Castroville State Bank
- Company typePrivate
- Founded1959
- HeadquartersCastroville, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
Castroville State Bank firmographics
Firmographics- Name
- Castroville State Bank
- Legal name
- Castroville State Bank
- Website
- https://castrovillestatebank.com
- Company type
- Private
- Founded year
- 1959
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Castroville State Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211), Commercial Banking (522110), Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Castroville State Bank is headquartered
LocationHeadquarters
- HQ city
- Castroville
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Castroville State Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Interest Income from Lending: Revenue generated from interest earned on loan products including real estate loans, consumer loans, and commercial loans. This represents the primary income stream for the bank.
- Deposit Account Fees and Services: Fees from checking accounts, savings accounts, certificates of deposit, and related banking services.
- Investment and Financial Services: Revenue from investment center services, financial planning, and related wealth management offerings.
- Interest on Deposits: Income from interest-earning deposits including NOW accounts, money market accounts, regular savings, and certificates of deposit.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Certificate of Deposit - Tier 1 ($1,000 - $24,999) |
| Subscription | Pay-as-you-go | Certificate of Deposit - Tier 2 ($25,000 - $99,999) |
| Subscription | Pay-as-you-go | Certificate of Deposit - Jumbo ($100,000+) |
| Subscription | Monthly | Interest Checking (NOW Account) |
| Subscription | Monthly | Regular Savings |
| Subscription | Monthly | IRA Accounts (24-month variable rate) |
| Subscription | Monthly | Money Market Account |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels4 records
Castroville State Bank product offering
Product offeringCore offering
Castroville State Bank is an independent community bank founded in 1959 that provides deposit accounts (checking, savings, and certificates of deposit), consumer and real estate loans, and commercial lending products to individuals and small businesses in the Medina Valley region of Texas. The bank supplements its in-branch services with online and mobile banking capabilities delivered through the Apiture digital platform.
Product overview
Castroville State Bank is a community bank offering a unified suite of traditional banking products and digital services. The core offerings include deposit products (checking, savings, CDs) and lending products (real estate, consumer, commercial loans). Digital banking is delivered through an integrated Online and Mobile Banking platform powered by Apiture. The bank also provides ancillary services including an Investment Center, Financial Services, and a CATO Risk Assessment tool. All products and services are accessible through the bank's two physical locations in Castroville, Texas, with digital delivery for remote banking needs.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Accounts
Companies that use Castroville State Bank
Customer profileSegments3 records
Ideal customer profiles2 records
Castroville State Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature4 records
Castroville State Bank partnerships and signals
Strategic signalScale indicators2 records
Recent moves2 records
Expansion highlights3 records
Castroville State Bank competitors and assessment
Company assessmentRegional players
- Broadway National Bank: San Antonio-based community bank with broader Texas footprint than CSB; provides similar consumer and business banking products but operates in a larger metropolitan market, making it a relevant scale-up comparator.
- Texas First Bank: Texas community bank offering similar deposit, lending, and digital banking services with a broader Houston-region footprint; useful as a multi-branch community bank comparator.
- Vantage Bank Texas: Texas-based community bank with multiple branches across the state offering consumer, commercial, and mortgage banking; relevant peer at slightly larger scale and broader geographic reach.
Direct peers
- Texas Regional Bank: Texas community bank serving small businesses and consumers in South Texas with similar deposit, lending, and digital banking products; comparable scale and customer profile to CSB.
- FirstCapital Bank of Texas: Texas-based community bank offering commercial and consumer banking in multiple Texas markets; similar relationship-based model with full-service deposit and loan products.
- CommunityBank of Texas, N.A. Texas community bank providing commercial banking, lending, and treasury services to small businesses and consumers across Texas communities; directly comparable product mix and target customers.
- First National Bank of Texas: Texas-based community bank serving consumers and small businesses with deposit accounts, loans, and digital services; comparable scale and rural/suburban market orientation.
- Texas Heritage National Bank: Small Texas community bank offering consumer and commercial deposit and lending products with similar branch-based and digital banking delivery.
Others
- Independent Bankers Association of Texas: Industry association supporting Texas community banks like CSB; relevant ecosystem/regulatory counterpart shaping the operating environment for state-chartered community banks.
- Apiture (digital banking platform): Provider of the digital banking platform that CSB uses for online and mobile banking; relevant as the infrastructure partner and as an indirect enabler of CSB's digital capabilities.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Castroville State Bank social profiles
Digital presenceCastroville State Bank compliance and trust
Trust signalCompliance3 records
Castroville State Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Castroville State Bank leadership team
Management profileNumber of profiles
Profiles2 records
Castroville State Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Castroville State Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Castroville State Bank
What does Castroville State Bank do?
Castroville State Bank is an independent community bank founded in 1959 that provides deposit accounts (checking, savings, and certificates of deposit), consumer and real estate loans, and commercial lending products to individuals and small businesses in the Medina Valley region of Texas. The bank supplements its in-branch services with online and mobile banking capabilities delivered through the Apiture digital platform.
Is Castroville State Bank a public or private company?
Castroville State Bank is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Castroville State Bank founded?
Castroville State Bank was founded in 1959. It employs 11 to 50 people.
Where is Castroville State Bank based?
Castroville State Bank is headquartered in Castroville, United States, in the North America region.
How does Castroville State Bank make money?
Four revenue lines are on record. Interest Income from Lending is the primary driver. The others are deposit Account Fees and Services, investment and Financial Services and interest on Deposits.
Who are Castroville State Bank's main competitors?
Regional players on record are Broadway National Bank, Texas First Bank and Vantage Bank Texas. Direct peers are Texas Regional Bank, FirstCapital Bank of Texas, CommunityBank of Texas, N.A., First National Bank of Texas and Texas Heritage National Bank. Others are Independent Bankers Association of Texas and Apiture (digital banking platform).
Does Castroville State Bank have an API?
No public API is recorded for Castroville State Bank.
What industry is Castroville State Bank in?
Castroville State Bank's product category is Community Banking. Its primary akta.pro industry code is FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 52211 and its SIC code is 6022.