Patriot Mortgage

What Patriot Mortgage does

Patriot Mortgage Corporation (DBA: Patriot Mortgage Team) is a private Oregon-based mortgage brokerage headquartered in Cottage Grove. The company originates home purchase and refinance loans for Oregon residents through licensed loan officers led by Brogan Weybright (NMLS #238239), with additional team members Jason Griffin and Richard Stark, and operates under NMLS ID #174564. Its core products are Conventional, FHA, USDA Rural Development, and VA mortgage loans, complemented by pre-qualification, pre-approval, and online application services. The business model is transaction-fee driven: revenue comes from mortgage origination fees and interest rate margins on each funded loan, with pricing (rates, fees, down payment requirements) customized to individual borrower credit, income, and property characteristics — no publicly listed rate sheet exists.

The firm's GTM motion is sales-led and relationship-driven. Borrowers can apply online or contact loan officers directly via phone (541-915-5595) and email ([email protected]); the website also supports a document upload portal (accepting PDF, DOC/DOCX, XLS/CSV, JPG/JPEG, PNG, GIF) and a contact form inquiry flow. Marketing channels include an educational blog (active January–April 2025), SEO-driven website content covering FAQs and loan programs, and organic social media presence on Facebook, Instagram, and YouTube. Customer segments are horizontal across Oregon home buyers — first-time buyers, repeat buyers, and refinancing households — with a more recent extension into investment-property financing (DSCR and rental loans).

Patriot Mortgage has operated for more than a decade (founded 2010 per company history) and emphasizes personalized local service, which has generated documented multi-year repeat-customer relationships spanning 13+ years. The company holds no disclosed funding rounds, no parent company, no M&A activity, and no partnerships; ownership commentary indicates founder/owner operation. Revenue, headcount within the 11-50 band, and funded loan volume are not publicly disclosed, and geographic scope is limited to Oregon with no expansion into additional states.

Name

Patriot Mortgage

Legal name

Patriot Mortgage Corporation

Website

https://patriotmortgageteam.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Patriot Mortgage Corporation is a private Oregon-based mortgage brokerage that originates Conventional, FHA, USDA, and VA home purchase and refinance loans for Oregon residents through licensed loan officers, with online application and document upload capabilities and more than a decade of operating history.

Ownership category

akta.pro rank

Product category

Residential Mortgage Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industries

Purchase Mortgage Origination (Homebuyer Focused) (FSALAAAD), Government-Insured Mortgage Origination (FHA/VA/USDA) (FSALAAAI), Affordable Housing / Down Payment Assistance (DPA) Mortgage Origination (FSALAAAM)

Keywords

• Mortgage lending services
• Residential home loans
• Home refinance loans
• FHA VA USDA loans
• Mortgage origination

Headquarters

HQ city

Cottage Grove

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Mortgage Origination: The company earns revenue through mortgage origination fees and interest rate margins when originating home loans. Revenue is generated from originating various loan types including Conventional, FHA, USDA, and VA loans for home purchases and refinances.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Patriot Mortgage is a mortgage brokerage that originates home purchase and refinance loans for Oregon residents through Conventional, FHA, USDA Rural Development, and VA loan programs. Service is delivered via licensed loan officers who guide borrowers through pre-qualification, pre-approval, application, document submission, and closing, supplemented by an online application portal and document upload system on the company website.

Product overview

Patriot Mortgage is a mortgage lending company serving Oregon residents for over a decade, offering a portfolio of home loan products including Conventional, FHA, USDA Rural Development, and VA loans. The company provides a digital mortgage application platform, document upload portal, and pre-qualification/pre-approval services. Their product suite consists of core mortgage products (loan types) supported by online service tools for application processing and document submission. The company operates primarily through loan officers who guide borrowers through the home financing process.

Differentiator

Problem solved

Functional benefit

Products and services

• Conventional Home Loans Mortgage loans not insured by the government that meet Fannie Mae or Freddie Mac lending guidelines, typically requiring good-to-excellent credit, 5-20% down payment, and reliable income; offered to Oregon home purchase and refinance borrowers.
• FHA Home Loans Government-insured loans backed by the Federal Housing Administration offering easier qualification for first-time home buyers and borrowers with less-than-perfect credit; available to Oregon residents for home purchase or refinance.
• RD (Rural Development) Home Loans USDA-insured mortgage loans available to qualified individuals purchasing or refinancing homes in non-major metropolitan areas in Oregon.
• VA Home Loans Mortgage loans guaranteed by the U.S. Department of Veteran Affairs available to most U.S. service members, offering beneficial terms for those who have served; offered to Oregon veterans and service members for home purchase or refinance.
• Online Loan Application Digital platform enabling borrowers to complete mortgage applications online, capturing personal information, employment history, income details, and co-borrower information.
• Document Upload Portal Secure online portal allowing borrowers to submit required documentation including PDF, DOC/DOCX, XLS/CSV, JPG/JPEG, PNG, and GIF files.
• Pre-Qualification Services Initial assessment service where loan officers evaluate borrower financial situations to determine potential loan eligibility and approximate amounts.
• Mortgage Pre-Approval Services Comprehensive approval process involving document review, credit assessment, and issuance of pre-approval letters for qualified borrowers.

Named customers8 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Academy Mortgage Corporation: Retail mortgage originator with branches across multiple states offering FHA, VA, USDA, and Conventional loans through loan officers; structurally similar to Patriot's regional retail origination model.
• Paramount Residential Mortgage Group (PRMG): Large retail and wholesale mortgage lender providing Conventional, FHA, VA, and USDA products to consumers via loan officers, directly overlapping Patriot's product and channel mix.
• Cornerstone Home Lending: Retail-focused residential mortgage lender operating across multiple states with a loan-officer-driven model and full agency loan menu, paralleling Patriot's go-to-market.
• Caliber Home Loans: National residential mortgage originator offering Conventional, FHA, VA, USDA and non-QM products through retail loan officers; product breadth overlaps heavily with Patriot's loan menu.
• Guild Mortgage: National retail mortgage lender offering the same agency-eligible loan mix (Conventional, FHA, VA, USDA) to purchase and refinance borrowers, with a comparable emphasis on personalized loan officer service.
• Fairway Independent Mortgage Corporation: Large retail mortgage originator operating across many U.S. states; comparable to Patriot in originating Conventional, FHA, VA, and USDA loans directly to consumers via licensed loan officers.
• NewRez (Rithm Capital): National residential mortgage originator and servicer offering Conventional, FHA, VA, and USDA products through retail channels; directly comparable in loan products and customer base.
• Homebridge Financial Services: National retail and wholesale residential mortgage lender offering the same agency-loan mix through licensed loan originators, comparable to Patriot's retail origination focus.

Broad incumbents

• Rocket Mortgage (Rocket Companies): Dominant online-first U.S. mortgage originator representing the digital-disruption pressure that smaller retail brokers like Patriot must differentiate against on service quality.
• loanDepot: One of the largest U.S. non-bank retail mortgage originators; a broad incumbent with overlapping Conventional, FHA, VA, and USDA products that defines the competitive ceiling Patriot competes against.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/patriotmtgteam

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Patriot Mortgage