Hopkins Insurance Agency

What Hopkins Insurance Agency does

Hopkins Insurance Agency is an independent property-and-casualty insurance brokerage founded in 2009 and headquartered in Dallas, Texas. The agency provides personal lines (auto, home, life) and commercial lines coverage to individuals, families, and small businesses across the Dallas-Fort Worth metropolitan area. Its core value proposition is multi-carrier access: rather than representing a single carrier, it shops client risks across eight A-rated carriers, including Safeco, Progressive, Liberty Mutual, Travelers, MetLife, The Hartford, Allstate, and Berkshire Hathaway GUARD.

The business operates on a commission-based revenue model, earning placement and renewal commissions from the underwriting carriers rather than collecting fees directly from clients. Distribution is executed through a phone-led sales motion supplemented by a website that accepts quote requests. The technology stack is standard agency tooling; no proprietary platform, AI-driven underwriting, or differentiated digital product surface is described. Customer testimonials emphasize long-tenured agent relationships, multi-policy bundling, and responsive claims support, indicating a service-quality-driven retention model rather than a price- or technology-driven one.

The agency competes against captive agents tied to single carriers, direct carriers (e.g., GEICO, Progressive Direct), and other independent brokers in the DFW market. Its strategic positioning rests on carrier breadth, local presence, and advisory relationship quality. Growth dimensions — geographic expansion beyond DFW, product line diversification, headcount scaling, and technology investment — are not documented in the available material to assess, leaving the operating footprint best characterized as a stable, single-market independent brokerage.

Name

Hopkins Insurance Agency

Legal name

Hopkins Insurance Agency

Website

https://hopkinsinstx.com

Company type

Private

Founded year

2009

Operating status

Operating

Short description

Hopkins Insurance Agency is an independent Dallas-based property-and-casualty brokerage founded in 2009, serving personal and commercial clients across Dallas-Fort Worth via eight A-rated carrier partnerships and a commission-based sales model.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Personal insurance brokerage
• Commercial insurance agency
• Independent insurance agency
• Multi-carrier insurance
• Business insurance solutions

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Insurance Policy Sales and Commissions: Agency earns commissions from insurance carriers for placing personal and commercial insurance policies. Acts as an independent insurance agency representing multiple A-rated insurance companies including Safeco, Progressive, Liberty Mutual, Travelers, MetLife, The Hartford, Allstate, and Berkshire Hathaway GUARD.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Hopkins Insurance Agency is an independent insurance brokerage that sells personal and commercial insurance policies on behalf of multiple top-rated carriers. The agency serves individuals, families, and small-to-medium businesses in the Dallas/Fort Worth area, offering comparison shopping across carriers such as Safeco, Progressive, Liberty Mutual, Travelers, MetLife, The Hartford, Allstate, and Berkshire Hathaway GUARD. Revenue is generated through commissions paid by carriers on placed policies.

Product overview

Hopkins Insurance Agency offers a portfolio of personal and commercial insurance products through partnerships with multiple A-rated insurance carriers. The agency provides two main product categories: Personal Insurance (health, umbrella, motorcycle, boat/yacht, condominium, and renters coverage) and Business Insurance (business owners, commercial auto, truck, commercial property, and professional liability). The agency acts as an independent broker representing carriers including Safeco, Progressive, Liberty Mutual, Travelers, MetLife, The Hartford, Allstate, and Berkshire Hathaway GUARD, helping customers find competitive rates and supporting them through the claims process.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Multi-line personal insurance coverage for individuals and families including Auto, Property (Home), Umbrella, Motorcycle, Boat and Yacht, Condominium, Renters, and Health insurance sourced from multiple top-rated carriers. Designed for households in the Dallas/Fort Worth area seeking comparison shopping and a single local agent relationship.
• Business Insurance Commercial insurance package for small to medium-sized businesses including Business Owners Policy (BOP), Commercial Auto, Truck, Commercial Property, and Professional Liability coverage. Designed for Dallas/Fort Worth area businesses that need tailored commercial coverage with local agent support.

Quantifiable outcome

• Customers saved hundreds of dollars by having agency shop and compare coverage options

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core.

• Safeco Insurance CompanycoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services Safeco policies for personal and commercial lines.
• ProgressivecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services Progressive policies.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services Liberty Mutual policies.
• TravelerscoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services Travelers policies.
• MetLifecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services MetLife policies.
• The HartfordcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services The Hartford policies.
• Allstate Insurance CompanycoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services Allstate policies.
• Berkshire Hathaway GUARDcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Hopkins Insurance Agency. Agency sells and services Berkshire Hathaway GUARD policies.

Scale indicators2 records

Recent moves4 records

Expansion highlights2 records

Broad incumbents

• Marsh McLennan Agency: Middle-market arm of Marsh McLennan providing commercial property/casualty, employee benefits, and personal lines brokerage. Competes with Hopkins in the Dallas SMB and personal-lines segment with deeper carrier relationships and broader product set.
• Brown & Brown, Inc. National insurance brokerage built largely through roll-up acquisitions of independent agencies. Provides commercial and personal lines brokerage; comparable model (multi-carrier independent agency) but operating at national scale.
• Hub International: North American insurance brokerage serving commercial and personal lines across multiple regions, including Texas. Operates the same independent agency distribution model Hopkins does, but at national scale with broader specialty offerings.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm operating across all major commercial and personal lines. Represents the same set of insurance markets Hopkins serves, but at vastly greater scale and primarily targeting middle-market and enterprise clients.
• State Farm: Largest U.S. personal lines insurer with a captive agency force in Texas. Competes directly with Hopkins in auto, home, and small-commercial lines, and represents a structural alternative to the independent multi-carrier model Hopkins operates.
• Allstate (Exclusive Agents): Captive (exclusive) carrier agency channel selling Allstate-branded personal lines through tied agents. Competes head-to-head with Hopkins in personal auto and homeowners in DFW; differentiates via single-carrier brand strength rather than multi-carrier shopping.

Emerging players

• Policygenius: Online insurance marketplace that comparison-shops life, health, home, and auto coverage across multiple carriers. Directly replicates Hopkins' core multi-carrier shopping value proposition digitally, particularly for life and personal lines.
• Lemonade: Direct-to-consumer insurtech using AI-driven underwriting and a mobile-first experience. Targets the same personal-lines customers Hopkins serves and threatens the agency distribution model by removing the agent from the purchase and claims workflow.
• CoverWallet: Digital commercial insurance platform focused on small and mid-sized businesses. Targets the same SMB customer segment Hopkins serves with commercial lines, and threatens to displace traditional independent agents in the small-commercial workflow.

Direct peers

• Higginbotham Insurance: Largest Texas-based independent insurance brokerage, also representing multiple A-rated carriers and serving both personal and commercial customers in the DFW and broader Texas market. Direct structural peer—same independent multi-carrier agency model, same geography, larger scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hopkins Insurance Agency