NeoTech Assurances

What NeoTech Assurances does

NeoTech Assurances is a French insurance brokerage headquartered in Paris, specializing in insurance products and risk advisory for innovative technology companies. Established as an operating broker by at least January 2016, the firm is a subsidiary of LSN Assurances, itself part of the Diot-Siaci group — described as a European leader in employee benefits and personal insurance brokerage. NeoTech serves a defined niche within the French digital ecosystem, covering SSII (sociétés de services en ingénierie informatique), ESN (entreprises de services numériques), software publishers, web agencies, cloud operators, cybersecurity firms, robotics companies, and startups across digital, biotech, medtech, and health-tech sectors.

The firm's core offering is a suite of proprietary insurance products — designed and worded in-house rather than resold as standard market forms. The portfolio spans professional liability (RC Pro) with explicit coverage for intangible damages (DINC — Dommages Immatériels Non Consécutifs), directors and officers liability (RCMS), cyber risk (data breaches, ransomware, CNIL sanctions), patent insurance (Brevet), robotics insurance, R&D tax credit insurance (CIR), multi-peril cover (Multifaces), and collective health and provident insurance. A bundled Pack Assurances Start-Up combines several covers with reduced fixed premiums during the R&D phase (up to 3 years, ≤€1M turnover, ≤10 staff), transitioning to turnover-rated premiums post-commercialization.

NeoTech generates revenue primarily through commissions from insurance carriers — including Munich Re, Generali, AXA, Allianz, and MetLife — on placed and managed policies. The go-to-market is sales-led and relationship-driven, anchored by direct advisory consultations and an industry-partnership ecosystem comprising Numeum, Syntec Numérique, CAP'TRONIC, CNEJITA, AFDIT, AFCM, and the law firm Derriennic Avocats. NeoTech administers the Syntec Numérique Assurances (SNA) program for members of the Syntec Numérique federation, giving it a dedicated channel into the French IT services and software publisher base. Marketing channels include event sponsorship, legal morning sessions on cyber/AI/quantum insurance risks, content publishing, and co-developed industry guides.

Name

NeoTech Assurances

Legal name

NeoTech Assurances

Website

https://neotech-assurances.fr

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

NeoTech Assurances is a French insurance brokerage, subsidiary of LSN Assurances within the Diot-Siaci group, designing and distributing proprietary insurance contracts for innovative technology companies — SSII, ESN, software publishers, cloud operators, robotics firms, and startups.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Technology Errors & Omissions (Tech E&O) / Professional Liability (FSAJAOAC), Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE), Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH)

Keywords

• Insurance brokerage
• Specialty insurance products
• Professional liability insurance
• Cyber risk insurance
• Tech company insurance

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: NeoTech Assurances earns commissions from insurance companies for placing and managing insurance policies for their clients. They work with multiple insurer partners including Munich Re, Generali, AXA, Allianz, and MetLife to offer tailored coverage to innovative companies.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

NeoTech Assurances is an insurance brokerage firm that designs and places specialized insurance contracts for innovative technology companies in France, including SSII/ESN, software publishers, web agencies, cloud operators, cybersecurity firms, startups, and robotics companies. Its portfolio covers professional liability (RC Pro), cyber risk, robotics, patent litigation, R&D tax credit (CIR), D&O (RCMS), multi-peril, and collective health and provident insurance, delivered through bespoke contract wordings drafted in-house and placed with partner insurers such as Munich Re, Generali, AXA, Allianz, and MetLife.

Product overview

NeoTech Assurances operates as an insurance brokerage firm specializing in risk management and insurance products for innovative technology companies. Its portfolio is organized as a multi-product suite of core commercial insurance lines, anchored by professional liability (RC Pro) and cyber risk insurance, extended by specialized covers including patent insurance, robotics insurance, R&D tax credit (CIR) insurance, and employee benefits (health and provident insurance). A bundled Start-Up Pack product aggregates several of these covers for early-stage companies. The firm designs and underwrites its own contract wordings tailored to the specific risk profiles of SSII/ESN, software publishers, cloud operators, cybersecurity firms, game developers, and robotic industry companies.

Differentiator

Problem solved

Functional benefit

Products and services

• Pack Assurances Start-Up (Startup Insurance Pack) A bundled insurance package designed for start-up companies, combining RC Pro, CIR insurance, cyber risk coverage, and other protections tailored to the early-stage innovation lifecycle, with a reduced fixed premium during the R&D phase.
• Assurance RC Pro (Professional Liability Insurance) Professional liability insurance covering ESN, software publishers, and IT consultants against claims from third parties, including non-consecutive intangible damages (DINC) — losses not resulting from physical damage — which is positioned as the most critical guarantee for digital-sector companies.
• Assurance RCMS (Directors and Officers Liability) Directors and officers (D&O) liability insurance covering corporate officers for claims arising from management decisions, protecting both personal assets and corporate governance risks.
• Assurance Multifaces (Multi-peril Insurance) Multi-peril insurance combining property damage (dommages aux biens) and financial loss coverage (pertes financières), including cyber-related losses under the DAB (Dommages Aux Biens) module.
• Assurance CIR (R&D Tax Credit Insurance) Specialized insurance protecting companies against the risk of R&D tax credit disputes with the French tax administration (CIR/CII), covering the financial consequences of reassessments.
• Assurance Cyber Risques (Cyber Risk and GDPR Insurance) Cyber risk insurance covering data breaches, ransomware, fraud, CNIL sanctions, crisis management costs, notification expenses, and cyber crisis response, including a dedicated cyber crisis management platform.
• Assurance Robots (Robotics Insurance) Robotics insurance covering manufacturers and operators of industrial and service robots against product liability, property damage, and operational risks specific to robotic systems.
• Assurance Brevet (Patent Litigation Insurance) Patent insurance protecting intangible assets by covering costs and damages associated with patent litigation, counterfeiting claims, and intellectual property disputes.
• Assurance Santé (Collective Health Insurance) Collective health insurance (mutuelle) for employees, providing supplemental coverage for medical expenses in accordance with French Social Security regulations.
• Assurance Prévoyance (Provident Insurance) Provident insurance covering death, disability, and incapacity risks for employees, aligned with the Syntec collective agreement branch regime and Avenant n°8 provisions for 2026.

