Prosperis

What Prosperis does

Prosperis Ltd is an FCA-authorised independent financial advisory firm founded in 2002 and headquartered in Knaresborough, North Yorkshire, serving personal and corporate clients across the United Kingdom. The firm operates two distinct service lines: a Wealth Management service (bespoke, ongoing financial planning with a dedicated client manager) and Transactional services (standalone products for simpler needs). Core product areas include Estate Planning, Investments (delivered via pensions, ISAs, General Investment Accounts, and Investment Bonds), Protection (life cover, critical illness, income protection, mortgage and business protection), Corporate Solutions (employee benefits, auto enrolment, corporate pensions), and Cashflow Modelling for retirement income planning. The firm's advisory process follows a three-step sequence: a free initial meeting, a detailed fact-find, and a suitability check.

The firm generates revenue on a fee-based model, with fees agreed upfront per engagement rather than through commissions, and operates a consultative, sales-led go-to-market that relies on long-term relationships and referrals. Technology infrastructure centres on the CashCalc platform for client data capture and financial planning, alongside a dedicated client portal, with cashflow modelling used to visualise retirement scenarios. There is no proprietary AI/ML capability disclosed, and no mobile application or public API offering.

Prosperis is owner-managed, led by CEO Niall Gunn, Chairman Paul Meehan, Managing Director of Wealth David McLaughlin, and Joint Managing Directors Steve Ellis and David Carrington (Corporate), with a team that includes Chartered Financial Planners, a Pension Transfer Specialist, and trainee advisers in active qualification pipelines. Headcount sits in the 11-50 band, and the firm self-describes as 'Yorkshire's leading Independent Financial Advisers & Employee Benefit Consultants', with industry recognition in group risk advisory (Steve Ellis). Named external engagements include The Police Treatment Centres, evidencing niche nonprofit work alongside the personal and SME client base.

Name

Prosperis

Legal name

Prosperis Ltd

Website

https://prosperis.co.uk

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

11–50 employees

Short description

Prosperis is a Yorkshire-based, FCA-regulated independent financial adviser serving personal and SME/corporate clients UK-wide with fee-based wealth management, investments, protection, estate planning, and employee benefits services.

Ownership category

akta.pro rank

Product category

Independent Financial Advisory / Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAAADAC

Family Office Advisory & Outsourced CIO (OCIO)

Financial & Insurance/Asset & Wealth Management/Family Offices (Single- & Multi-Family)

SECONDARYFSAEAKAD

Estate & Probate Administration Services

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Fiduciary, Trust & Estate Advisory

Keywords

• Independent financial advice
• Wealth management services
• Estate planning advisory
• Employee benefits consulting
• Corporate pension advisory

Headquarters

HQ city

Harrogate

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Financial Advisory Services: Prosperis generates revenue through fees for financial advisory services. Fees are agreed with clients upfront before services commence. The firm operates on a fee-based model rather than commission-based, with investment providers no longer paying advisers commission.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Prosperis is an owner-managed firm of Independent Financial Advisers and Employee Benefit Consultants based in Yorkshire that delivers fee-based, bespoke wealth management and corporate benefit solutions to UK personal and SME clients. Its core offerings span personal financial planning (estate planning, investments via pensions/ISAs/GIAs/Investment Bonds, and protection products including life cover, critical illness and income protection) and corporate solutions (employee benefits, auto enrolment, corporate pension design, and business protection). All clients follow a three-step process: free initial meeting, fact-find, and suitability check.

Product overview

Prosperis offers two distinct service lines: Wealth Management (bespoke, ongoing financial planning) and Transactional services (stand-alone products). The firm provides Personal Finance services including Estate Planning, Investments (via pensions, ISAs, General Investment Accounts, and Investment Bonds), and Protection (life cover, critical illness, income protection). For corporate clients, the firm offers Employee Benefits, Auto Enrolment schemes, Business Protection, and Cashflow Modelling for retirement planning. All services follow a three-step process: FREE Initial Meeting, Fact Find (detailed financial assessment), and Suitability Check.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Wealth Management Comprehensive personal financial planning service for UK individuals covering estate planning, investments, and protection products including life cover, critical illness cover, and income protection, delivered through a three-step process (free initial meeting, fact find, suitability check).
• Estate Planning
• Investment Management
• Protection Services
• Corporate Employee Benefits
• Cashflow Modelling
• Bespoke Wealth Management Service
• Transactional Services

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Rathbones Group: UK-listed wealth manager providing discretionary investment management, financial planning, and advice to private clients, charities, and trustees. Comparable in providing bespoke wealth and estate planning services to similar HNW/charity client segments (e.g., Prosperis's Police Treatment Centres mandate).
• Brewin Dolphin (now RBC Brewin Dolphin): UK wealth manager offering discretionary investment management and financial planning to private clients, charities, and intermediaries. Comparable to Prosperis in serving UK-wide HNW clients with bespoke wealth and estate planning services, but at materially greater scale post RBC acquisition.
• St. James's Place: UK's largest wealth management group serving affluent and high-net-worth clients with restricted adviser partnerships. Comparable to Prosperis in offering investment, retirement, and estate planning services to UK individuals and SMEs, but vastly larger scale, publicly listed, and operating a partnership model rather than an in-house IFA team.
• Tilney (now Evelyn Partners): UK wealth manager and financial planner offering investment management, financial planning, and advice to private clients and intermediaries. Comparable to Prosperis in personal wealth and estate planning offerings, though much larger and integrated into Evelyn Partners' broader professional services group.
• Evelyn Partners: UK wealth management, accountancy, and professional services group offering financial planning, investment management, and tax advice to private clients and SMEs. Comparable to Prosperis's combined personal wealth management and corporate advisory proposition for owner-managed businesses.
• Quilter: UK wealth manager and investment platform serving advisers and clients with financial planning, investment management, and platform services. Comparable to Prosperis's wealth management and investment proposition, though operates at national scale via its adviser platform and owns a large IFA network.
• Towry (now finura): UK wealth adviser providing financial planning, investment, and estate services to high-net-worth individuals and businesses. Comparable to Prosperis in serving UK HNW and SME clients with fee-based wealth and estate planning, though with national rather than regional positioning.

Direct peers

• Chase de Vere: UK independent financial adviser owned by Bath-based parent, providing advice to individuals and businesses on pensions, investments, protection, and tax planning. Comparable to Prosperis as a similarly structured fee-based IFA serving personal and corporate clients UK-wide.
• Rowan Dartington: UK discretionary wealth manager and IFA providing bespoke portfolio management and financial planning to private clients and intermediaries. Comparable to Prosperis as a similarly-sized UK regional IFA offering personalised investment and financial planning to HNW individuals.
• Foster Denovo: UK national IFA and wealth planner serving both personal and corporate clients with financial planning, investment, and employee benefit solutions. Closely comparable to Prosperis as a similarly-sized (though larger) whole-of-market IFA operating with a dual personal/corporate GTM model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/prosperisltd
• Facebookfacebook.com/prosperisltd
• LinkedInlinkedin.com/company/prosperis-limited

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles23 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Prosperis