FM LeasingPartner GmbH

What FM LeasingPartner GmbH does

FM LeasingPartner GmbH, headquartered in Bissendorf, Germany, is the country's largest independent leasing broker, founded in 1984 by Wolfgang Müller and Mathias Fröde. The company mediates financing solutions for German Mittelstand (SME) companies across diverse verticals including construction, agriculture and forestry, transport and railway, cranes and heavy load, aviation, medical, IT, and renewable energy. It places more than €800 million in annual financing volume through a network of over 40 leasing companies and financial partners, supported by 100 employees across 16 German branch offices and an international office in Austria via HV LeasePartner.

The company's core service portfolio spans five financing products — Leasing, Mietkauf (hire purchase), Darlehen (loans), Absatzfinanzierung (sales financing), and Factoring — supplemented by the proprietary leasinGo digital comparison platform that enables 24/7 quote requests across multiple financing partners. Technology infrastructure consists of standard CRM systems plus the leasinGo platform, with no disclosed AI/ML capabilities. Distribution combines field sales representatives (Außendienst), inside sales teams (Innendienst), the leasinGo self-service portal, and referral networks through equipment dealers and manufacturers.

FM LeasingPartner operates on a commission-based transaction-fee model, earning broker commissions from financing partners on successfully placed contracts rather than charging customers directly. The company is regulated as a loan broker under § 34c GewO, supervised by IHK Osnabrück. Since November 2024, FM LeasingPartner has been a subsidiary of MRH Trowe, one of Germany's Top 5 insurance brokers, enabling bundled offerings of credit insurance, factoring, sureties, and trust damage insurance alongside financing mediation. The company reported record results in 2025 in both placement volume and margins despite challenging market conditions.

Name

FM LeasingPartner GmbH

Legal name

FM LeasingPartner GmbH

Website

https://fm-leasingpartner.de

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

51–100 employees

Short description

FM LeasingPartner GmbH is Germany's largest independent leasing broker, mediating leasing, hire-purchase, loan, sales financing, and factoring contracts for SME companies across 10+ industry verticals through 40+ financing partners and 16 branch offices.

Ownership category

akta.pro rank

Product category

Commercial Leasing Brokerage

NAICS

Other Commercial and Industrial Machinery and Equipment Rental and Leasing (53249)

SIC

Finance Lessors (6172)

akta.pro industry

PRIMARYFSAKANAL

Lease Servicing, Management & Remarketing (Consumer)

Financial & Insurance/Lending & Consumer Finance/Consumer Leasing (Non-mortgage)

Keywords

• Leasing brokerage
• Commercial financing solutions
• Hire purchase mediation
• Equipment financing services
• Factoring services

Headquarters

HQ city

Bissendorf

HQ country

Germany

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Brokerage/Commission Income: FM LeasingPartner earns commissions from leasing companies and financial partners for successfully placed financing contracts. As an intermediary broker, they do not charge customers directly for their mediation services.
2. Financing Mediation Services: Revenue generated through mediation of leasing, hire-purchase, loans, factoring, and sales financing contracts between customers and over 40 financing partners. The company acts as an independent intermediary.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

FM LeasingPartner GmbH is Germany's largest independent leasing broker, mediating financing solutions—including leasing, hire purchase (Mietkauf), loans (Darlehen), sales financing (Absatzfinanzierung), and factoring—between German SME (Mittelstand) customers and a network of more than 40 leasing companies and financial institutions. The firm operates from 16 branch offices with field and inside sales teams, complemented by its leasinGo online comparison platform for 24/7 quote requests.

Product overview

FM LeasingPartner is Germany's largest leasing broker, offering a portfolio of five core financing services: Leasing, Mietkauf (hire purchase), Darlehen (loans), Absatzfinanzierung (sales financing), and Factoring. These services are complemented by the leasinGo online comparison platform, which enables 24/7 digital quote comparisons. Operating with over 40 financing partners and 100 employees across 16 locations, the company places annual placement volumes exceeding 800 million euros and serves diverse industries including construction, crane/heavy load, transport/logistics, machinery, agriculture, energy, medical/laboratory, IT/communication, aviation, and specialty sectors. Since November 2024, FM LeasingPartner has been part of MRH Trowe, one of Germany's Top 5 brokers for insurance solutions.

Differentiator

Problem solved

Functional benefit

Brands

• leasinGo: Digital online comparison portal for leasing and hire-purchase offers, available 24/7

Products and services

• Leasing Leasing provides companies with flexible financing to use investment assets without purchasing them directly, offering balance sheet neutrality, predictable rates, and tax-deductible lease payments. Brokered by FM LeasingPartner across its network of 40+ financing partners for German SMEs.
• Mietkauf (Hire Purchase) Mietkauf is a modified form of loan financing offered by leasing companies with freely selectable terms, where the financed object is balance-sheeted by the customer and ownership transfers upon final payment. Brokered by FM LeasingPartner for SMEs seeking path-to-ownership financing.
• Darlehen (Loan) Loan financing designed for optimal integration of promotional/subsidized funds, providing customized financing solutions for investment goods. Brokered by FM LeasingPartner to enable favorable loan terms for SME capital investments.
• Absatzfinanzierung (Sales Financing) Sales financing solution that provides added value for dealers, manufacturers, and their customers by enabling installment purchasing options for end customers. Brokered by FM LeasingPartner to support manufacturers and dealers in financing customer purchases.
• Factoring Immediate liquidity-enhancing transfer of customer receivables, allowing businesses to convert outstanding invoices into immediate cash flow. Brokered by FM LeasingPartner to improve working capital for SMEs.
• leasinGo (Online Comparison) Online comparison platform enabling 24/7 leasing and hire-purchase quote requests and comparisons, offered in cooperation with FM LeasingPartner for commercial financing. Combines digital self-service with the company's personal consulting under the 'Kompetenz²' concept.

