One Stop Shop Insurance

What One Stop Shop Insurance does

One Stop Shop Insurance is a privately held, independent insurance agency operating from Saint Petersburg, Florida, that acts as an intermediary between insurance carriers and end customers across multiple lines of coverage. The agency is staffed by four licensed insurance professionals — Courtney Darr, Lindsey Darr, Nick Hoskavich, and Anandi Mohip — each holding a Florida 2-20 General Lines license, and is actively recruiting additional agents. Its core function is multi-carrier comparison and consultative selling of policies to individuals, families, and small-to-medium businesses in the Tampa Bay area and broader Florida market.

The agency's product portfolio spans individual and family health insurance (via a partnership with Florida Blue, including Marketplace plans starting at $0/month for qualifying individuals), Medicare coverage, employer group/employee benefits, homeowners and property insurance (including flood), personal and commercial auto (via Progressive, Geico, and other carriers), business insurance (general liability, professional liability, workers' compensation, commercial property, BOP, cyber liability, umbrella), and term and permanent life insurance. The underlying technology stack is minimal: the website is built on a standard template, quote requests are captured through embedded Google Forms, and there is no proprietary quoting platform, CRM, mobile app, or public API. Carrier relationships function as the primary product suppliers, with Florida Blue treated as the core health partner and Progressive and Geico as supporting auto partners.

The business model is a standard insurance brokerage commission structure. The agency earns carrier-paid commissions on premiums for policies placed across health, home, auto, commercial, Medicare, and life lines. The go-to-market motion is consultative and sales-led: customers arrive via the company website, online quote forms, direct agent outreach, and walk-in visits to the physical office, then licensed agents guide them through carrier comparison and policy selection. Pricing is quote-based and varies by individual circumstances, with health plans offered as low as $0/month for qualifying individuals under the Florida Blue Marketplace relationship. Revenue is not publicly disclosed and the firm has no institutional funding, parent company, or known ownership structure beyond its operating team.

Name

One Stop Shop Insurance

Legal name

One Stop Shop Insurance

Website

https://onestopshopinsurance.com

Company type

Private

Founded year

1919

Operating status

Operating

Headcount range

1–10 employees

Short description

One Stop Shop Insurance is a privately held, multi-carrier independent insurance agency in Saint Petersburg, Florida, that helps individuals, families, and small businesses compare and purchase health, home, auto, commercial, Medicare, and life policies through carriers such as Florida Blue, Progressive, and Geico.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency / Multi-Line Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB)

Keywords

• Independent insurance agency
• Multi-line insurance brokerage
• Health insurance marketplace
• Commercial insurance coverage
• Life and auto insurance

Headquarters

HQ city

Frisco

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Commissions: The agency earns commissions from insurance carriers for policies sold, including health, home, auto, commercial, Medicare, and life insurance products. Commissions are typically a percentage of premiums paid by customers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

One Stop Shop Insurance is an independent multi-carrier insurance agency that sells health, Medicare, home, auto, commercial, and life insurance policies to individuals, families, and businesses in Florida. Licensed agents compare coverage and pricing across multiple carriers, including Florida Blue for health/Medicare/group benefits, Progressive and Geico for auto, and additional carriers for home, commercial, and life lines, providing a single-location "one stop" brokerage experience.

Product overview

One Stop Shop Insurance operates as a multi-carrier independent insurance agency offering a comprehensive portfolio of insurance products. The company provides Health Insurance through a strategic partnership with Florida Blue (individual/family Marketplace plans, Medicare, and employee group benefits), Homeowners and Property Insurance (including flood coverage), Personal and Commercial Auto Insurance, Business Insurance (General Liability, Professional Liability, Workers' Compensation, Cyber Liability, BOP, Umbrella), and Life Insurance (term and permanent). The core offering is built around comparing multiple carriers (including Florida Blue, Progressive, and Geico) to find competitive pricing and coverage for individual, family, and business clients across Florida.

