What eMBS does

eMBS Inc, operating as Mortgage-Backed Securities OnLine, is an Atlanta-based subscription data and analytics platform serving institutional participants in the U.S. mortgage-backed securities (MBS) market. The company delivers internet-based access to data on more than one million agency MBS — covering Fannie Mae (FNMA), Freddie Mac (FHLMC), Ginnie Mae (GNMA), and UMBS pools — alongside 48 months of historical issuance and prepayment data. Customers include MBS traders, portfolio managers, and risk managers at financial institutions who use the platform for pool lookup, prepayment analytics, TBA trading support, CPR claim calculation, and portfolio aggregation.

The product suite is delivered through four access channels: eMBS Web (browser interface for viewing securities, creating portfolios, and running analytics), eMBS eMail (request and notification service), eMBS Link (intranet integration via security identifiers), and eMBS Application Access (API for programmatic data retrieval). Specialized calculators cover amortization, price/yield, mortgage rolls, net money, FNMA ARM differences, fails, and CPR claims for late-settling TBA trades. The platform also produces Flash Prepayment Reports for each agency on the 4th business evening after factor release, plus daily issuance, aggregations, and Borrower Assistance Plan / Property Valuation Method analytics by issue month. The underlying stack is a Classic ASP-based application behind Shibboleth authentication, indicating a long-tenured enterprise toolset rather than a modern cloud-native architecture.

eMBS operates as a privately-held subsidiary within the Black Knight / Intercontinental Exchange (ICE) corporate structure. All sales outreach, pricing, technical support, and client delivery are routed through shared Black Knight (bkfs.com) and ICE (ice.com) infrastructure, and the company's privacy policy is hosted under ice.com. Revenue is generated via subscription-based annual contracts with quote-based pricing not publicly disclosed. No revenue, headcount, or formal growth metrics are disclosed in the source data. Operations are concentrated in the United States, with no international offices identified despite a "Global" geo_scope label on its distribution channel.

Name

eMBS

Legal name

eMBS Inc

Website

https://embs.com

Company type

Private

Founded year

1997

Operating status

Operating

Short description

eMBS is an Atlanta-based, ICE/Black Knight-affiliated subscription data and analytics platform providing institutional subscribers with internet-based access to over one million U.S. agency mortgage-backed securities, prepayment analytics, and specialized MBS calculators delivered via web, email, intranet, and API channels.

Ownership category

akta.pro rank

Product category

Mortgage-Backed Securities Analytics

NAICS

Investment Banking and Securities Intermediation (523150), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Asset-Backed Securities (6189), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Mortgage-Backed Securities (RMBS/CMBS) (FSACACAB)

akta.pro secondary industries

Agency MBS Relative Value (TBAs, Specified Pools, Dollar Rolls) (FSAHADAD), Securitized Products (MBS/ABS/CMBS) (FSAAAHAE)

Keywords

• Mortgage-backed securities data
• Mortgage analytics platform
• MBS portfolio management
• Prepayment analytics
• Fixed income data

Headquarters

HQ city

Tampa

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Subscription Access to Platform: Subscription-based access to internet-based mortgage data and analytics platform with multiple access methods including web, email, link, and API
2. Enterprise Data Access: Enterprise-level data access services for firms requiring programmatic access to mortgage securities data

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

eMBS provides internet-based access to mortgage-backed securities data and analytics, covering over one million outstanding agency MBS (Fannie Mae, Freddie Mac, Ginnie Mae, and UMBS). It delivers 48 months of historical issuance and prepayment statistics, daily issuance, pool-level collateral and performance data, plus specialized calculators for amortization, price/yield, mortgage rolls, net money, FNMA ARMs difference, fails, and CPR claims on late-settling TBA trades, served through web, email, intranet link, and API access channels.

Product overview

eMBS (Mortgage-Backed Securities OnLine) is a data and analytics platform providing internet-based access to mortgage-backed securities information. The platform operates as a unified suite consisting of four access products: eMBS Web (browser-based interface), eMBS eMail (email notification and request service), eMBS Link (intranet integration), and eMBS Application Access (API for programmatic data retrieval). These access methods deliver analytical services including Flash Prepayment Reports, Daily Issuance data, Issuance and Prepayment Aggregations, CPR Claim Calculator tools, and Portfolio Management capabilities covering Fannie Mae, Freddie Mac, and Ginnie Mae securities. The platform covers over one million securities outstanding in the mortgage markets, providing market participants with data, analytics, and savings tools.

