What Aksarben Mortgage does

Aksarben Mortgage is a Nebraska-based retail mortgage brokerage operating as Aksarben Mortgage, LLC (NMLS #1944087). Founded in 2020 and headquartered in Omaha, the firm originates purchase loans, refinances, debt consolidation, and home equity products by brokering borrower demand to a network of third-party lenders rather than underwriting on its own balance sheet. Its product menu spans conventional, FHA, VA, USDA, fixed-rate, adjustable-rate, Non-QM, portfolio, blanket, bridge, HELOC, seller-financing, and private/hard money loans, with a particular focus on first-time buyers and real estate investors in Nebraska.

The business runs on a sales-led, relationship-driven go-to-market executed by a small team of loan officers (seven named: Steve Coulter, John Snyder, Nick Zwiebel, Ben Tomcak, Jerry Wellwood, Matt Holubar, and Mireya Nava) who work leads generated through the company website, contact forms, social media, blog content, SEO, email marketing, and in-person consultations at the Omaha office. Technology is conventional: no proprietary platform or AI tooling is disclosed; the firm relies on standard industry loan-origination systems, third-party credit reporting, and a suite of website-based mortgage calculators.

Economically, Aksarben Mortgage is a transaction-fee business, earning origination commissions and broker fees on each closed loan. It is privately held with no disclosed outside investors, no funding events, and no M&A activity. Operating geographies are multi-state (Nebraska, Arizona, Colorado, Florida, Iowa, Oklahoma, Texas), though branding and messaging remain anchored on serving Nebraska families, indicating that geographic expansion is incremental rather than a substitution for the local franchise.

Name

Aksarben Mortgage

Legal name

Aksarben Mortgage, LLC

Website

https://aksarbenmortgage.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Aksarben Mortgage is a private, Nebraska-based retail mortgage brokerage that brokers purchase, refinance, home equity, and investor loan products through a network of lenders, serving primarily individual homebuyers and investors in Nebraska with multi-state licensing across seven states.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage and Residential Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)

akta.pro secondary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

Keywords

• Mortgage brokerage
• Home loan origination
• Mortgage refinancing
• Home equity lending
• Residential mortgage services

Headquarters

HQ city

Omaha

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Mortgage Origination and Brokerage Fees: As a mortgage broker, Aksarben Mortgage earns revenue through origination fees and commissions from lenders when they close mortgage loans for customers. The company offers various loan products including purchase loans, refinance loans, debt consolidation, and home equity products.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Aksarben Mortgage is a Nebraska-based mortgage broker that matches individual consumers with home loan programs from a network of wholesale lenders. It originates purchase loans, refinance loans, debt consolidation loans, and home equity products, and supports government-backed (FHA, VA, USDA), conventional, ARM, fixed-rate, Non-QM, bridge, portfolio, blanket, seller-financed, and private/hard money loan programs, complemented by online calculators and credit report tools.

Product overview

Aksarben Mortgage is a mortgage loan refinance company and broker operating in Nebraska. The company offers a comprehensive suite of mortgage products including purchase loans, refinance loans, debt consolidation, and home equity products. Their loan programs include conventional loans, FHA loans, VA loans, USDA loans, adjustable rate mortgages, and fixed rate mortgages. For real estate investors, they provide specialized financing including bridge loans, HELOCs, portfolio loans, blanket mortgages, seller financing, and private/hard money loans. The company also offers Non-QM loans for self-employed borrowers and mortgage recasting services. Supporting digital tools include mortgage calculators and 3-bureau credit report access. Aksarben Mortgage operates as a broker working with a network of lenders to match borrowers with appropriate loan programs.