Quantifiable outcome

• €800M+ annual financing volume placed
• +2 more outcomes

Named customers15 records

Segments8 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Six partnerships are on record, tiered core and minor.

• MRH TrowecoreStrategic or Co-development Partner · 1 November 2024Acquisition by MRH Trowe in November 2024. MRH Trowe is one of the Top 5 brokers for individual insurance solutions and consulting concepts in Germany. The partnership enables FM LeasingPartner to offer bundled services including credit insurance, factoring, sureties, and trust damage insurance alongside financing solutions. FM LeasingPartner maintains independence as a financing partner.
• Leasing-Agentur StolzenburgminorStrategic or Co-development Partner · 1 October 2024Acquisition of Leasing-Agentur Stolzenburg in Zwenkau near Leipzig completed in October 2023. The takeover ensured continuity of customer relationships and employment for existing staff. Part of FM's strategy to consolidate smaller brokers and expand regional market position.
• HV LeasePartner OGcoreChannel Partner/ Reseller/ Distributor · 1 December 2021International representation partnership since December 2021. HV LeasePartner based in Austria handles cross-border financing requests for FM LeasingPartner's German operations. The partnership enables FM to offer financing solutions across Europe through FM International office in Baden bei Wien. Specialists Georg Haslinger and Sebastian Volbert handle international transactions.
• leasinGocoreTechnology or IntegrationDigital platform partnership providing 24/7 online comparison of leasing and hire-purchase offers. The leasinGo platform is integrated into FM LeasingPartner's website and enables customers to receive instant quotes from multiple financing partners. Part of FM's 'Kompetenz²' concept combining personal consulting with digital speed.
• Over 40 Financing PartnerscoreOthersNetwork of more than 40 leasing companies and financial institutions that FM LeasingPartner works with to place customer financing requests. Includes banks, leasing companies, and specialized financiers covering all asset classes and customer segments.
• Südleasing GmbHminorStrategic or Co-development PartnerOriginal founding partnership - FM LeasingPartner began as a representation of Südleasing GmbH in 1984. The original founders Wolfgang Müller and Mathias Fröde started as representatives of Südleasing before establishing FM LeasingPartner as an independent company.

Scale indicators7 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• Deutsche Leasing AG: One of Germany's largest leasing companies (state-backed Sparkassen group); engages in similar asset-class leasing (machinery, vehicles, real estate) with comparable SME/mid-market customer focus, but operates with own balance sheet at significantly larger scale.
• KGAL Group: Established German asset finance, leasing, and investment manager serving institutional and corporate clients across aviation, real estate, and infrastructure - an incumbent with overlapping capabilities to FM's aviation and heavy-asset brokerage.
• UniCredit Leasing GmbH: Bank-owned equipment and vehicle lessor in Germany (UniCredit/HVB subsidiary); comparable SME/corporate leasing product set to FM's broker-dealer offerings.
• Commerzbank Equipment Finance: Universal-bank-owned equipment leasing and sales-financing arm of Commerzbank serving Mittelstand and corporate customers - competes in the same financing channels FM brokers.

Direct peers

• Grenke AG: Frankfurt-listed SME leasing and franchise financing company with comparable Mittelstand target customer and similar asset-class breadth (IT, equipment, vehicles); differs by being a balance-sheet lessor with origination, whereas FM is a pure broker.
• abcfinance GmbH: German SME financing specialist (Werhahn Group subsidiary) offering leasing, hire-purchase, and factoring to Mittelstand - directly comparable customer base and product mix to FM LeasingPartner, though with owned balance-sheet funding rather than brokerage.
• CHG Meridian Group: Privately-held German corporate-leasing specialist (technology and industrial equipment) with mid-market and enterprise focus - directly comparable product offering to FM's IT, machinery, and equipment verticals.

Regional players

• S-Kreditpartner GmbH: Sparkassen-affiliated vehicle and equipment leasing specialist serving German Mittelstand through the savings-bank channel - directly competing with FM in SME fleet/equipment financing, embedded in regional Sparkassen network.

Emerging players

• Finanzchef24 (SFK GmbH): Online business-finance comparison and broker platform serving German Mittelstand with leasing, factoring, and loan products - direct digital-disruption competitor to FM's offline brokerage model.
• LeasingMarkt.de: Online comparison portal aggregating commercial leasing, hire-purchase, and loan offers - emerging digital competitor in the same SME finance-origination space where FM operates its leasinGo platform.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/FM-LeasingPartner
• LinkedInlinkedin.com/company/fm-leasingpartner-gmbh
• YouTubeyoutube.com/channel/UCw7Z3vW3ZdJ3Gm5Yp1cXlDQ

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FM LeasingPartner GmbH