Coral Community FCU

What Coral Community FCU does

Coral Community FCU is a federally chartered credit union (FCU) headquartered in Fort Lauderdale, Florida, established in 1975 to provide financial products and services to members of the medical community. The institution is structured as a private, non-profit cooperative — typical of the U.S. credit union model — and operates with a workforce of 11–50 employees, indicating a small, locally focused membership base rather than a multi-branch retail franchise.

The company's public-facing surface area is limited: the coralfcu.org website returned only a loading/verification page during data collection, and no specific product catalog, interest-rate schedules, loan-portfolio composition, deposit-product mix, fee schedule, or digital-banking capabilities were disclosed in the available sources. As a community FCU serving a defined occupational field, its core revenue mechanics would derive from net interest income on member loans (auto, mortgage, personal, and likely healthcare-professional-targeted products such as student-loan refinancing or practice financing) plus ancillary non-interest income from deposit account fees, debit/credit interchange, and member service charges. Member acquisition is typically channeled through employer partnerships with hospitals, medical practices, and healthcare associations within the Fort Lauderdale catchment area.

The input data contains no information on management team composition, regulatory actions, M&A activity, capital ratios, membership growth, or technology investments. Consequently, assessments of operating performance, strategic momentum, and competitive positioning rely solely on firmographic attributes and structural inferences about the community-credit-union business model. Investors and counterparties should treat any forward-looking read of Coral Community FCU as data-constrained until NCUA Call Report (Form 5300) filings or direct disclosures become accessible.

Name

Coral Community FCU

Legal name

Coral Community FCU

Website

https://coralfcu.org

Company type

Private

Founded year

1975

Operating status

Operating

Headcount range

11–50 employees

Short description

Coral Community FCU is a small, federally chartered credit union based in Fort Lauderdale, Florida, founded in 1975 to deliver financial products and services to members of the local medical community.

Ownership category

akta.pro rank

Product category

Community Credit Union Banking

NAICS

Credit Unions (522130)

SIC

Savings Institution, Federally Chartered (6035)

akta.pro primary industry

Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

Keywords

• Credit union services
• Medical community banking
• Consumer deposit accounts
• Member lending products
• Community financial services

Headquarters

HQ city

Fort Lauderdale

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Core offering

Coral Community FCU is a not-for-profit federal credit union offering retail financial products and services—such as deposit accounts and consumer lending—to individuals within the medical community. It was founded in 1975 and is headquartered in Fort Lauderdale, Florida, operating as a small member-owned cooperative financial institution.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Broad incumbents

• Suncoast Credit Union: One of the largest credit unions in Florida with a broad membership charter and full digital banking capabilities. Comparable to Coral Community FCU as a Florida-based depository institution serving retail and consumer members, though far larger and serving a much broader field of membership.
• PenFed Credit Union: Large national federal credit union originally founded for military/defense communities and now serving a broad membership. Comparable to Coral Community FCU as a federal credit union with an affinity-based field of membership, though operating at significantly greater scale nationally.
• Space Coast Credit Union: Florida-based credit union serving a defined community across multiple Florida counties with full digital and branch banking services. Comparable as a community-chartered Florida credit union, though materially larger and more diversified than Coral Community FCU.

Direct peers

• JAX Federal Credit Union: Federal credit union serving a defined employer/occupational membership in Florida. Comparable to Coral Community FCU as a small federal credit union with an affinity-based charter, illustrating the small-FCU competitive set.
• Memorial Healthcare Federal Credit Union: Federal credit union serving healthcare employees and related medical fields. Directly comparable to Coral Community FCU as a small healthcare-field FCU with a tightly defined medical-professional membership base.
• Broward Health Credit Union: Small Florida-based credit union historically serving employees of a major healthcare system, located in the same Fort Lauderdale/Broward County market as Coral Community FCU. Directly comparable as a community FCU targeting medical-community members with a narrow field-of-membership charter.
• First Credit Union (Florida): Florida-based community credit union offering traditional deposit and consumer lending products to a defined membership. Comparable to Coral Community FCU as a small Florida-based community FCU competing for similar consumer banking relationships.

Others

• NCUA (National Credit Union Administration): The federal regulator that charters and supervises federal credit unions including Coral Community FCU. Relevant as the primary supervisory/regulatory counterparty that defines the rules of operation and growth pathways (e.g., charter expansion, merger approval) for the subject company.
• Allianz Life Insurance Company of North America: Large provider of retirement and insurance products, including offerings often distributed through community banks and credit unions to affinity memberships such as medical professionals. Adjacent ecosystem participant rather than a direct competitor to Coral Community FCU's deposit and consumer lending products.

Regional players

• Dade County Federal Credit Union: Florida-based community credit union operating in the broader South Florida market. Comparable to Coral Community FCU as a small-to-mid-sized Florida FCU with a community charter, though with a broader geographic and occupational membership.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/CoralFCU

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Coral Community FCU