Collegiate Peaks Bank

What Collegiate Peaks Bank does

Collegiate Peaks Bank is a Colorado-based community bank operating as a division of Glacier Bank, which is wholly owned by publicly traded Glacier Bancorp, Inc. (GBCI, headquartered in Kalispell, Montana). Founded in the mid-1980s by local community members in Buena Vista, Colorado, and acquired by Glacier Bancorp on February 1, 2018, the bank provides a full suite of personal and commercial banking products — checking, savings, credit builder programs, retirement accounts, mortgages and personal loans, Visa debit/credit cards — alongside business checking, business loans, SBA lending, Visa Business Cards, and a complete treasury management suite (ACH origination, wire transfers, remote deposit capture, Positive Pay fraud protection, and the Insight Treasury platform). It delivers these through a branch network of eight locations across Colorado (Buena Vista HQ, Denver/Belcaro, Denver/RiNo, Denver Tech Center, Thornton Admin, Salida, Fort Collins, Colorado Springs) supplemented by personal and business online banking, a mobile banking app with mobile deposit, and telephone banking.

The bank's revenue model is conventional community-bank economics: net interest income from commercial, real estate, personal, and SBA lending is the primary stream, augmented by fee-based revenue (wire fees, overdraft, treasury management, merchant processing) and credit card interchange on Visa products. Customer acquisition is relationship-driven via dedicated regional presidents and senior vice presidents who manage accounts face-to-face across Colorado, targeting individuals, SMBs, commercial real estate developers, nonprofits, and municipalities. The bank is FDIC-insured, participates in CDARS, and operates under federal banking regulation. The bank recently surpassed $1 billion in total assets (late 2025) and is expanding into Northern Colorado, where a Fort Collins full-service branch opened in Q1 2026 following a 2023 loan production office. Collegiate Peaks Bank sits within Glacier Bancorp's broader 224-office, 143-community footprint; Glacier Bancorp was ranked 8th on Forbes' 2022 America's Best Banks list and Top 20 for eight consecutive years (2016-2023).

Name

Collegiate Peaks Bank

Legal name

Collegiate Peaks Bank

Website

https://collegiatepeaksbank.com

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (52211), Commercial Banking (522110), Depository Credit Intermediation (5221)

SIC

State Commercial Banks (6022), Personal Credit Institutions (6141)

akta.pro primary industry

Student & Youth Banking (FSABAAAH)

Keywords

• Community banking services
• Commercial real estate lending
• Treasury management services
• Consumer deposit products
• Small business lending

Headquarters

HQ city

Buena Vista

HQ country

United States

HQ region

North America

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Interest Income: Primary revenue from interest earned on loans including commercial loans, real estate loans, personal loans, and credit builder products. The bank serves as a full-service community bank offering checking, savings, retirement accounts, and credit cards.
2. Fee-based Services: Revenue from various banking fees including wire transfers, overdraft fees, and account service charges. Treasury management services for business customers including payables and receivables management, liquidity management, and information management.
3. Credit Card Revenue: Revenue from Visa credit cards for both personal and business customers, including interchange fees on transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Collegiate Peaks Bank is a Colorado community bank that provides personal and business deposit accounts, consumer and commercial loans, real estate financing, Visa debit and credit cards, treasury management, and merchant payment processing. It serves individual consumers, small-to-medium businesses, commercial real estate developers, nonprofits, and municipalities through branch banking, online and mobile banking channels, and dedicated relationship banking teams across Colorado.

