What intec AG does

intec AG is a German specialty warranty and insurance provider focused on the used-vehicle retail channel. Founded in 1974 in Göttingen by Horst Müller and now led by second-generation CEO Markus Müller, the company distributes four core warranty products — PKW-Garantie, Wohnmobil-Garantie, Motorrad-Garantie, and Oldtimer-Garantie — alongside three insurance products (SafetyCar-Versicherung, Reparaturkostenversicherung, and LeasingRückgabe-Schutz) to vehicle dealers and end customers in Germany and Austria. The PKW warranty covers vehicles up to 20 years and 300,000 km across all powertrain types, including electric and hybrid drivetrains, with claim coverage up to €20,000 per case.

The business is operated through a hybrid go-to-market: enterprise field sales and inside-sales teams (with a dedicated hotline) sign and manage 25,000+ dealer partnerships, an enterprise tier serves large dealer groups and OEM networks with API integrations into DMS/CRM systems, and a direct-to-consumer channel sells repair-cost insurance via the anschluss-garantie.de portal. The technology stack centers on a proprietary dealer portal (Händlerportal) and the Carbee platform — combining warranty management, sales, and marketing tools — together with secure APIs for automated contract management and real-time data synchronization. Underwriting and claims are anchored by five decades of proprietary data across 2.5 million issued warranties and 300,000+ processed claims, supporting a stated 24-hour claims-processing service level.

Revenue is generated from per-contract warranty premiums (one-time/licensed at point of vehicle sale), recurring insurance premiums on Reparaturkostenversicherung and similar products, and custom-priced enterprise contracts. Pricing is quote-based and not publicly disclosed. integ c operates as a privately held family Aktiengesellschaft with no external investors, holds a §34d GewO insurance intermediary license (register D-HTE4-ZN0XR-53), and employs 51–100 people.

Name

intec AG

Legal name

Intec AG

Website

https://intec-garantie.de

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

51–100 employees

Short description

intec AG is a German family-owned warranty and insurance specialist that provides used-vehicle warranty products, repair-cost insurance, and dealer portal software to 25,000+ automotive retailers across Germany and Austria.

Ownership category

akta.pro rank

Product category

Automotive Warranty and Insurance Services

NAICS

Other Financial Vehicles (52599)

SIC

Insurance Carriers, Nec (6399)

akta.pro primary industry

Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD)

akta.pro secondary industries

Vehicle Protection & Add-on Product Financing (Warranties, GAP, Service Plans) (FSAKADAL), GAP & Vehicle Protection Products (GAP Waiver/Insurance, Lease/Loan Protection) (FSAJALAC), Auto & Vehicle Leasing (Personal Use) (FSAKANAA)

Keywords

• Used vehicle warranty
• Automotive warranty services
• Dealer warranty programs
• Vehicle protection plans
• Warranty management platform

Headquarters

HQ city

Göttingen

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Vehicle Warranties (PKW, Wohnmobil, Motorrad, Oldtimer): Warranty products sold to car dealers for their used vehicle sales. Covers mechanical and electrical components up to 20,000 EUR per claim. Revenue generated from warranty contracts at point of vehicle sale.
2. SafetyCar Insurance: Insurance product covering hidden defects for dealers. Protects against pre-existing issues not discovered before sale.
3. Repair Cost Insurance (Reparaturkostenversicherung): Insurance product for vehicle owners protecting against unexpected repair costs. Sold through dealers or directly to end customers. Covers repair costs up to 100% depending on tariff.
4. Leasing Return Protection (LeasingRückgabe-Schutz): Protection product covering vehicle depreciation at lease return. Covers damage costs up to 3,000 EUR with 300 EUR deductible.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

intec AG designs, underwrites, and administers warranty and insurance products for the automotive retail trade in Germany and Austria. Its portfolio covers passenger cars, motorhomes, motorcycles, and classic vehicles, complemented by hidden-defect insurance, repair cost insurance, and lease return protection, all sold through a B2B dealer network backed by proprietary digital portals and 24-hour claims handling.