Differentiator

Problem solved

Functional benefit

Products and services

• Health Insurance (Florida Blue) Individual and family Marketplace health insurance plans, Medicare coverage options, and employer group benefits provided through a partnership with Florida Blue, offering access to Florida Blue's network of doctors, hospitals, and specialists. Plans available as low as $0/month for qualifying individuals.
• Homeowners Insurance Coverage for primary residences, vacation homes, condos, renters, landlord, and flood insurance policies offered through multiple trusted carriers, allowing comparison of coverage options and pricing for Florida property owners.
• Personal Auto Insurance Personal vehicle coverage including liability, comprehensive, collision, uninsured motorist protection, and roadside assistance for cars, motorcycles, and travel trailers, offered through carriers such as Progressive and Geico.
• Commercial Auto Insurance Commercial vehicle insurance for contractors, service businesses, delivery vehicles, and fleets, providing coverage comparison across multiple carriers for single company vehicles or growing fleets.
• Commercial Property Insurance Insurance solutions for office buildings, retail spaces, rental properties, warehouses, and other commercial risks, protecting buildings, business personal property, equipment, and income.
• Business Insurance Customized business insurance solutions including General Liability, Professional Liability, Workers' Compensation, Cyber Liability, Umbrella Coverage, and specialized industry coverage through a wide range of carriers.
• Life Insurance Term and permanent life insurance options through various trusted carriers, allowing comparison of coverage and pricing to find the best fit for individual needs and future planning.
• Medicare Coverage Medicare plans designed for seniors and eligible individuals, providing comprehensive coverage including medical, hospital, and prescription drug benefits through Florida Blue.
• Employee Benefits Group health insurance solutions for businesses of all sizes through Florida Blue, including customizable medical, dental, and vision plans to help employers attract and retain talent.

Quantifiable outcome

• Claims to have market access to meet insurance needs '99% of the time'

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Three partnerships are on record, tiered core and supporting.

• Florida BluecoreChannel Partner/ Reseller/ DistributorPrimary health insurance partner providing Marketplace plans, Medicare coverage, and group benefits for Florida individuals and businesses. The agency is described as a local partner for Florida Blue in Tampa Bay, offering access to Florida Blue's network of doctors, hospitals, and specialists.
• ProgressivesupportingChannel Partner/ Reseller/ DistributorAuto insurance carrier partner providing personal auto, motorcycle, and travel trailer insurance products offered through the agency.
• GeicosupportingChannel Partner/ Reseller/ DistributorAuto insurance carrier partner providing personal auto coverage options offered through the agency alongside other carrier options.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Marsh McLennan Agency: Middle-market insurance brokerage arm of Marsh McLennan serving businesses and individuals across multiple lines. Comparable retail brokerage model at significantly greater scale.
• Brown & Brown, Inc. Major U.S. insurance brokerage and risk management firm headquartered in Florida, providing retail brokerage services across personal and commercial lines. Comparable brokerage model with strong Florida presence.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm serving commercial and personal clients through retail brokerage operations. Overlaps in brokerage model and carrier-agnostic distribution.
• HUB International: Large global insurance brokerage offering personal, commercial, and specialty lines through a network of offices. Overlaps in commercial and personal brokerage services, though operates at far greater scale and geographic breadth.

Direct peers

• Brightway Insurance: Florida-headquartered independent insurance agency franchise offering multi-line personal and commercial coverage through multiple carriers. Highly comparable in scale, geographic concentration, and multi-carrier brokerage model.
• Goosehead Insurance: Publicly traded independent insurance agency franchisor that distributes personal lines coverage through licensed agents across multiple carriers. Comparable multi-carrier brokerage model with agent-led distribution.

Emerging players

• Insurance Zebra (now part of QuinStreet): Digital insurance comparison platform enabling consumers to compare auto and home quotes from multiple carriers online. Adjacent competitor targeting the same multi-carrier shopping behavior with a technology-led model.

Others

• Trusted Choice (Big "I"): Network brand and referral platform for independent insurance agents in the U.S. While not a direct competitor, it represents an aggregation/visibility layer relevant to independent agencies like One Stop Shop.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/one-stop-shop-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about One Stop Shop Insurance