Product overview

Collegiate Peaks Bank is a community bank division of Glacier Bancorp, Inc. offering a unified portfolio of personal and commercial banking products. The core offerings include personal checking, savings, credit building, and retirement accounts paired with mortgage and personal lending on the consumer side, while business customers access commercial checking, savings, loans, Visa Business Cards, and Treasury Management Services including ACH origination, wire transfers, remote deposit capture, and Positive Pay fraud protection. The bank delivers its services through multiple channels: traditional branches, Online Banking (personal and business platforms), Mobile Banking (iOS and Android), Telephone Banking, and the Insight Treasury management system. Supporting offerings include financial calculators, security education, fraud prevention tools, and financial literacy programs.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Checking Personal checking accounts with online banking access, debit cards, and bill pay capabilities for individual consumers. A Totally Free Checking tier is offered with promotional gifts for new account openings.
• Personal Savings Personal savings accounts designed to help consumers save and grow their money with competitive interest rates.
• Credit Builder Credit building program designed to help individuals establish or improve their credit history.
• Retirement Accounts Retirement planning products including IRAs to help customers save for retirement.
• Mortgage and Real Estate Loans Home purchase and refinance loans for residential real estate offered to personal banking customers.
• Personal Loans Personal lending products including Home Equity Lines of Credit (HELOCs) for home improvements, debt consolidation, and major purchases.
• Personal Credit Cards Credit card products for personal banking customers.
• Debit Cards Visa debit cards for personal and business accounts providing convenient access to funds with fraud protection.
• Telephone Banking Phone-based banking services allowing customers to access accounts and conduct transactions by telephone.
• Business Checking Business checking accounts with features tailored for the banking needs of small and medium-sized businesses.
• Business Savings Savings accounts designed for business owners and commercial customers.
• Business Loans Commercial lending products including SBA loans, real estate financing, and working capital loans for businesses.
• Visa Business Cards Visa business credit cards designed to maximize the financial performance of commercial customers.
• Treasury Management Services Full treasury management suite including payables and receivables management, liquidity management, information management, risk management, ACH origination, wire transfers, Remote Deposit Capture, online banking, E-statements, and Positive Pay for business clients.
• Merchant Payment Processing Payment processing services that enable businesses to accept card payments from customers.
• Online Banking (Personal) Internet banking platform for personal account holders to view balances, transfer funds, pay bills, and manage accounts online.
• Online Banking (Business) Internet banking platform for business customers with administrative controls, multiple user access, dual-control wire transfers, and ACH capabilities.
• Mobile Banking App iOS and Android compatible mobile banking app providing mobile deposit, account access, transfers, and text alerts for personal and business customers.
• Wire Transfer Services Domestic and international wire transfer services for personal and business customers, with incoming foreign wire instructions available via Convera.
• Insight Treasury Platform Online treasury management platform for business customers to manage cash flow, payments, and financial operations through a dedicated web interface.
• SBA Lending Small Business Administration loan products including SBA 504 loans, PPP loans, and other government-backed business financing programs delivered in partnership with B:Side Capital.
• Commercial Banking Services Comprehensive commercial banking services for businesses including account management, lending, and treasury solutions, including the $9.75 million financing for the Hoedown Hill winter recreation project in Windsor, Colorado.

Quantifiable outcome

• Surpassed $1 billion in total assets
• +3 more outcomes

Named customers15 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• B:Side CapitalcoreStrategic or Co-development Partner · 1 May 2023B:Side Capital is a mission-based nonprofit small business lender and Certified Development Company. Collegiate Peaks Bank received their Emerging 504 Bank Award for dedication and partnership in SBA lending. The relationship elevates opportunities for businesses to access capital through SBA programs.
• Chaffee County Economic Development Corporation (CCEDC)coreStrategic or Co-development PartnerCollegiate Peaks Bank serves as title sponsor for CCEDC for multiple years. The partnership promotes job creation and economic development in rural communities, focusing on remote work, entrepreneurship, and sustainable mountain economies.
• Junior Achievement of the Rocky MountainscoreStrategic or Co-development PartnerCollegiate Peaks Bank partners with JA-Rocky Mountain supporting youth financial literacy and career readiness. The bank has 23 employees with 108 volunteer hours partnering with JA helping students from nine middle and high schools in Finance Park and Dream Accelerator programs.
• Lemonade Day DenvercoreGTM or Marketing PartnerCollegiate Peaks Bank is the inaugural banking sponsor for Lemonade Day Denver, enabling the program to expand reach and provide free entrepreneurship education to Denver-area children. The program teaches youth business, financial, and character-building skills.
• Moonlight PizzaminorGTM or Marketing PartnerCollegiate Peaks Bank joins forces with Salida's Moonlight Pizza for Moonlight Mondays, contributing $500 to every recipient organization and matching fundraising events with $1,000 contributions.
• Surround ArchitectureminorImplementation/ SI/ Consulting PartnerArchitecture firm collaborated with Collegiate Peaks Bank on the Fort Collins branch design.
• Centerre ConstructionminorImplementation/ SI/ Consulting PartnerConstruction company partnered on Fort Collins full-service branch location.
• First DescentsminorStrategic or Co-development PartnerCollegiate Peaks Bank supports First Descents, which provides life-changing outdoor adventures for young adults impacted by cancer and other serious health conditions.
• Warren VillageminorStrategic or Co-development PartnerCollegiate Peaks Bank supports Warren Village, which helps families build stability through transitional housing programs for mothers and their children.
• Ascent Accelerator / Chaffee County EDCcoreStrategic or Co-development PartnerCollegiate Peaks Bank is a member of the funding panel for the Ascent Accelerator program, supporting entrepreneurs and innovation in Chaffee County.