Differentiator

Problem solved

Functional benefit

Brands

• eMBS eMail: Email-based access to request and receive information via email, link clients to eMBS data and analytics, receive email notification of portfolio updates
• eMBS Web
• eMBS Link
• eMBS Application Access

Products and services

• eMBS Web Browser-based web interface for viewing individual MBS securities or market sectors, creating and querying portfolios, and performing analytics on agency MBS data.
• eMBS eMail Email-based service for sending requests and receiving mortgage-backed securities information via email, linking clients to eMBS data and analytics, and delivering email notifications of portfolio updates.
• eMBS Link Intranet integration product that links customer intranet applications to the eMBS website using security identifier and quantity owned, enabling mortgage-specific data lookup from internal systems.
• eMBS Application Access API-based data access for internal applications to retrieve mortgage-backed securities data directly without browser usage, with data delivered to applications or loaded into databases; data can also be delivered via ftp or email.
• Flash Prepayment Reports Monthly prepayment reports for Fannie Mae, Freddie Mac, and Ginnie Mae securities, available on the 4th business evening after each agency's factor release to give market participants a quick read on prepayments.
• CPR Claim Calculator Standalone calculator tool for determining CPR (Constant Prepayment Rate) Claims on late-settling TBA (To-Be-Announced) MBS trades, with associated CPR Claim Data feeds for use in external calculators.

Named customers1 record

Segments3 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature9 records

Partnerships

Seven partnerships are on record, tiered minor and core.

• DTCC (Depository Trust & Clearing Corporation)minorOthersDTCC advances industry-leading solutions that help shape the future of the global financial marketplace. eMBS references DTCC as part of its industry network.
• SIFMA (Securities Industry and Financial Markets Association)minorOthersSIFMA is the voice of the nation's securities industry. eMBS maintains affiliation with SIFMA as part of its industry presence.
• FINRA (Financial Industry Regulatory Authority)minorOthersFINRA is the first line of oversight for the brokerage industry. eMBS references FINRA affiliation as part of its industry credibility.
• Fannie MaecoreOthersPrimary data source for Fannie Mae issuance statistics, prepayment data, and cohort prepayment preview. eMBS provides comprehensive FNMA securities coverage.
• Freddie MaccoreOthersPrimary data source for Freddie Mac issuance statistics, prepayment data, and Freddie Exchange Summary. eMBS provides comprehensive FHLMC securities coverage.
• Ginnie MaecoreOthersPrimary data source for Ginnie Mae issuance statistics and prepayment data. eMBS provides GNMA flash prepayment reports.
• ICE (Intercontinental Exchange) / Black KnightcoreOEM/ Whitelabel/ Licensing PartnereMBS Inc is part of ICE/Black Knight. Privacy Policy links to ice.com and blackknightinc.com. Support emails route through ICE/BKFS infrastructure.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• CoreLogic: CoreLogic provides mortgage and property data, analytics, and risk solutions covering origination through securitization, with overlapping MBS-related datasets and analytics used by similar institutional clients.
• Interactive Data Corporation (ICE Data Services): ICE Data Services, also part of Intercontinental Exchange, provides evaluated pricing and reference data across fixed-income and structured products, representing a potential cross-sell or cannibalization vector for eMBS.
• Finastra: Finastra provides capital markets and treasury platforms that include securitization and fixed-income analytics functionality for financial institutions, adjacent to eMBS's MBS-focused offering.
• Bloomberg: Bloomberg's terminal offers MBS pricing, prepayment analytics, and TBA tools as part of a much broader fixed-income platform, serving many of the same trading and portfolio management desks that subscribe to eMBS.
• S&P Global Market Intelligence: S&P Global provides structured finance data, MBS analytics, and securitization datasets as part of a broad financial data platform, addressing many of the same institutional MBS clients as eMBS.
• Moody's Analytics: Moody's Analytics offers structured finance data, cash-flow modeling, and MBS analytics inside a broad credit and risk platform, competing for the same MBS market participants that eMBS serves.

Direct peers

• Intex Solutions: Intex is the leading cash-flow modeling and analytics platform for ABS/MBS, directly competing with eMBS's prepayment, pool, and structural analytics for the same MBS market participants.
• Trepp: Trepp provides commercial and residential MBS data, analytics, and reporting to institutional investors, overlapping with eMBS in serving MBS market participants with structured finance data.

Others

• Black Knight Mortgage Technology: Black Knight's broader mortgage technology suite (servicing, origination, MSP) sits under the same parent as eMBS and overlaps at the institutional mortgage customer layer, providing both a distribution channel and an integration/consolidation risk.
• ICE Mortgage Monitor: ICE Mortgage Monitor is a sister ICE-owned MBS research and data product; while not a paid subscription platform, it competes for the same MBS analytics mindshare within ICE's own portfolio.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about eMBS