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered core, flagship and minor.

• Munich RecoreOthersMajor reinsurance partner providing financial strength and underwriting capacity for NeoTech's specialized insurance products.
• GeneralicoreTechnology or IntegrationInsurance partner providing coverage for NeoTech's custom-designed insurance contracts for tech companies.
• AXAcoreTechnology or IntegrationMajor insurance partner offering coverage options for NeoTech's specialized tech insurance products.
• AllianzcoreTechnology or IntegrationInsurance partner providing capacity for NeoTech's insurance products for innovative companies.
• MetLifecoreTechnology or IntegrationInsurance partner for employee benefits and health insurance products offered to tech company clients.
• NumeumflagshipStrategic or Co-development PartnerHistoric partner of Numeum (the French digital ecosystem federation). NeoTech participates in and sponsors Numeum events including the Numeum Tour, ESN/ICT evenings, and TOP 250 software publishers events. They present on AI risks and insurance topics at these events.
• LSN Assurances/Diot-SiaciflagshipOthersParent company group. NeoTech Assurances is a subsidiary of LSN Assurances, which is part of the Diot-Siaci group, described as the European leader in employee benefits and persons insurance brokerage.
• CAP'TRONICcoreStrategic or Co-development PartnerNeoTech participated in developing the 'Cybersecurity of Connected Products' guide for SMEs with CAP'TRONIC. They co-present at CAP'TRONIC seminars on cybersecurity and IoT topics.
• Syntec NumériqueflagshipStrategic or Co-development PartnerNeoTech is the broker and designer of the Syntec Numérique Assurances (SNA) insurance program. They organize legal workshops and participate in Syntec events for members, including the Day-Click career event.
• Derriennic AvocatscoreImplementation/ SI/ Consulting PartnerPartner law firm with which NeoTech co-organizes legal morning sessions on cyber risk, AI, and quantum computing insurance topics.
• CNEJITAcoreStrategic or Co-development PartnerNational Company of Expert Justices in IT and Associated Techniques. NeoTech participates in CNEJITA colloquia and events, including presenting on AI liability and insurance topics.
• AFCM (Association Française du Contract Management)minorStrategic or Co-development PartnerPartner for the 'Contract Management at the Digital Era' colloquium, discussing cyber risk management and GDPR in contract management.
• ADUCMAminorStrategic or Co-development PartnerAssociation of the University Diploma in Contract Management of Assas, co-organizer of contract management and digital transformation events.

Scale indicators1 record

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Verspieren: Independent French insurance broker serving mid-market and enterprise clients including technology sectors; competes for similar specialty and commercial lines business in France.
• Marsh France: Global insurance broker with a strong French presence; competes for large enterprise and mid-market tech accounts with broader specialty risk capabilities than NeoTech.
• Hiscox France: Specialist insurer/broker for SMEs and professionals with strong cyber and professional liability offerings in France; competes directly with NeoTech on RC Pro and cyber for tech-adjacent SMEs.
• Diot-Siaci: NeoTech's parent group and one of the largest European insurance brokers; competes in adjacent commercial lines and provides the corporate infrastructure under which NeoTech operates.
• Aon France: Global insurance and risk advisory firm operating in France; competes for mid-to-large tech clients and offers cyber/intellectual-property coverage lines that overlap with NeoTech's portfolio.

Emerging players

• Luko: French insurtech offering simplified digital insurance products (historically home, expanding to other lines); competes for digitally-native French SME customers with a similar low-friction digital experience.
• Alan: French digital health insurance company focused on tech and SME employee benefits; overlaps with NeoTech's collective health (mutuelle) and provident product lines for tech-company employees.

Direct peers

• Stoïk: France-based cyber insurance MGA/broker focused on SMEs and tech-adjacent companies; the most directly comparable specialist competitor in the French cyber/tech insurance niche.
• Acheel: Digital-first French insurance broker offering tailored coverage to small businesses and independents, including tech and innovation-sector clients; competes for the same SME/startup brokerage wallet.
• Alcya: French specialty insurance broker focused on innovative companies, IT, and digital firms — directly overlapping with NeoTech's vertical specialization and customer base.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/9235319/admin

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NeoTech Assurances