Scale indicators10 records

Recent moves9 records

Expansion highlights5 records

Direct peers

• Bellco Credit Union: Greenwood Village-based Colorado credit union serving 400,000+ members across the Denver metro with personal checking/savings, mortgages, business banking, and treasury services. Competes head-to-head with Collegiate Peaks in Denver Tech Center and surrounding markets for consumer and SMB deposits and loans.
• ENT Credit Union: Colorado Springs-based credit union with over $9 billion in assets serving Southern Colorado including Colorado Springs and Pueblo. Direct competitor in Collegiate Peaks' Colorado Springs market for personal banking, mortgage lending, and SMB treasury services.
• Academy Bank: Multi-state community bank offering personal and business banking including SBA lending. Operates branches in Colorado and shares comparable community bank positioning focused on SMB banking relationships and SBA-guaranteed lending programs.
• FirstBank: Lakewood, Colorado-based family-owned community bank offering personal and commercial banking across the Front Range. Closest direct peer to Collegiate Peaks given overlapping Colorado geography, similar community-bank positioning, and comparable retail/commercial product set including SBA lending and treasury management.
• Alpine Banks of Colorado: Family-owned Colorado community bank headquartered in Glenwood Springs serving mountain communities across the Western Slope. Comparable relationship-driven community banking model with comparable real estate lending focus in mountain geographies, mirroring Collegiate Peaks' Chaffee County franchise.
• Elevations Credit Union: Boulder, Colorado-based credit union serving Northern Colorado including Boulder, Broomfield, and Fort Collins markets. Direct overlap with Collegiate Peaks' Northern Colorado expansion strategy in Fort Collins; competes on personal banking, mortgages, and small business lending.
• Independent Bank: Colorado Springs-based community bank serving Southern Colorado with commercial and consumer banking products. Direct peer in the Colorado Springs market where Collegiate Peaks has a regional marketing presence.

Broad incumbents

• Glacier Bancorp, Inc. Publicly traded regional bank holding company (NASDAQ: GBCI) and parent of Glacier Bank/Collegiate Peaks Bank. Operates 224 banking offices across 143 communities in Western U.S. and is broader incumbent setting strategy, capital allocation, and technology platform for Collegiate Peaks as a division.

Regional players

• Premier Members Credit Union: Boulder-based Colorado credit union serving Boulder County and Northern Colorado with consumer and business banking. Overlaps with Collegiate Peaks' Northern Colorado expansion geography, particularly in Boulder County and Fort Collins markets.
• Public Service Credit Union: Colorado credit union serving public service employees and broader communities across the Front Range. Comparable consumer and small business banking products; competes for similar deposit relationships in Denver metro markets where Collegiate Peaks has branch density.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Collegiate-Peaks-Bank-1869840049762658
• LinkedInlinkedin.com/company/1453205
• Instagraminstagram.com/collegiate_peaks_bank

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Collegiate Peaks Bank