Harvest

What Harvest does

Harvest is a French WealthTech software publisher founded in 1989 and headquartered in Paris, specializing in financial, estate, and tax decision-making software for wealth management professionals, independent financial advisors (CGPI), banks, insurance companies, and asset managers. The company's core platform comprises BIG (flagship wealth management and patrimonial analysis solution) and O2S (CRM with multi-bank account aggregation, compliance management for MIF2/DDA/LCBFT, electronic signature, and regulatory obligation tracking), supplemented by a modular product suite including MoneyPitch (white-label client wealth portal), Fidnet (advisory resources), Quantalys (financial product data and portfolio construction), ClickImpôts (tax declaration with EDI-IR government certification), Quantix (financial simulators), VIC (omnichannel credit sales and instruction), and Feefty (structured products platform). The technology stack is cloud-based SaaS with APIs for third-party integration and EDI-IR-certified direct tax filing to the French DGFIP.

The company generates revenue primarily through annual B2B SaaS subscriptions sold via direct enterprise sales and a quote-based model, with secondary streams from transaction and distribution fees on the O2S Business Link platform (connecting financial institutions with 1,400+ independent advisors), data licensing via Quantalys, and professional training through Harvest Fidroit Academy. ClickImpôts is sold via online store at €56–€119 (individuals) and €159+ (professionals). Harvest serves 4,600+ client companies with 100,000+ professional workstations deployed, including blue-chip logos such as BNP Paribas, HSBC, ING, Crédit Agricole, AXA, SwissLife, Groupama, Carmignac, Generali, and Invesco.

Following a 2024 ownership transition to TA Associates and Montagu Private Equity as co-controlling shareholders, Harvest has pursued an aggressive pan-European consolidation strategy, acquiring Feefty (structured products, April 2023), Fincite (Germany, March 2025), and Firstance (Italy, January 2026), expanding coverage to 30+ European jurisdictions with 7 local offices. The firm employs 251–500 people and has been recognized with 16 consecutive Palmarès Gestion de Fortune first-prize awards, WealthTech100 (2025), and ESGFinTech100 (2025) designations.

Name

Harvest

Legal name

HARVEST SAS

Website

https://harvest.fr

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

251–500 employees

Short description

Harvest is a Paris-based WealthTech software publisher founded in 1989, providing financial, estate, and tax decision-making SaaS platforms for wealth advisors, banks, insurers, and asset managers across 30+ European jurisdictions.

Ownership category

akta.pro rank

Product category

Wealth Management Software

NAICS

Software Publishers (51321), Portfolio Management and Investment Advice (523940)

SIC

Services-Prepackaged Software (7372), Investment Advice (6282)

akta.pro primary industry

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

akta.pro secondary industries

Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM), Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)

Keywords

• Wealth management software
• Fiscal simulation tools
• Patrimonial CRM software
• Tax declaration software
• Financial data analytics

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Subscriptions (SaaS): Harvest generates recurring revenue through subscription-based access to its software platforms including BIG, O2S, MoneyPitch, and other solutions. The company operates on a SaaS model with automatic updates and cloud-based delivery.
2. Transaction and Distribution Fees: Revenue generated through O2S Business Link platform where financial institutions pay for distribution capabilities and connectivity to independent advisors. Trading Link service enables direct order processing for additional fees.
3. Professional Services and Training: Harvest Fidroit Academy provides training courses in wealth management, including fiscal, transmission, retirement, insurance, real estate, credit topics. Training offerings include in-person, e-learning, blended learning, virtual classes, and custom modules.
4. Data Licensing: Quantalys data and analysis capabilities are licensed to financial professionals for investment strategy and portfolio construction. Comprehensive financial product data is sold as part of the offering.

Pricing tiers

Go-to-market motion3 records

Distribution channels6 records

Marketing channels9 records

Core offering

Harvest develops and sells cloud-based SaaS software for wealth management and finance professionals in Europe. Its core platform comprises BIG (comprehensive wealth analysis and fiscal simulation tool) and O2S (patrimonial CRM with multi-bank account aggregation, compliance management, and client relationship capabilities), complemented by specialized modules including MoneyPitch (white-label client portal), Fidnet (advisory resources), Quantalys (fund analysis and portfolio construction), ClickImpôts (tax declaration), Quantix (simulators), VIC (omnichannel credit sales), and Feefty (structured products). The company serves banks, insurance companies, asset managers, independent wealth advisors, family offices, and legal/accounting professionals across France, Germany, and Italy.

