Retirement Strategies

What Retirement Strategies does

Retirement Strategies, Ltd. is a Registered Investment Advisory (RIA) firm founded in 1993 and headquartered in Dublin, Ohio, providing fee-based comprehensive retirement planning and investment management services to individuals and small businesses across Central Ohio. The firm specializes in Ohio state employee retirement planning with deep expertise in OPERS, STRS, and SERS pension systems, offering specialized guidance on 403(b), 457(b), and Alternative Retirement Plan (ARP) decisions. Its core product suite includes Comprehensive Advisory Services, Financial Independence Analysis (a proprietary financial planning process with long-term income and asset projections), Investment Management using actively managed mutual funds, ETFs, and individual securities, Asset Accumulation planning, Risk Management, and Life Event Planning. The technology stack is built on standard third-party wealth management platforms — eMoney Advisor for account aggregation and financial planning, Fidelity Investments for client account access, and Black Diamond for performance reporting and billing — supplemented by proprietary software for state pension coordination and Social Security distribution strategy modeling.

The firm's business model is fee-based advisory on a subscription recurring basis, with a Comprehensive Retainer Fee model that provides unlimited client meetings for up to one year, structured separately from investment management fees. Revenue is generated through two primary streams: Advisory Services and Investment Management, with no product sales commissions. Distribution is via direct sales through two main channels: workplace financial wellness programs for employer clients (over 30 years of worksite financial education) and individual advisory engagements initiated through complimentary evaluations. The firm also markets through educational content (resource center, blog, financial calculators), no-cost Retirement Decisions workshops at community venues, and the COPEC 501(c)(3) nonprofit (founded 2004) which provides free financial wellness education to businesses and community organizations.

Customer segments are concentrated on three primary groups: pre-retirees and retirees (the largest persona segment), Ohio state employees with OPERS/STRS/SERS pension benefits (the highest-value use case segment), and small business owners (a secondary business unit segment). The firm operates an 'Under 1 Roof' ecosystem network that co-locates affiliated tax (RS Tax & Accounting Services), legal (Golowin Legal), and insurance (Griffin-Lantz Insurance Agency) partners to deliver multi-disciplinary services. The firm is privately held, founder-owned (Jerry W. Snyder as Founder, James A. Lindner as President and CEO), with no institutional investors, no public revenue or AUM disclosure, and operates from a single location with approximately 8 team members. No patents, trademarks, awards, regulatory actions, mergers, or funding rounds are present in the available data.

Name

Retirement Strategies

Legal name

Retirement Strategies, Ltd.

Website

https://retirement-strategies.com

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

1–10 employees

Short description

Retirement Strategies, Ltd. is a Dublin, Ohio-based Registered Investment Advisory firm specializing in retirement planning and investment management for Ohio state employees (OPERS, STRS, SERS pensions) and Central Ohio individuals, operating on a fee-based retainer model since 1993.

Ownership category

akta.pro rank

Product category

Retirement Planning and Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Insurance and Employee Benefit Funds (5251)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD)

akta.pro secondary industries

Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF), Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)

Keywords

• Retirement planning services
• Investment management
• Financial advisory services
• State pension planning
• Wealth management

Headquarters

HQ city

Dublin

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Advisory Services: Fee-based advisory services offered to clients with a comprehensive retainer fee model. Clients can receive unlimited meetings for up to one full year to evaluate their financial situation and develop a financial plan. Services are provided separate from investment management.
2. Investment Management: Wealth management services using actively managed mutual funds, ETFs for core index holdings and commodity strategies, and individual securities when requested or to avoid taxable gains.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels5 records

Core offering

Retirement Strategies, Ltd. is a fee-based Registered Investment Advisory firm that provides comprehensive retirement planning and investment management services to individuals and small business owners, with specialized expertise in Ohio public employee pension systems (OPERS, STRS, SERS) and supplemental 403(b)/457(b) plans. Advisory services are delivered under a comprehensive annual retainer for unlimited meetings and planning, separate from investment management which uses actively managed mutual funds, ETFs, and individual securities. The firm also delivers workplace financial wellness programs to employers and operates an "Under 1 Roof" network co-locating financial planning, legal, tax, and insurance partners.

Product overview

Retirement Strategies is a Registered Investment Adviser providing a comprehensive suite of financial planning and investment management services. The core offering includes Comprehensive Advisory Services with Financial Independence Analysis, Investment Management using actively managed mutual funds and ETFs, Asset Accumulation planning, Risk Management, and Life Event Planning. The firm specializes in state employee retirement planning with expertise in OPERS, STRS, and SERS pension systems. Additional services include Workplace Financial Wellness programs and Small Business Services. The 'Financial Services Under 1 Roof' platform integrates affiliated firms for collaborative financial, legal, insurance, and tax solutions. The firm also provides educational resources including a library of financial calculators and supports COPEC, a 501(c)(3) nonprofit financial education organization.

Differentiator

Problem solved

Functional benefit

Brands

• Under 1 Roof: A collaborative network of Retirement Strategies, Ltd., Golowin Legal, LLC., RS Tax & Accounting Services, Inc., and Griffin-Lantz Insurance Agency providing comprehensive financial planning, legal, insurance, and tax services under one location.

