RS Data Tech

What RS Data Tech does

RS Data Tech (legal entity RS Datatech Limited, Company No. 08282923) is a UK-registered private company founded in 2013 and headquartered in Manchester. It specialises in credit report dispute services, helping consumers identify and challenge errors and incorrect data held by credit bureaus, and providing guidance on credit scoring mechanics. The company is authorised and regulated by the Financial Conduct Authority (FCA FRN 738724) and holds a DPA Licence (Z3515312), which permits it to operate in the regulated UK consumer credit sector. The team is described as experienced in the consumer credit sector, affiliate marketing, and revenue generation, and is distributed across the UK and US.

The company's product surface centres on a single unified credit report offering, delivered via B2B partnerships rather than direct-to-consumer channels. RS Data Tech embeds its credit report products into the platforms of loan brokers, mortgage introducers, and property listing sites as a complementary cross-sell, generating secondary revenue for those partners. The company explicitly states it handles all implementation and operations work so as not to consume partner resources. Revenue is generated through an affiliate referral model under quote-based, undisclosed pricing, with partners receiving regular campaign updates.

The company operates at small scale, with 11–50 employees, no public funding rounds, and no disclosed revenue. No AI/ML capabilities, proprietary technology patents, or technical integrations are documented in the available data; the service proposition is positioned around expert human handling of credit disputes. Geographic reach is described as UK and US, though the named partner base and the FCA/DPA licensing footprint indicate primary operations in the United Kingdom.

Name

RS Data Tech

Legal name

RS Datatech Limited

Website

https://rsdatatech.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

RS Data Tech is a UK FCA-regulated consumer credit services firm that helps consumers dispute errors on their credit bureau reports. It operates a B2B affiliate model, embedding its credit report products into loan broker, mortgage introducer, and property listing platforms.

Ownership category

akta.pro rank

Product category

Credit Report Services

NAICS

Credit Bureaus (561450), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit File Dispute Management & Consumer Data Remediation (FSAKAKAI)

akta.pro secondary industries

Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ), Credit Bureau Reporting & Dispute Management Support (FCRA/CRA Ops) (BPAAAEAI)

Keywords

• Credit report services
• Credit dispute resolution
• Consumer credit sector
• Credit score advice
• Affiliate credit products

Headquarters

HQ city

Manchester

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Credit Report Products and Services: RS Data Tech generates revenue by providing credit report products and services that help consumers dispute errors and incorrect data on their credit reports held by credit bureaus. Revenue is generated through partnerships with loan brokers, mortgage introducers, and property listing sites who offer these services as complementary cross-sells to their existing customers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

RS Data Tech provides market-leading credit report products that enable customers to access and review their credit reports, dispute errors and incorrect data held by credit bureaus, and take control of their financial future. The company works directly with consumers on credit report disputes while primarily operating through B2B partnerships with loan brokers, mortgage introducers, and property listing sites that integrate these services as complementary cross-sell offerings.

Product overview

RS Data Tech offers a single, unified credit report product focused on helping customers manage their credit profiles. The core offering enables customers to access their credit reports, dispute errors and incorrect data held by credit bureaus, and receive expert guidance on credit scoring mechanics. The company positions itself as a consumer credit sector specialist that works both directly with end consumers and through business partners (loan brokers, mortgage introducers, property listing sites) to generate secondary revenue.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Report Products Market-leading credit report products that enable customers to access and review their credit reports, dispute errors and incorrect data held by credit bureaus, and take control of their financial future. Offered to end consumers and delivered primarily through B2B partners such as loan brokers, mortgage introducers, and property listing sites.

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Direct peers

• CheckMyFile: UK multi-bureau credit reporting service providing combined Experian, Equifax and TransUnion reports plus dispute tooling. Comparable product scope to RS Data Tech's credit file review and correction workflow.
• TotallyMoney: UK consumer credit information and credit-monitoring platform. Comparable because it provides credit report access, scoring information, and education to UK consumers, often via partner channels in lending and property.
• ClearScore: UK direct-to-consumer credit report, score, and dispute platform. Highly comparable as it operates in the same consumer credit reporting/dispute category and reaches consumers through financial services partnerships and affiliate channels.
• Credit Karma UK (Intuit): UK credit report, monitoring, and score-improvement platform owned by Intuit. Directly comparable product offering (free credit reports, dispute assistance) and partnership-led GTM overlapping with loan broker and mortgage channels.
• Creditfix: UK credit repair and file-correction specialist. Directly comparable in that the core service is helping consumers dispute and correct inaccurate entries on credit bureau files.

Broad incumbents

• Experian UK: One of the three main UK credit bureaus. Overlaps as the underlying data holder RS Data Tech interacts with on disputes and offers competing consumer credit report and dispute tools at scale.
• Equifax UK: UK credit bureau offering consumer credit reports and dispute channels directly to consumers and partners. A broad incumbent in the same data and credit information category.
• TransUnion UK: Third major UK credit bureau providing consumer credit reports and score products. Comparable as a data source and competitor for credit file review and dispute services.

Emerging players

• Credit Angels: UK specialist credit repair and file dispute services. Comparable in the specific niche of consumer-led correction of credit bureau records, though smaller in scale.
• MoneySupermarket Credit Club: Credit monitoring and report service within the MoneySupermarket comparison ecosystem. Comparable because it bundles credit report, score tracking, and educational content aimed at improving consumer credit.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RS Data Tech