Life Settlement Advisors
- Company typePrivate
- Founded2001
- HeadquartersCarmel, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
Life Settlement Advisors firmographics
Firmographics- Name
- Life Settlement Advisors
- Legal name
- Life Settlement Advisors LLC
- Website
- https://www.lsa-llc.com/
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Life Settlement Advisors industry classification
Industry- Product category
- Life Settlement Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (52421), Portfolio Management and Investment Advice (523940)
- SIC
- Insurance Agents, Brokers & Service (6411), Investment Advice (6282)
- akta.pro primary industry
- Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)
Keywords
Where Life Settlement Advisors is headquartered
LocationHeadquarters
- HQ city
- Carmel
- HQ country
- United States
- HQ region
- North America
Markets served
Life Settlement Advisors business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Others
Revenue model
- Life Settlement Commission: Life Settlement Advisors facilitates the sale of life insurance policies between policyholders and institutional investors. The company earns revenue by helping sellers navigate the settlement process, connecting them with multiple buyers to maximize payout. Their commission is typically a percentage of the settlement value. The company serves as a broker, not a direct buyer, shopping policies to multiple institutional investors to drive competitive offers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Life settlement payout based on policy valuation |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
Life Settlement Advisors product offering
Product offeringCore offering
Life Settlement Advisors is a life settlement brokerage that facilitates the sale of life insurance policies from seniors aged 65+ (and from terminally or chronically ill individuals through viatical settlements) to institutional investors in the secondary life insurance market. Acting as a broker rather than a direct buyer, the company shops each policy to multiple institutional investors to maximize payout offers for policyholders, typically delivering lump-sum cash payouts of 10% to 25% of the policy's death benefit — often 4 to 7 times more than the cash surrender value.
Product overview
Life Settlement Advisors operates as a life settlement brokerage offering a unified service platform centered on helping seniors (typically 65+) sell unwanted or underperforming life insurance policies for immediate cash. The core offering consists of life settlement and viatical settlement services, supported by an online qualification calculator that assesses eligibility based on age, health status, policy type, and life expectancy. Additional services include free expert consultations and a library of educational resources and whitepapers for financial advisors and seniors. The company connects policyholders with institutional investors in the secondary life insurance market.
Differentiator
Problem solved
Functional benefit
Products and services
- Life Settlement Services Brokerage service facilitating the sale of unwanted or underperforming life insurance policies from seniors aged 65+ to institutional investors. Policyholders receive a lump-sum cash payment significantly greater than the cash surrender value, eliminating ongoing premium obligations. The company shops each policy to multiple institutional buyers to maximize competitive offers, typically delivering 10% to 25% of the policy's death benefit.
- Viatical Settlement Services Brokerage service for terminally or chronically ill individuals with a life expectancy of less than two years, enabling them to sell their life insurance policies for immediate cash to cover medical expenses and other financial needs. The company brokers the policy to institutional viatical settlement buyers to deliver a lump-sum payout.
Quantifiable outcome
- Life settlements typically return 10% to 25% of policy death benefit as lump-sum payment, which can be 4-7 times more than cash surrender value
- +1 more outcomes
Companies that use Life Settlement Advisors
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles2 records
Life Settlement Advisors technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Life Settlement Advisors partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
Life Settlement Advisors competitors and assessment
Company assessmentDirect peers
- Abacus Life: Public life settlement and structured settlement provider that both originates and trades policies. Comparable on product (life settlements for seniors) though with significantly larger scale and a balance-sheet buyer model rather than pure brokerage.
- Ashar Group: Life settlement broker and advisor education firm with comparable dual focus on direct-to-senior and financial-professional referral channels.
- American Life Fund: Life settlement broker targeting seniors with unwanted or unaffordable life insurance policies. Competes directly for the same seller customer and relies on similar educational content and advisor referrals.
- Magna Life Settlements: Independent life settlement broker serving policyholders and financial advisors. Operates with a similar broker-shopping-to-multiple-buyers model and advisor education focus.
- Lifeline Financial: Life settlement broker focused on seniors and the advisor channel, with overlapping services around life and viatical settlements.
- Q Capital Strategies: Specialist life settlement broker that connects policyholders with institutional buyers. Comparable customer profile, transaction model, and advisor referral focus.
- Harbor Life Settlements: Specialist life settlement broker focused on seniors and financial advisor referral channels. Directly comparable GTM and service offering to Life Settlement Advisors.
- Stone Street Capital: Life settlement brokerage firm operating in the same niche with similar broker-to-investor mechanics and advisor-driven lead generation.
- Coventry Direct (Coventry First): One of the largest life settlement brokers in the U.S., connecting policyholders with institutional buyers. Directly comparable to Life Settlement Advisors in target customer (seniors with unwanted policies) and broker-to-investor distribution model.
Broad incumbents
- Beneficient: Broader financial services platform with life settlement and alternative-asset capabilities. Wider product portfolio than Life Settlement Advisors, but operates in the same secondary life insurance market.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Life Settlement Advisors social profiles
Digital presenceLife Settlement Advisors financial estimates
Financial estimateRevenue estimate
Valuation estimate
Life Settlement Advisors leadership team
Management profileNumber of profiles
Profiles1 record
Life Settlement Advisors funding detail
Funding detailFunding overview
Funding rounds2 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Life Settlement Advisors M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Life Settlement Advisors
What does Life Settlement Advisors do?
Life Settlement Advisors is a life settlement brokerage that facilitates the sale of life insurance policies from seniors aged 65+ (and from terminally or chronically ill individuals through viatical settlements) to institutional investors in the secondary life insurance market. Acting as a broker rather than a direct buyer, the company shops each policy to multiple institutional investors to maximize payout offers for policyholders, typically delivering lump-sum cash payouts of 10% to 25% of the policy's death benefit — often 4 to 7 times more than the cash surrender value.
Is Life Settlement Advisors a public or private company?
Life Settlement Advisors is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Life Settlement Advisors founded?
Life Settlement Advisors was founded in 2001. It employs 1 to 10 people.
Where is Life Settlement Advisors based?
Life Settlement Advisors is headquartered in Carmel, United States, in the North America region.
How does Life Settlement Advisors make money?
One revenue line is on record: life Settlement Commission.
Who are Life Settlement Advisors's main competitors?
Direct peers on record are Abacus Life, Ashar Group, American Life Fund, Magna Life Settlements, Lifeline Financial, Q Capital Strategies, Harbor Life Settlements, Stone Street Capital and Coventry Direct (Coventry First). Beneficient is listed as a broad incumbent.
Does Life Settlement Advisors have an API?
No public API is recorded for Life Settlement Advisors.
What industry is Life Settlement Advisors in?
Life Settlement Advisors's product category is Life Settlement Brokerage Services. Its primary akta.pro industry code is FSAEABAH, Annuity & Insurance-Based Retirement Solutions Advisory. Its NAICS code is 52421 and its SIC code is 6411.