Active Insurance Solutions
Active Insurance Solutions is an independently owned, Chanhassen, Minnesota-based independent insurance agency representing 50+ carriers across personal and commercial lines for individual consumers and small-to-medium businesses in Minnesota and five other licensed states.
- Company typePrivate
- Founded2017
- HeadquartersChanhassen, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Active Insurance Solutions does
Active Insurance Solutions LLC is a privately held, independently owned independent insurance agency headquartered in Chanhassen, Minnesota. Founded in 2017, the agency operates as a multi-carrier broker representing more than 50 insurance providers including AAA, Allstate, Progressive, Nationwide, GEICO, Liberty Mutual, Travelers, The Hartford, Chubb, PURE, Hagerty, American Collectors, and Figo. It is licensed in six states—Minnesota (primary focus), Texas, Wisconsin, Iowa, North Dakota, and Colorado—but operational concentration remains on the Twin Cities metropolitan area and the Lake Minnetonka corridor.
The agency's product portfolio spans personal lines (auto, homeowner, life, umbrella, condo, renters, flood, motorcycle, RV, boat, off-road, pet, classic car, and high-value home insurance for properties $750,000+) and commercial lines (business, commercial auto, commercial property, general and professional liability, commercial umbrella, workers compensation, and surety bonds). It maintains community-specific sub-brand pages for Minnetonka, Minnetrista, Mound, and Orono targeting affluent Lake Minnetonka clients. Technology stack consists of industry-standard SaaS platforms rather than proprietary systems: Glovebox (customer account portal, agency ID 1197), Canopy (auto policy data import), and the carrier-supplied quoting tools.
The business model is commission-based recurring revenue earned on policies placed and renewed through the carrier network. Distribution is sales-led and omnichannel: licensed agents conduct in-person and phone-based consultations at the Chanhassen office, supplemented by online quote request forms, content marketing via a topical Minnesota-focused blog, organic social presence on Facebook/LinkedIn/Instagram, and a referral engine driven by Google reviews and named-agent reputation. Headcount is reported at 1-10 employees, with no disclosed outside institutional capital, parent entity, or M&A activity.
Active Insurance Solutions firmographics
Firmographics- Name
- Active Insurance Solutions
- Legal name
- Active Insurance Solutions LLC
- Website
- https://aisolutionsmn.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Active Insurance Solutions is an independently owned, Chanhassen, Minnesota-based independent insurance agency representing 50+ carriers across personal and commercial lines for individual consumers and small-to-medium businesses in Minnesota and five other licensed states.
- Ownership category
- akta.pro rank
Active Insurance Solutions industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)
- akta.pro secondary industry
- Universal Life (UL) Insurance (FSAIABAB)
Keywords
Where Active Insurance Solutions is headquartered
LocationHeadquarters
- HQ city
- Chanhassen
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Active Insurance Solutions business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commissions: Agency earns commissions from insurance carriers for policies sold and renewed. As an independent agency representing multiple insurance companies, they receive commission payments based on the insurance products placed with their carrier partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based insurance pricing through multiple carriers |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
Active Insurance Solutions product offering
Product offeringCore offering
Active Insurance Solutions is an independent insurance agency that sells personal and commercial insurance products on behalf of more than 50 insurance carriers, providing auto, home, life, business, and specialty coverage to individuals and small-to-medium businesses across Minnesota, Wisconsin, Iowa, North Dakota, Colorado, and Texas. The agency shops multiple carriers to tailor coverage and price for each customer, with bundling discounts across policy lines, and supports customers through licensed agents at its Chanhassen office, by phone, and via online quote requests.
Product overview
Active Insurance Solutions is an independent insurance agency offering a comprehensive portfolio of insurance products across personal and commercial lines. The agency operates as a multi-carrier brokerage representing over 50 insurance companies, enabling them to provide tailored coverage options for auto, home, life, business, and specialty insurance needs. Their core products include standard auto, homeowner, life, and business insurance, complemented by specialized offerings such as classic car insurance, high-value home insurance (particularly for Lake Minnetonka properties), boat/RV insurance, motorcycle insurance, and various commercial lines including workers compensation and surety bonds. The agency differentiates through geographic market focus on Minnesota and surrounding states while offering location-specific products for communities like Minnetonka, Minnetrista, Mound, and Orono.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Personal auto insurance coverage protecting vehicles against accidents, liability, and damage. Includes options for standard vehicles and is offered through multiple carrier partners such as AAA, Allstate, GEICO, Progressive, and Liberty Mutual.
- Homeowner Insurance Coverage for homes and personal property against damage from fire, storms, theft, vandalism, and natural disasters, with liability protection for accidents on the property. Bundling with auto and umbrella policies is supported, with location-specific marketing variants for Minnetonka, Minnetrista, Mound, and Orono.
- Life Insurance Financial protection for families providing death benefits to beneficiaries, ensuring financial stability for surviving family members. Sourced through carrier partners such as Mutual of Omaha.
- Business Insurance Commercial insurance products spanning property, liability, workers compensation, and specialized coverage for businesses of various sizes, sourced through commercial carrier partners such as The Hartford, Travelers, Liberty Mutual, Nationwide, and Acuity.
- Classic Car Insurance Specialized insurance for collector and antique vehicles, featuring agreed value coverage, low rates for part-time use, and flexible mileage limits. Placed through specialty carrier partners including Hagerty and American Collectors.
- Commercial Auto Insurance Vehicle coverage for businesses including trucks, cars, and motorized equipment, providing bodily injury liability and property damage coverage for company automobiles.
- Commercial Liability Insurance Broad commercial insurance covering general liability exposures including professional liability (errors and omissions), employment practices liability (EPLI), and directors & officers coverage.