Products and services

• Comprehensive Advisory Services Fee-based comprehensive financial planning services provided by fiduciary advisors and Certified Financial Planners, structured separately from investment management. Clients engage through a comprehensive retainer fee covering unlimited advisory meetings.
• Investment Management Long-term wealth management strategy built on asset allocation principles, deploying actively managed mutual funds, ETFs for core index and commodity exposures, and individual securities when appropriate or tax-managed. Services are billed separately from the comprehensive advisory retainer.
• Workplace Financial Wellness Programs Financial education and wellness programs for employer workforces, including on-site workshops, webinars, group discussions, employee apps, and access to the RS WealthBuilder program with upgrade path to comprehensive planning services. Designed without conflict with 401(k) or other retirement benefits.
• State Employee Retirement Planning Specialized retirement planning for Ohio public-sector employees covered by OPERS, STRS, SERS, and FERS pension systems. Includes pension distribution analysis, Alternative Retirement Plan (ARP) decisions, credit buy-back evaluation, and coordination with Social Security.
• 403(B) & 457(B) Plan Advice Education and advice on supplemental retirement savings plans for public-sector employees, covering 403(b) and 457(b) plan contribution analysis, plan optimization, and integration with state pension benefits.
• Small Business Services Integrated planning for small business owners combining specialized retirement planning, wealth management, retirement account plans, estate planning, income tax strategies, and business insurance planning including buy-sell and key-man coverage.

Quantifiable outcome

• Financial independence defined as having freedom to do what you want rather than what you have to do, with long-term projections for income and asset sustainability through retirement.

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature2 records

Partnerships

Seven partnerships are on record, tiered core and supporting.

• RS Tax & Accounting Services, Inc.coreStrategic or Co-development PartnerCo-located at 5060 Parkcenter Ave, Suite A, Dublin, OH. Provides tax and accounting services to individuals and businesses. Jerry Snyder, Jay Lindner, and Jeffrey Foster are minority owners of RS Tax & Accounting Services, Inc. Works together for common clients to provide comprehensive financial services.
• Golowin Legal, LLCcoreStrategic or Co-development PartnerElder law attorneys co-located at same address. Part of the 'Under 1 Roof' network providing collaborative advice for estate planning, elder care, and legal needs. Russ Golowin, Esq. presents at Retirement Decisions workshops.
• Griffin-Lantz Insurance AgencysupportingChannel Partner/ Reseller/ DistributorInsurance agency part of the Under 1 Roof network. Located approximately 1 mile from main office. Provides insurance products and services including life insurance, disability insurance, and long-term care coverage as part of comprehensive risk management planning.
• Central Ohio Professional Education Council (COPEC)coreStrategic or Co-development Partner501(c)(3) nonprofit organization co-founded by Retirement Strategies partners. Provides free speakers for wellness education to businesses and organizations since 2004. Firm partners are active presenters. COPEC Board leadership includes Golowin Legal, RS Tax & Accounting, and Retirement Strategies.
• Fidelity InvestmentssupportingTechnology or IntegrationTechnology platform partner for client account management. Clients use Fidelity Web Portal for account access. Platform used as part of comprehensive wealth management services.
• eMoney AdvisorsupportingTechnology or IntegrationWealth management platform used for account aggregation, budgeting, document sharing, and financial independence planning. Primary platform for client financial planning tools.
• Black Diamond (Portfolio Reporting)supportingTechnology or IntegrationWeb portal used for account performance and billing reports. Part of the client account access ecosystem alongside eMoney and Fidelity platforms.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Mariner Wealth Advisors: Large national RIA offering comprehensive financial planning, investment management, and tax/estate services. Comparable to Retirement Strategies in core service mix (fee-based advisory, retirement planning, integrated wealth services) but at far greater scale and geographic breadth.
• Mercer Advisors: National RIA offering fee-only wealth management, retirement planning, tax, and estate services. Comparable comprehensive service offering and fiduciary positioning, but operating at much larger scale across multiple U.S. regions.
• Carson Group: RIA platform serving independent advisors with retirement, investment, and tax planning services. Comparable in serving individual clients with retirement and wealth management needs, though distributed through affiliated advisor firms.
• Creative Planning: Large RIA providing holistic financial planning, investment management, and retirement plan services to individuals and institutions. Comparable in fiduciary, fee-only orientation and breadth of services, though operating at national scale.

Direct peers

• Spero-Smith Investment Advisors: Mid-sized fee-only RIA providing retirement planning, investment management, and tax/estate coordination. Comparable in fiduciary, retainer-style engagement model and similar-sized firm profile serving individuals and small businesses.
• Keel Point: Mid-Atlantic RIA offering comprehensive financial planning, investment management, and retirement income strategies. Comparable in mid-sized fee-only RIA profile with retirement-focused service mix and institutional clientele.
• Foster Group: Fee-only RIA focused on retirement income planning and Christian-values-aligned financial planning. Comparable in fee-based retirement focus and modest, mission-driven firm profile; serves a similar pre-retiree and retiree client segment.
• Buckingham Strategic Wealth: National fee-only RIA focused on evidence-based financial planning and retirement income strategies. Comparable in fiduciary model, retirement-planning focus, and retainer-style engagement model; serves a similar pre-retiree client base.
• Honkamp Krueger & Co. (HK Wealth Group): Midwestern CPA-affiliated wealth advisory firm offering financial planning, investment management, tax, and retirement services. Comparable integrated tax + wealth model and similar-size, regional firm profile aligned with business-owner and individual clients.

Emerging players

• Facet Wealth: Digital-first flat-fee financial planning firm targeting mass-affluent and pre-retiree clients. Comparable target customer (pre-retirees needing comprehensive planning) but with a tech-enabled, low-overhead delivery model that competes on price.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/retirement-strategies-llc-wi

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Retirement Strategies