Trager Reznitsky Insurance

What Trager Reznitsky Insurance does

Trager Reznitsky Insurance is an independently owned insurance agency operating as Trager Reznitsky Insurance, LLC, founded in 2014 and headquartered at 127 Washington Ave, 3rd Floor East in North Haven, Connecticut. The firm functions as a multi-carrier broker, comparing policies from multiple insurance companies on behalf of customers rather than underwriting its own products, and serves both individual consumers and small-to-mid-sized businesses across the state of Connecticut via three physical office locations (North Haven, Branford, and Southbury).

The agency's product portfolio is broad, spanning approximately 20 personal lines (auto, homeowners, life, umbrella, flood, condo, renters, motorcycle, boat, RV, ATV/powersports, collector car, disability, health, Medicare, senior products, earthquake, specialty dwelling, and mobile/manufactured home) and roughly 15 commercial lines (business owners packages, commercial auto, commercial property, general liability, workers' compensation, professional liability/E&O, cyber liability, directors and officers, EPLI, contractors, restaurant, church, bonds, healthcare facilities, and group benefits). Distribution is hybrid: walk-in consultations across three offices, phone-based sales and service, online quote request forms, and a self-service client portal (EzLynx/agentinsure) supported by payment processing through epaypolicy.com. The firm has no proprietary technology platform; all tooling is third-party industry-standard software.

Commercially, Trager Reznitsky earns revenue through standard insurance agency commissions paid by carrier partners for policies placed, making revenue structurally recurring and tied to in-force premium. Pricing is quote-based and varies by customer circumstance (e.g., umbrella insurance typically starts around $150/year). The agency pursues a sales-led, direct-to-consumer GTM combining local in-person advisory with digital marketing (educational blog, Google/Facebook review generation, client referral program), and community involvement including the Frank Fruner Foundation sponsorship of Bridgeport Central High School football. Founded by principal agent Joshua Trager alongside Eugene Reznitsky, the agency lists approximately 9 named agents across its team.

Name

Trager Reznitsky Insurance

Legal name

Trager Reznitsky Insurance, LLC

Website

https://tragerreznitsky.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Trager Reznitsky Insurance is a Connecticut-based independent insurance agency that comparison-shops multiple carriers for individuals and small businesses, offering ~20 personal and ~15 commercial insurance lines across three physical offices.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311)

akta.pro primary industry

Commercial General Liability (CGL) (FSAJADAA)

akta.pro secondary industries

Full-Coverage Personal Auto Insurance (FSAJAAAF), Standalone Umbrella Liability (FSAJANAE), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance brokerage
• Multi-carrier insurance quotes
• Connecticut insurance services

Headquarters

HQ city

North Haven

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, Trager Reznitsky earns commissions from insurance carriers for policies placed. They represent multiple insurance companies and compare coverage options for customers to find the best deal.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Trager Reznitsky Insurance is an independent insurance agency that shops multiple insurance carriers on behalf of customers, providing personal insurance (auto, home, life, umbrella, flood, watercraft, RV, motorcycle, health, Medicare, disability) and commercial insurance (BOP, commercial auto, general liability, workers compensation, professional liability, cyber liability, D&O, EPLI, contractors, restaurant, healthcare facilities, bonds, group benefits). The agency quotes across multiple carriers to identify the best coverage and price, with licensed agents providing personalized consultation, and is compensated through carrier commissions.

Product overview

Trager Reznitsky Insurance is a locally owned independent insurance agency in North Haven, CT that offers a comprehensive portfolio of personal and commercial insurance products. The personal insurance offerings include auto, homeowners, life, umbrella, flood, condo, renters, motorcycle, boat, RV, ATV/powersports, collector car, disability, health, Medicare, senior products, earthquake, specialty dwelling, and mobile home insurance. The commercial insurance portfolio includes business owners packages, commercial auto, business personal property, umbrella policies, general liability, workers compensation, professional liability, cyber liability, directors & officers, EPLI, contractors, restaurant, church insurance, bonds, commercial property, healthcare facilities, and group benefits. The agency operates as a service-based insurance broker offering online quote requests, client portal access, and payment processing through third-party platforms.

Differentiator

Problem solved

Functional benefit

Named customers4 records

Segments2 records

Ideal customer profiles2 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Frank Frumento FoundationminorStrategic or Co-development PartnerPartnership with the Frank Frumento Foundation to be Chief Sponsor of Bridgeport Central High School Football team. The sponsorship helped provide new football helmets for the upcoming season. Belief in the mission of Bridgeport Public Schools to inspire community cooperation.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Acrisure: One of the largest insurance brokerages in the U.S., offering personal, commercial, and specialty lines through a vast agency network. Operates the same general business model but at vastly greater scale and with deep specialty capabilities Trager Reznitsky does not match.
• HUB International: Large North American insurance brokerage providing personal, commercial, and employee benefits products. Overlapping product set and independent agency-style distribution; differs by enterprise scale, benefits specialization, and broader geographic reach.
• Brown & Riding Insurance Services: National wholesale insurance brokerage placing specialty commercial coverage through retail agents. Adjacent business model (intermediary between carriers and retail agents) but focused on specialty/excess lines rather than the standard personal and SMB book Trager Reznitsky writes.

Others

• Burns & Wilcox: Specialty wholesale insurance distributor and MGA. Operates upstream of retail agencies like Trager Reznitsky — providing surplus lines and specialty products that smaller independent agencies often access through wholesale partners rather than direct carrier appointments.
• Travelers Insurance: Major national P&C carrier that distributes heavily through independent agents. Not a competing agency, but a key carrier partner for agencies like Trager Reznitsky across auto, home, and commercial lines — and a representative of the carrier side of the value chain the agency depends on.
• Frankenmuth Insurance: Regional mutual insurance carrier with a strong independent agent distribution model across the Midwest. Not a direct competitor, but its carrier-side role is highly relevant to how independent agencies like Trager Reznitsky access regional personal and commercial capacity.

Direct peers

• The Hilb Group: Mid-Atlantic and Southeast-focused independent insurance agency offering personal, commercial, and benefits products. Comparable independent multi-carrier agency model; differs by larger employee headcount and PE backing enabling faster M&A-driven growth.
• Brightway Insurance: Franchise-based independent insurance agency platform offering personal and commercial lines through multiple carrier appointments. Directly comparable agency model and product mix; differentiated primarily by franchise structure and larger geographic footprint.
• Goosehead Insurance: Publicly traded independent insurance agency that shops multiple carriers on behalf of personal and commercial customers. Highly comparable business model (multi-carrier independent agency, commission-based, emphasis on service and choice) but operates at substantially larger national scale.
• Higginbotham Insurance: Large independent insurance brokerage offering personal, commercial, and employee benefits across multiple states. Comparable multi-line independent agency model, though at substantially greater scale and broader geographic reach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/TragerReznitsky
• Xx.com/tragerreznitsky

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trager Reznitsky Insurance