technology emphasizing whole-market comparison — same fundamental mechanic as Health Compass's whole-market IPMI search.
• iPipeline: iPipeline is a B2B SaaS platform providing end-to-end insurance distribution, quoting, illustration, and policy administration workflows for life and health insurance intermediaries, directly comparable to Health Compass's B2B IPMI intermediary trading platform.
• MediaFerry: MediaFerry is a B2B SaaS platform for insurance marketing and distribution automation used by carriers and intermediaries, providing configurable workflows and content production comparable to Health Compass's automated transaction processing and white-label offering for IPMI intermediaries.
• Assureweb: Assureweb is a UK-based technology provider offering product comparison, protection pipeline, and portal services to insurance intermediaries; directly comparable to Health Compass as a comparison and transaction platform for UK/EU brokers placing personal lines including health and protection.

Regional players

• Freedom Health Insurance: Freedom Health Insurance is a UK specialist health insurance provider named as a Health Compass platform partner; relevant as a regional insurer operating in UK private medical insurance distribution channels comparable to Health Compass's intermediary-facing model.

Emerging players

• OneDegree Global: OneDegree Global provides digital insurance infrastructure and comparison platforms across Asia, including health-related products, operating in similar Southeast Asian and Hong Kong markets where Health Compass's IPMI distribution focuses.
• Coverdash: Coverdash is a SaaS insurance platform offering multi-carrier distribution for small business and health products via a B2B intermediary model; comparable as a technology-led distribution intermediary serving a niche insurance vertical.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/health-compassglobal

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Health Compass