- Commercial Property Insurance Coverage for commercial buildings, inventory, equipment, and tools against losses from fire, break-in, vandalism, wind, and natural disasters.
- Commercial Umbrella Insurance Extra liability limits above underlying business policies, providing catastrophic loss protection when basic commercial coverage limits are exhausted.
- Condo Insurance Coverage for personal property, liability, and unit improvements in a condominium, with optional loss assessment coverage for condo association assessments.
- Flood Insurance NFIP flood insurance covering building and contents against flood damage; building coverage includes foundation, electrical, plumbing, and appliances.
- High-Value Home Insurance Specialized insurance for high-value properties ($750,000+) on Lake Minnetonka, covering luxury features, higher liability limits, and scheduled coverage for valuables. Offered through Chubb, Nationwide Private Client, PURE Insurance, and AIG.
- Landlord Insurance Protection for rental properties, including liability coverage for wrongful eviction, personal injury claims, and property damage.
- Motorcycle Insurance Coverage for motorcycles, street cycles, cruisers, touring bikes, and dirt bikes, including custom parts coverage up to $10,000 and roadside assistance.
- Off-Road Vehicle Insurance
Quantifiable outcome
- Insurance cost reduction of up to 50% reported by some customers switching to the agency
Companies that use Active Insurance Solutions
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles3 records
Active Insurance Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Active Insurance Solutions partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core and specialty.
- AAAcoreMajor national insurance carrier offering auto, home, and other personal insurance products. Active Insurance Solutions represents AAA as a carrier partner providing additional coverage options for customers.
- AcuitycoreRegional insurance carrier specializing in commercial and personal insurance products. Available through the agency for customers seeking competitive coverage options.
- AIGcoreGlobal insurance carrier offering comprehensive personal and commercial insurance products. Represented by the agency to provide high-value home insurance and specialty coverage options.
- AllstatecoreMajor national insurance carrier providing auto, home, and life insurance products. Available through the agency for customers seeking well-known national brand coverage.
- American CollectorsspecialtySpecialty insurance carrier focused on collector and classic vehicle insurance. The agency offers this carrier for customers with classic cars and collector vehicles requiring specialized coverage.
- ChubbcorePremium insurance carrier specializing in high-value home insurance and specialty coverage. The agency represents Chubb for high-net-worth customers requiring comprehensive property coverage.
- NationwidecoreMajor national insurance carrier offering comprehensive personal and business insurance products. Available through the agency for broad coverage needs.
- ProgressivecoreNational insurance carrier known for auto insurance with competitive pricing. Represented by the agency to offer auto coverage options alongside other carriers.
- The HartfordcoreEstablished insurance carrier offering business insurance and personal coverage products. The agency represents Hartford for commercial and business insurance customers.
- TravelerscoreMajor commercial and personal insurance carrier offering comprehensive coverage options. Available through the agency for business and personal insurance needs.
- Liberty MutualcoreNational insurance carrier offering auto, home, and business insurance products. Represented by the agency to provide additional coverage choices for customers.
- PURE InsurancespecialtyPremium insurance carrier focused on high-value homes and specialty coverage for affluent customers. The agency offers PURE for customers requiring comprehensive high-value home protection.
- HagertyspecialtySpecialty insurance carrier focused on classic and collector vehicles. The agency offers Hagerty coverage for customers with classic cars, vintage vehicles, and collector automobiles.
- Mutual of OmahacoreInsurance carrier offering life insurance and health products alongside personal coverage. Available through the agency for comprehensive insurance planning.
- GEICOcoreNational insurance carrier known for auto insurance with competitive direct-to-consumer pricing. The agency can facilitate GEICO coverage for customers seeking this option.
- Trusted ChoicecoreNational network of independent insurance agencies. Membership provides brand recognition, operational standards, and access to industry resources. The agency has adopted Trusted Choice's Pledge of Performance commitments to customers.
- Insurance Producer's NetworkcoreAgency membership in Insurance Producer's Network provides access to multiple insurance carriers and product offerings. Affiliation supports the agency's independent agency model.
- Figo Pet InsurancespecialtySpecialty pet insurance carrier offering coverage for dogs and cats. The agency offers Figo for customers seeking pet insurance protection as part of their coverage portfolio.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Active Insurance Solutions competitors and assessment
Company assessmentMarket position
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights6 records
Customer concentration
Active Insurance Solutions social profiles
Digital presenceActive Insurance Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Active Insurance Solutions leadership team
Management profileNumber of profiles
Active Insurance Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Active Insurance Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Active Insurance Solutions
What does Active Insurance Solutions do?
Active Insurance Solutions is an independent insurance agency that sells personal and commercial insurance products on behalf of more than 50 insurance carriers, providing auto, home, life, business, and specialty coverage to individuals and small-to-medium businesses across Minnesota, Wisconsin, Iowa, North Dakota, Colorado, and Texas. The agency shops multiple carriers to tailor coverage and price for each customer, with bundling discounts across policy lines, and supports customers through licensed agents at its Chanhassen office, by phone, and via online quote requests.
Is Active Insurance Solutions a public or private company?
Active Insurance Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Active Insurance Solutions founded?
Active Insurance Solutions was founded in 2017. It employs 1 to 10 people.
Where is Active Insurance Solutions based?
Active Insurance Solutions is headquartered in Chanhassen, United States, in the North America region.
How does Active Insurance Solutions make money?
One revenue line is on record: insurance Commissions.
Does Active Insurance Solutions have an API?
No public API is recorded for Active Insurance Solutions.
What industry is Active Insurance Solutions in?
Active Insurance Solutions's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAGAGAL, Embedded Insurance & Affinity Distribution Platforms, with a secondary code of FSAIABAB, Universal Life (UL) Insurance. Its NAICS code is 52421 and its SIC code is 6411.