Differentiator

Problem solved

Functional benefit

Products and services

• Purchase Loans Mortgage financing for homebuyers purchasing a new property, including support for first-time buyers across various loan program options.
• Refinance Loans Mortgage refinancing services allowing homeowners to replace existing loans with new ones to lower interest rates, change loan terms, or access home equity.
• Debt Consolidation Loans Using home equity to consolidate high-interest debts into a single mortgage payment managed through the broker.
• Home Equity Products Home equity financing options including HELOCs and home equity loans for accessing accumulated property value.
• Conventional Loans Standard mortgage loans not government-backed, offered through banks and credit unions with competitive rates for borrowers with strong credit.
• FHA Loans Federal Housing Administration-backed loans with lower down payment requirements (3.5%) and more flexible credit score requirements for first-time buyers.
• VA Loans U.S. Department of Veterans Affairs-backed loans for eligible military service members, veterans, and surviving spouses with no down payment required.
• USDA Loans Department of Agriculture-backed loans for buyers in rural and certain suburban communities, often requiring no down payment for qualified borrowers.
• Adjustable Rate Mortgages (ARM) Variable interest rate mortgages with an initial fixed-rate period, offering lower initial payments before adjusting based on market conditions.
• Fixed Rate Mortgages Mortgages with consistent interest rates throughout the loan term, providing predictable monthly payments for homeowners.
• Bridge Loans Short-term transition financing allowing homeowners to access equity from their current home before purchasing their next property.
• HELOCs Home Equity Lines of Credit providing flexible access to home equity with interest charged only on amounts used.
• Mortgage Recasting Service allowing homeowners to lower monthly payments by applying lump-sum proceeds toward mortgage balance without refinancing.
• Non-QM Loans Non-qualified mortgage loans for self-employed individuals, freelancers, and borrowers with non-traditional income documentation.
• Portfolio Loans Customized financing solutions held by lenders rather than sold to secondary markets, offering flexible underwriting for multi-property investors.
• Blanket Mortgages Single loan covering multiple properties, simplifying loan management for investors with rental portfolios.
• Seller Financing Arrangements where property owners act as lenders, allowing buyers to make payments directly to sellers with flexible terms.
• Private/Hard Money Loans Short-term capital access based on property value rather than borrower income, commonly used in fix-and-flip projects.
• Mortgage Calculators Online financial tools including mortgage, refinance, extra-payment, affordability, principal, and tax-benefits calculators for prospective borrowers.
• 3-Bureau Credit Report Access Service providing access to full 3-bureau credit reports to help applicants understand their credit standing before applying for a home loan.

Quantifiable outcome

• The company claims to have guided hundreds of move-up buyers through transitions to their next home with practical strategies and local expertise.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Network of LenderscoreStrategic or Co-development PartnerAksarben Mortgage works with a network of lenders to find loan programs that match customer financial profiles. This network enables the company to offer a wide range of solutions including conventional loans, FHA loans, VA loans, and USDA programs tailored to individual customer needs.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Rocket Mortgage: Largest U.S. mortgage lender, originating purchase and refinance loans directly to consumers nationwide. Competes with Aksarben for retail mortgage customers but at vastly greater scale and with proprietary technology.
• LoanDepot: National retail and wholesale mortgage lender operating both direct-to-consumer and broker channels. Competes for the same purchase and refinance borrowers as Aksarben Mortgage.

Direct peers

• NewRez: National mortgage lender and servicer with both retail and wholesale channels. Provides similar product suite including conventional, government, and non-QM programs to retail brokers.
• CrossCountry Mortgage: Mid-size retail mortgage lender with branch-based originator model across multiple states, including the Midwest. Most direct comp to Aksarben in terms of multi-state retail brokerage footprint.
• Fairway Independent Mortgage: Independent retail mortgage lender with branches across the Midwest and Sun Belt. Operates a similar branch-based, loan-officer-driven model with comparable product breadth.
• Guild Mortgage: Retail-focused mortgage lender operating across the Midwest, West, and Southeast. Comparable in offering a full menu of conventional, government, and specialty loan programs via loan officers.
• Movement Mortgage: Retail mortgage lender with a national network of loan officers, headquartered in the Midwest. Comparable multi-state retail brokerage model and product mix.
• Guaranteed Rate: Mid-size retail mortgage lender with strong Midwest presence, offering purchase and refinance products through loan officers. Closely comparable in geographic mix and channel model to Aksarben.
• United Wholesale Mortgage (UWM): Largest U.S. wholesale mortgage lender, working exclusively through independent mortgage brokers like Aksarben. Closest direct functional peer as UWM supplies the lender side of Aksarben's broker network.
• PrimeLending: National retail mortgage lender with branch network across the Midwest, Sun Belt, and other regions. Operates a similar relationship-driven, loan-officer-centric model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/ak_mortgage
• YouTubeyoutube.com/channel/UC9rsbu2mVVUBHWQIOLVgPeA
• Facebookfacebook.com/aksarbenmortgage
• LinkedInlinkedin.com/company/aksarben-mortgage
• Instagraminstagram.com/aksarbenmortgage/#

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aksarben Mortgage