Product overview

intec AG offers a portfolio of warranty and insurance products for the vehicle trade industry in Germany and Austria. The core product line consists of four warranty types (PKW-Garantie, Wohnmobil-Garantie, Motorrad-Garantie, Oldtimer-Garantie) that dealers can offer at vehicle sale. These are complemented by three insurance products: SafetyCar-Versicherung for hidden defects, Reparaturkostenversicherung for vehicle owners, and LeasingRückgabe-Schutz for lease returns. Digital infrastructure includes a proprietary dealer portal for warranty management and the Carbee platform that unifies warranty management, sales portal, and marketing. The offering is backed by 50+ years of experience, a dealer network of 25,000+ partners, and 2.5+ million completed warranties.

Differentiator

Problem solved

Functional benefit

Brands

• Intec Garantie: The primary warranty brand of Intec AG, offering guarantee products for vehicle dealers and customers.
• Carbee
• SafetyCar
• carGO!
• V50 Drive

Products and services

• PKW-Garantie

Quantifiable outcome

• 24-hour claims processing and payment
• +3 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability2 records

Feature6 records

Partnerships

One partnership is on record.

• GRIP MotoreventminorGTM or Marketing PartnerMarketing partnership for the GRIP Motorevent scheduled for June 21, 2026. intec AG is providing 10 exclusive VIP tickets for active dealer partners through a giveaway promotion.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Warranty Management Group (WMG): WMG is a UK- and Ireland-headquartered provider of automotive and consumer warranty products, serving dealers, OEMs, and manufacturers. It is directly comparable to intec AG in business model (dealer-sold warranty administration) and target customer base (automotive retailers).
• MAPFRE Warranty: MAPFRE Warranty is the warranty specialist division of Spanish insurer MAPFRE, offering vehicle warranty and extended service contracts across Europe. It competes directly with intec AG in dealer-sold warranty distribution and has comparable multi-country European reach.
• Opteven: Opteven is a France-headquartered automotive warranty and service contract provider operating across Europe. It shares intec's model of dealer-distributed vehicle warranty products with digital claim processing, making it a close European peer despite its different home geography.
• Real Garant Versicherung AG: Real Garant is a Germany-based automotive warranty specialist operating across multiple European countries. It underwrites and administers dealer-sold warranty products for used and new vehicles, directly competing with intec AG on product structure, dealer distribution, and warranty claim management.
• CarGarantie: CarGarantie is one of Germany's largest automotive warranty providers, offering dealer-sold and OEM warranty products for new and used vehicles. It is the most direct competitor to intec AG, sharing the same dealer-distributed model, target customer (car dealerships), and product structure in the German market.
• Safe-Tek Warranty: Safe-Tek is a smaller Germany- and Europe-focused automotive warranty provider competing for dealer relationships with comparable used-car warranty products. While smaller in scale, it competes head-to-head with intec AG for dealer partnerships in the DACH region.

Broad incumbents

• Allianz Automotive / Allianz Versicherungs-AG: Allianz is a global insurance carrier offering automotive warranty, GAP, and repair cost insurance products alongside its broader P&C portfolio. As a broad incumbent, it competes with intec AG's insurance products but lacks intec's specialist dealer-only warranty focus.
• Volkswagen Garantie / OEM Captive Warranty Programs: OEM-sponsored warranty and certified pre-owned programs (e.g., Volkswagen, BMW, Mercedes-Benz) compete with intec AG's dealer-sold warranty products at the point of vehicle sale. While not a single competitor, OEM captive programs collectively represent the most significant competitive threat to independent warranty providers.
• AXA Konzern AG: AXA is a major German general insurer offering automotive insurance, GAP, and extended warranty products. It is a broad incumbent that overlaps with intec AG's warranty and insurance offerings but operates across a much wider product portfolio.

Emerging players

• CarConnect / Anschluss-Garantie Portal Operators: anschluss-garantie.de is intec AG's own direct-to-consumer warranty portal but reflects a broader category of digital-first warranty portals enabling consumers to purchase vehicle warranty products online. Comparable portals operated by competitors or insurtechs represent emerging DTC alternatives to dealer-channel warranty distribution.

Market position

Strengths5 records

Weaknesses1 record

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/intecgarantie
• LinkedInlinkedin.com/company/intec-ag
• Instagraminstagram.com/intec.ag
• Xx.com/intecgarantie

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about intec AG