Thomas, Harrison & Associates Insurance Agency

What Thomas, Harrison & Associates Insurance Agency does

Thomas, Harrison & Associates Insurance Agency is an independent, privately held insurance agency founded in 1982 and headquartered at 26436 Kensington Place Suite A, Daphne, Alabama. The firm is licensed to sell insurance across six Southeast states — Alabama, Florida, Georgia, Mississippi, North Carolina, and Tennessee — and distributes personal, commercial, and life insurance products on behalf of multiple carrier partners. Operating with 1–10 employees and no disclosed parent company, institutional backing, or external investors, the agency has remained a founder-owned, locally operated business for over four decades.

The agency operates a traditional sales-led go-to-market motion. Customers engage via phone, email, in-person visits, or a quote-request form on its website (thahelps.com), and licensed agents provide coverage consultation and policy servicing. Revenue is generated through commissions earned as a percentage of premiums on policies placed with carrier partners; no subscription, fee-for-service, or premium-finance income streams are disclosed. Marketing relies primarily on the company website, a Facebook page for community engagement, and word-of-mouth referrals, with customer testimonials repeatedly emphasizing responsiveness, patience, and rate-shopping across carriers as the principal value drivers.

There is no proprietary technology platform, no mobile application, no public API, no disclosed integrations, and no AI/ML capabilities. The technology footprint is limited to a Squarespace-hosted marketing website and standard CRM/quoting tools typical of small independent agencies. Ownership remains with the Thomas and Harrison families; the named founder, Thorn Thomas, serves as Founder and Vice President. No funding rounds, mergers, acquisitions, leadership transitions, or regulatory actions have been disclosed.

Name

Thomas, Harrison & Associates Insurance Agency

Legal name

Thomas, Harrison & Associates Insurance Agency

Website

https://thomasharrisonandassociates.com

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Daphne

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Revenue model

1. Insurance Commissions: The agency earns commissions from insurance carriers for policies sold and serviced. Commissions are typically a percentage of premium paid by customers. As an independent agency, they represent multiple insurance carriers and earn commissions on each policy placed.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Thomas, Harrison & Associates Insurance Agency is an independent insurance agency that sells personal, business, and life insurance policies on behalf of multiple insurance carriers. Licensed across Alabama, Florida, Georgia, Mississippi, North Carolina, and Tennessee, the agency intermediates between customers and carriers, providing quotes, policy servicing, and account management.

Product overview

Thomas, Harrison & Associates is a single-service insurance agency offering insurance products and policy management services. The agency operates as a traditional insurance intermediary connecting customers with insurance carriers. Key service offerings include quote requests (Get a Quote), policy service requests, and account manager access. The company is licensed across Alabama, Florida, Georgia, Mississippi, North Carolina, and Tennessee.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Personal lines insurance products (including auto and home coverage) placed with multiple insurance carriers, available to individuals and families across six southeastern states.
• Business Insurance Commercial insurance policies placed with multiple carriers for small and mid-sized businesses across the agency's six-state service area.
• Life Insurance Life insurance products placed through carrier partners for individual and family policyholders.

Segments1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple Insurance CarrierscoreChannel Partner/ Reseller/ DistributorThomas, Harrison & Associates is an independent insurance agency that represents multiple insurance carriers. The agency is licensed across Alabama, Florida, Georgia, Mississippi, North Carolina, and Tennessee, distributing carrier products to customers. The agency earns commissions on policies placed with these carrier partners.

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• Lockton Companies: Largest privately held independent insurance brokerage in the world, placing personal and commercial risks. Comparable independent brokerage DNA at significantly larger scale.
• HUB International: Large global insurance brokerage aggregating personal, commercial, and benefits products across North America. Overlaps with Thomas Harrison's product lines but at vastly greater scale and breadth.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm serving commercial and personal clients across the U.S. Operates in the same brokerage channel with multi-carrier placement.
• Marsh McLennan: Global professional services firm with major insurance brokerage operations across personal and commercial lines. Operates in the same brokerage channel and represents an aggressive roll-up acquirer of regional independents.

Direct peers

• RPS (Risk Placement Services): Wholesale insurance distributor placing personal and commercial coverage through retail agents. Operates in the same independent brokerage channel with similar carrier-intermediary role.
• Brown & Riding Insurance Services: Specialty insurance broker placing complex personal and commercial lines through carrier relationships. Comparable independent intermediary model with similar placement and commission economics.
• The Hilb Group: Mid-Atlantic independent insurance brokerage serving personal and commercial clients through multiple carriers. Closely comparable independent agency structure with multi-state reach and similar product mix.
• Burns & Wilcox: Specialty insurance wholesaler and brokerage placing personal and commercial risks with multiple carriers. Comparable independent brokerage model intermediating between retail clients and carriers.
• NSI Insurance Group: Independent retail insurance agency offering personal, commercial, and life coverage through multiple carrier partnerships. Highly comparable mid-size independent agency model with similar commission-driven revenue and multi-line placement.

Regional players

• State Farm: Large U.S. personal lines carrier with a captive agent distribution model competing for the same auto, home, and life customers across the Southeast. Not a brokerage peer but a meaningful competitive substitute for independent agency customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/thomasharrisonandassociates
• LinkedInlinkedin.com/company/tom-harrison-insurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Thomas, Harrison & Associates Insurance Agency