Mutui.it
Mutui.it is an Italian online mortgage comparison and credit brokerage platform serving Italian residential property buyers, aggregating mortgage products from 40+ partner banks under Gruppo Facile.it and earning affiliate commissions on funded loans.
- Company typePrivate
- Founded2008
- HeadquartersMilan, Italy
- Headcount251–500
- GTM typeB2C
- OfferingServices
What Mutui.it does
Mutui.it is an Italian online mortgage comparison and credit brokerage platform serving Italian consumers seeking residential property financing. Founded in 2008 and operated as a service brand by Facile.it Mediazione Creditizia S.p.A. within Gruppo Facile.it, the platform aggregates mortgage products from 40+ partner banks including Intesa Sanpaolo, Crédit Agricole Italia, ING, CheBanca!, Webank, Banca Sella, Banco BPM, Banca Monte dei Paschi di Siena, BPER, BNL, Deutsche Bank, Credem, and a network of regional cooperative banks. The product portfolio spans first-home purchase (Mutuo Prima Casa), surrogation/transfers, 100% financing, fixed-rate and variable-rate mortgages (with and without cap), renovation financing, energy-efficient green mortgages (Mutuo Green), young-borrower products with Consap state guarantees (Mutuo Under 36), auction mortgages, construction completion loans, and liquidity/second-home financing, supported by an add-on mortgage insurance offering.
Technically, Mutui.it runs a standard web-based comparison aggregator: consumers use online rate calculators (payment, amortization, loan amount, TAEG, interest rate) to model scenarios, submit quote request forms, and receive a 24-hour feasibility opinion from partner banks. The service is enhanced by dedicated credit intermediaries (Mediatori Creditizi) who guide applicants through documentation and selection. No public APIs, AI/ML features, or technical differentiation beyond ease-of-use UX and exclusive negotiated bank conditions are disclosed.
The business model is pure affiliate/referral: the service is free to consumers, and Mutui.it earns commissions from partner banks when qualified leads convert into funded mortgages. Distribution is direct-to-consumer via SEO-optimized content, educational guides, glossary, partner bank profiles, and calculators, with website as the primary funnel complemented by phone support and consultant-led conversion—entirely domestic to Italy.
Mutui.it firmographics
Firmographics- Name
- Mutui.it
- Legal name
- Mutui.it è un servizio offerto da Facile.it S.p.A. con socio unico
- Website
- https://mutui.it
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Mutui.it is an Italian online mortgage comparison and credit brokerage platform serving Italian residential property buyers, aggregating mortgage products from 40+ partner banks under Gruppo Facile.it and earning affiliate commissions on funded loans.
- Ownership category
- akta.pro rank
Mutui.it industry classification
Industry- Product category
- Mortgage Comparison Platform
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Mortgage Comparison, Marketplace & Rate-Shopping Platforms (FSALABAJ)
- akta.pro secondary industry
- Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL)
Keywords
Where Mutui.it is headquartered
LocationHeadquarters
- HQ city
- Milan
- HQ country
- Italy
- HQ region
- Europe
Offices1 record
Markets served
Mutui.it business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations
Revenue model
- Bank Referral Commissions: Mutui.it earns commissions from partner banks when customers complete mortgage requests through the platform. The service is completely free for consumers; banks pay referral fees for qualified leads.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Free consumer service |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Mutui.it product offering
Product offeringCore offering
Mutui.it is an online mortgage comparison and credit brokerage platform operated by Facile.it Mediazione Creditizia S.p.A., enabling Italian consumers to compare residential mortgage offers from 40+ partner banks, request free personalized quotes, and receive guided support from registered credit intermediaries (Mediatori Creditizi iscritti all'OAM). The platform aggregates mortgage products including first-home, surrogation, under-36, 100% financing, fixed-rate, variable-rate, renovation, green, second-home, construction completion, liquidity, and auction mortgages, alongside supporting calculators for payment, amortization, and TAEG estimation.
Product overview
Mutui.it is an online mortgage comparison platform and credit brokerage service, part of the Facile.it Group. The platform operates as a comparison aggregator offering multiple mortgage products including Mutuo Prima Casa (first home mortgages), Surroga Mutuo (mortgage transfers), Mutuo Under 36 (young borrower mortgages), Mutuo 100% (100% financing), Mutuo Tasso Fisso (fixed-rate), Mutuo Ristrutturazione (renovation), Mutuo Green (eco-friendly), and various other mortgage types. The core offering combines mortgage comparison across 40+ partner banks with free advisory services from credit mediators. Supporting tools include calculators for payment estimation, amortization schedules, and TAEG comparisons. The platform primarily serves Italian consumers seeking residential property financing.
Differentiator
Problem solved
Functional benefit
Products and services
- Mutuo Prima Casa
Quantifiable outcome
- Response from bank within 24 hours on feasibility opinion requests
- +1 more outcomes
Companies that use Mutui.it
Customer profileSegments4 records
Ideal customer profiles4 records
Mutui.it technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Mutui.it partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core.
- Intesa SanpaolocoreMajor Italian banking group offering various mortgage products through the Mutui.it platform including Mutuo Domus, Mutuo Giovani Prima Casa, MutuoUp, and surrogation services. Products available for first home purchase, renovation, and refinancing.
- Crédit Agricole ItaliacoreLeading Italian bank with over 1,000 branches and 2 million customers offering Mutuo Base, Mutuo Adesso, and Leasing Abitativo Prima Casa products.
- ING BankcoreDigital banking division offering Mutuo Arancio (100% online mortgage) and Mutuo In Vista for pre-property financing. Active in Italy since 2001.
- CheBanca!coreBrand of Mediobanca Premier dedicated to mortgage offerings including fixed rate, protected rate, variable rate with cap/floor products.