Product overview

Harvest is a European WealthTech software publisher offering a comprehensive platform-plus-modules architecture for wealth management and finance professionals. The core platform consists of BIG (flagship wealth management solution) and O2S (CRM with aggregation and compliance capabilities), supplemented by specialized modules including MoneyPitch (client portal), Fidnet (advisory resources), Quantalys Licenses (investment analysis), Clickimpôts (tax software), Quantix (simulators), VIC (credit solutions), and Feefty (structured products). The company operates across France, Germany (via Fincite acquisition), and Italy (via Firstance acquisition), serving over 4,600 client companies across more than 30 European jurisdictions. The ecosystem is complemented by API access, aggregation services, training (Fidroit Academy), and regulatory document management.

Differentiator

Problem solved

Functional benefit

Brands

• BIG: Digital reference solution for wealth management
• O2S
• MoneyPitch
• Fidnet
• Quantalys
• Clickimpots
• Quantix
• VIC
• Feefty
• Fincite
• Firstance

Products and services

• BIG The flagship digital wealth management reference solution covering comprehensive or thematic wealth analysis including fiscal, social, succession, and business owner approaches. Provides automated updates, rapid impact simulation, and high-quality personalized reports for wealth management professionals.
• O2S Daily CRM tool for wealth management professionals featuring account aggregation, client relationship management, compliance tracking (DDA/MIF2/LCBFT), electronic signature, and regulatory obligation management. Used by 1,400+ establishments including CGPI offices, Family Offices, and Private Banks.
• MoneyPitch White-label web portal that aggregates all client financial data (bank accounts, securities, life insurance, funds, savings, retirement savings) to provide personalized advisory services. Accessible via smartphones, tablets, or computers; directly connects to the O2S platform.
• Fidnet

Quantifiable outcome

• 2,000 companies equipped with BIG and O2S software globally
• +4 more outcomes

Named customers26 records

Segments7 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability5 records

Feature9 records

Partnerships

20 partnerships are on record, tiered core, flagship and minor.

