IFA Financial Service

What IFA Financial Service does

IFA Financial Services (UK) Ltd is an independent financial advisory firm registered in England & Wales (Company No. 5667453), headquartered at Insight House, 7a Alkmaar Way, Norwich International Business Park, Norwich, NR6 6BF. Founded in 1994 by Nick Self (Dip FA MRICS), the firm is authorised and regulated by the Financial Conduct Authority (FCA Register No: 447432) and operates on a whole-of-market, non-restricted basis. Its client base is concentrated in the UK and includes high net worth individuals, self-employed business owners, company directors, and semi-retired or retired individuals requiring retirement, inheritance tax, wealth management, and investment advice.

The firm delivers four core advisory services — Retirement Planning, Inheritance Tax planning, Wealth Management, and Investments — through a personalised, appointment-based model. Distribution is direct-to-consumer, sourced via the company website (ifaonline.net) with appointment booking, supplemented by phone (01279 655200) and email ([email protected]). No technology platform, digital advice tooling, or proprietary software is disclosed; the offering is a traditional human-adviser service. The leadership comprises founder Nick Self, Director Jason Howard, Director Antony Howard, and a team of approximately 10 additional Independent Financial Advisers.

The revenue model is fee-based, quoted on engagement in line with FCA transparency requirements; no pricing tiers, AUM figures, or revenue disclosures are publicly available. The firm is privately held with no disclosed parent company, external investors, funding rounds, or M&A activity. It holds no disclosed patents, partnerships, or third-party alliances, and there is no indication of geographic expansion beyond the UK market.

Name

IFA Financial Service

Legal name

IFA Financial Services (UK) Ltd

Website

https://ifaonline.net

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

IFA Financial Services (UK) Ltd is an FCA-regulated, whole-of-market independent financial advisory firm founded in 1994 and headquartered in Norwich, UK, serving UK-based high net worth individuals, business owners, directors, and retirees with retirement, inheritance tax, wealth management, and investment advice.

Ownership category

akta.pro rank

Product category

Independent Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Family Office Advisory (Single/Multi-Family) (FSAEAAAI)

Keywords

• Independent financial advice
• Retirement planning services
• Wealth management advisory
• Inheritance tax planning
• Investment advisory services

Headquarters

HQ city

Bishops Strotford

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Distribution channels1 record

Marketing channels1 record

Core offering

IFA Financial Services (UK) Ltd provides personalised, independent financial advice to UK-based individuals and families, drawing solutions from the whole market. Its core offering comprises four advisory services — Retirement Planning, Inheritance Tax planning, Wealth Management, and Investments — delivered through scheduled consultations and supported by FCA-regulated advice protocols.

Product overview

IFA Financial Services (UK) Ltd is an independent financial advisory firm established in 1994, offering personalised financial planning services. The company provides a unified suite of four core advisory services: Retirement Planning, Inheritance Tax planning, Wealth Management, and Investments. These services are drawn from the whole market without restriction to selected providers, allowing unconstrained financial plans tailored to clients. The company serves high net worth individuals, successful self-employed business owners, company directors, and semi-retired/retired clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Retirement planning service helping clients maintain their current lifestyle and cover basic necessities throughout retirement, addressing long-term income, lifestyle maintenance and capital needs for individuals and households.
• Inheritance Tax Planning Inheritance tax planning advisory service helping clients understand complex and frequently changing tax rules and their impact on the transfer of wealth to the next generation, supporting tax-efficient estate structuring.
• Wealth Management Wealth management advisory service focused on protecting client wealth from potential tax erosion and preserving assets for the long term, analogous to protecting health, delivered through personalised plans.
• Investments Investment advisory service helping clients grow wealth by allocating capital to assets such as property, stocks or businesses to earn returns, with a stated risk warning that investments can go down as well as up.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights3 records

Emerging players

• AJ Bell: UK investment platform and SIPP/ISA provider enabling self-directed and advised investing. Comparable UK retail-investor target market; competes as a lower-cost distribution alternative to traditional IFA advice.
• Nutmeg: UK digital wealth manager (JPMorgan-owned) offering robo- and hybrid-managed portfolios. Represents the digital-native competitive threat on the firm's mass-affluent / younger-investor segments.

Broad incumbents

• Rathbones Group: UK-listed wealth manager offering investment management, tax, and financial planning services to individuals and intermediaries. Comparable on HNW wealth advisory and discretionary investment management, though larger and broader than a single-office IFA.
• Quilter: UK wealth manager with advice business serving retail and HNW clients via independent financial advisers and its own platform. Directly comparable on independent-advice positioning and retirement/IHT planning.
• Brewin Dolphin: UK wealth manager with national office network providing financial planning, investment management, and retirement/inheritance tax advice to private clients. Comparable service mix; significantly larger and multi-office.
• Charles Stanley: UK private client wealth manager with regional office network serving HNW individuals, retirees, and business owners. Overlaps directly with IFA Financial Services on retirement, IHT, and investment advisory.
• St. James's Place: UK's largest wealth manager with a partnership model of IFAs serving HNW and mass-affluent clients. Comparable target segments and service categories, though restricted/partnership model contrasts with IFA's whole-of-market independence.
• Tilney / Evelyn Partners: Large UK wealth management and professional services group providing financial planning, investment management, and tax advice to private clients. Comparable on HNW advisory and retirement/inheritance planning.

Direct peers

• Killik & Co: London-headquartered, privately owned UK independent financial adviser serving individuals and families across wealth, retirement, and tax planning. Closely comparable to IFA Financial Services on independence, client-segment focus, and service mix (retirement, inheritance, investments).
• Brown Shipley: UK private bank and wealth manager providing investment management, financial planning, and tax/inheritance advice to HNW individuals and business owners. Closely comparable scale and client profile.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/ifa-financial-services-uk-ltd

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IFA Financial Service