- WebankcoreDigital banking brand of Gruppo Banco BPM offering fixed, variable, and green mortgages with free activation, appraisal, and processing fees.
- Banca SellacoreItalian financial institution offering first home mortgages, young borrower products, renovation mortgages, and Green mortgages for energy-efficient properties.
- Banco BPMcoreThird-largest Italian banking group formed from Banco Popolare and Banca Popolare di Milano merger in 2017, serving 4 million customers with nearly 23,000 employees.
- Banca Monte dei Paschi di SienacoreHistoric Italian bank offering various mortgage products including Mutuo MPS Mio Surroga, Mutuo MPS Mio Surroga Green with Consap guarantee.
- BPER BancacoreItalian multi-regional bank offering Mutuo Promo Casa Green, Mutuo BPER Green, and various mortgage products for purchase and renovation.
- BNL (Banca Nazionale del Lavoro)corePart of BNP Paribas group offering mortgage products for first home purchase and other purposes.
- Deutsche BankcoreGlobal banking group with Italian operations offering mortgage products through the Mutui.it platform.
- Credem BancacoreItalian bank with over 600 branches offering fixed rate, variable rate, surrogation, young buyer, protected variable, multiswitch, and mixed rate mortgages.
- Banca Popolare PugliesecoreRegional bank founded in 1888, offering various variable and fixed rate mortgages including products for young buyers.
- Banco DesiocoreItalian banking group offering Mutuo Tasso Fisso Online Promo and Mutuo Tasso Fisso Online products.
- Credifriuli (Credito Cooperativo Friuli)coreCooperative bank in Friuli-Venezia Giulia offering Mutuo YES (young buyers), variable rate, fixed rate, mixed rate, and fixed payment mortgages.
- BCC CentropadanacoreBanca di Credito Cooperativo offering Mutuo Green products for renovation and first home purchase.
- Facile.it Mediazione Creditizia S.p.A.coreThe credit mediation service managing Mutui.it operations, registered in OAM registry under number M201, P.IVA 06158600962.
- Facile.it S.p.A.coreParent company of Mutui.it, Italy's leading online comparison platform for insurance, loans, current accounts, utilities, and automotive services. Via Sannio 3, 20137 Milano, P.IVA 07902950968.
Scale indicators4 records
Recent moves4 records
Expansion highlights3 records
Mutui.it competitors and assessment
Company assessmentDirect peers
- Segugio.it: Major Italian online price comparison platform covering mortgages, loans, insurance, and utilities — directly competes with Mutui.it in mortgage comparison for Italian consumers using a similar affiliate/brokerage model.
- ConfrontaConti.it: Italian financial comparison portal with dedicated mortgage and loan comparison sections — directly comparable as an online aggregator of mortgage offers from Italian banks for retail consumers.
- SOStariffe.it: Italian online comparison platform featuring a mortgage comparison vertical alongside insurance, energy, and banking products; competes directly for Italian consumer mortgage leads via a similar SEO/content-driven acquisition model.
- Prestiti.it: Sister brand under Gruppo Facile.it operating an online personal loan comparison and brokerage platform for Italian consumers — same parent, same direct-to-consumer comparison/brokerage mechanic, just in the personal loan category rather than mortgages.
- Trovamutuo: Italian online mortgage comparison and brokerage service connecting Italian consumers with multiple bank offers — uses the same affiliate/commission model targeting first-home buyers and surrogation demand.
- Euroansa: Italian credit brokerage (Mediatore Creditizio) operating both online and offline channels to match consumers with mortgage and loan products from partner banks — same regulated credit-intermediary model and commission revenue.
Broad incumbents
- Facile.it: Parent company and Italy's largest multi-category online comparison platform covering insurance, loans, utilities, telecoms, automotive, and trading — operates the broader ecosystem within which Mutui.it sits; not a mortgage specialist.
- Italiaonline: Major Italian internet portal and digital services group (Libero, Virgilio) with comparison and lead-generation capabilities across multiple financial products; includes mortgage comparison as part of a broader consumer portal offering.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Mutui.it social profiles
Digital presenceMutui.it financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mutui.it leadership team
Management profileNumber of profiles
Mutui.it funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mutui.it M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mutui.it
What does Mutui.it do?
Mutui.it is an online mortgage comparison and credit brokerage platform operated by Facile.it Mediazione Creditizia S.p.A., enabling Italian consumers to compare residential mortgage offers from 40+ partner banks, request free personalized quotes, and receive guided support from registered credit intermediaries (Mediatori Creditizi iscritti all'OAM). The platform aggregates mortgage products including first-home, surrogation, under-36, 100% financing, fixed-rate, variable-rate, renovation, green, second-home, construction completion, liquidity, and auction mortgages, alongside supporting calculators for payment, amortization, and TAEG estimation.
Is Mutui.it a public or private company?
Mutui.it is a private company. It is classified as corporate owned and is currently operating.
When was Mutui.it founded?
Mutui.it was founded in 2008. It employs 251 to 500 people.
Where is Mutui.it based?
Mutui.it is headquartered in Milan, Italy, in the Europe region.
How does Mutui.it make money?
One revenue line is on record: bank Referral Commissions.
Who are Mutui.it's main competitors?
Direct peers on record are Segugio.it, ConfrontaConti.it, SOStariffe.it, Prestiti.it, Trovamutuo and Euroansa. Broad incumbents are Facile.it and Italiaonline.
Does Mutui.it have an API?
No public API is recorded for Mutui.it.
What industry is Mutui.it in?
Mutui.it's product category is Mortgage Comparison Platform. Its primary akta.pro industry code is FSALABAJ, Mortgage Comparison, Marketplace & Rate-Shopping Platforms, with a secondary code of FSAGAHAL, Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching). Its NAICS code is 522310 and its SIC code is 6163.