• Budget InsightcoreTechnology or IntegrationStrategic technology partnership with Budget Insight, France's #1 fintech for personal finance data aggregation. The partnership integrates Budget Insight's banking API connections into Harvest's wealth management solutions, enabling enhanced data aggregation capabilities for the MoneyPitch portal and other products.
• DOCAPOST (Groupe La Poste)coreTechnology or IntegrationDOCAPOST provides electronic signature functionality integrated into O2S software. Documents are electronically signed, certified, sealed, and archived in a probative vault compliant with NF Z42-013 standard for 10-year legal retention. DOCAPOST is a leader in dematerialization and digital transformation with 4,600 employees and €450M revenue in 2015.
• FirstanceflagshipStrategic or Co-development PartnerHarvest acquired Firstance in January 2026, an Italian WealthTech company specializing in life insurance distribution. The acquisition expands Harvest's coverage to over 30 European jurisdictions with seven local offices and adds Firstance's platform managing €43 billion in assets. This follows the Fincite acquisition in Germany nine months earlier.
• FinciteflagshipStrategic or Co-development PartnerHarvest acquired Fincite in March 2025, a German WealthTech software provider. The strategic alliance formed a pan-European market leader with the goal to double revenue within four years. Fincite brings expertise in German wealth management software and a team of 60+ employees from 15+ countries.
• FeeftycoreStrategic or Co-development PartnerHarvest acquired Feefty in March/April 2023, a fintech specializing in structured products and related tools. The acquisition strengthened Harvest's position in the European wealth management market by integrating Feefty's digital platform for structured product portfolio creation and real-time tracking.
• CarmignaccoreChannel Partner/ Reseller/ DistributorCarmignac adopted O2S Business Link platform for direct product information distribution to independent wealth advisors through News Link service.
• Generali PatrimoinecoreChannel Partner/ Reseller/ DistributorGenerali Patrimoine uses O2S Business Link with Extranet Link service enabling CGPI users to navigate between O2S and Nomineo extranet for contract transactions including subscriptions, arbitrages, and partial redemptions.
• InvescocoreChannel Partner/ Reseller/ DistributorInvesco adopted O2S Business Link for product distribution to independent wealth advisors through the News Link service.
• NextStageAMcoreChannel Partner/ Reseller/ DistributorNextStageAM uses O2S Business Link for product information distribution to CGPI network through News Link.
• OddocoreChannel Partner/ Reseller/ DistributorOddo adopted O2S Business Link for product distribution to independent wealth management advisors.
• Primonial PartenairescoreChannel Partner/ Reseller/ DistributorPrimonial Partenaires uses O2S Business Link platform for product distribution and information sharing with CGPI partners.
• Sycomore AMcoreChannel Partner/ Reseller/ DistributorSycomore AM adopted O2S Business Link for product information distribution to independent wealth advisors.
• Tocqueville FinancecoreChannel Partner/ Reseller/ DistributorTocqueville Finance uses O2S Business Link for product distribution through the News Link service.
• INTENCIAL Patrimoine (Apicil)coreChannel Partner/ Reseller/ DistributorINTENCIAL Patrimoine, the Apicil brand dedicated to independent wealth advisors, uses O2S Business Link with Extranet Link and Trading Link services. CGPI users can access INTENCIAL extranet directly from O2S with SSO and process arbitrage orders directly.
• MorningstarminorStrategic or Co-development PartnerMorningstar collaborated on the WealthTech Radar 2026 report as one of 12 expert contributors, providing insights on direct indexing trends.
• AllUnityminorStrategic or Co-development PartnerAllUnity contributed expertise to the WealthTech Radar 2026 report, specifically on asset tokenization topics.
• DWSminorStrategic or Co-development PartnerDWS contributed expert insights to the WealthTech Radar 2026 report on crypto assets and digital products.
• UpvestminorStrategic or Co-development PartnerUpvest contributed to the WealthTech Radar 2026 report, providing insights on digital wealth backend infrastructure.
• wealthAPIminorStrategic or Co-development PartnerwealthAPI contributed expert insights to the WealthTech Radar 2026 report on wealth aggregation topics.
• Finance InnovationminorStrategic or Co-development PartnerFinance Innovation competitiveness cluster collaborated with Harvest on the Livre Blanc Banque & Fintech publication addressing innovation challenges in retail banking.

Scale indicators15 records

Recent moves7 records

Expansion highlights6 records

Emerging players

• Backbase: Digital-banking platform provider serving retail and private banks with omnichannel customer-experience tooling. Comparable to Harvest's VIC omnichannel credit and MoneyPitch client-portal offerings for bank customers.

Broad incumbents

• Finastra: Global financial-services software provider (formed from Misys + D+H) serving retail, commercial and wealth-management institutions. Overlaps with Harvest on CRM, advisory and digital channels but as part of a much broader portfolio.
• Temenos: Swiss banking-software giant with a broad portfolio including wealth management and digital-front-office capabilities. Larger scale and broader product set than Harvest but overlapping on private banking and wealth advisory workflows.
• SS&C Technologies: US-listed financial software and services firm with extensive wealth and investment-management solutions (Advent, Eze, GLUX). Provides portfolio management, CRM and reporting tools comparable to Harvest's BIG, O2S and Quantalys.
• Morningstar: Global investment-data, analytics and wealth-management platform. Directly comparable to Quantalys (fund analysis, portfolio construction) and broader Harvest data-licensing business, though at much larger scale.

Direct peers

• Objectway: Italy/UK-based wealth and asset-management software vendor serving banks, asset managers and independent advisors. Now a direct head-to-head competitor to Harvest's newly acquired Firstance platform in the Italian market.
• Addepar: US-headquartered wealth-management technology platform serving RIAs, family offices and private banks with portfolio analytics, reporting and aggregation. Directly comparable to Harvest's BIG/O2S/Quantalys stack in target customer (wealth advisors) and core functionality (consolidated portfolio views, analytics, reporting).
• Avaloq: Swiss wealth-management software platform (now part of NEC) providing core banking and wealth-management solutions to private banks worldwide. Directly comparable to Harvest on target customer (private banks) and category (WealthTech platform for private banking).

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/HarvestGroupe
• YouTubeyoutube.com/channel/UCU829lmtuup3xDsg7cFvrlw/featured
• Facebookfacebook.com/HarvestFidroitQuantalys
• LinkedInfr.linkedin.com/company/harvest-sa

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries4 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A5 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Harvest