The Trust

Name

The Trust

Legal name

Arizona School Risk Retention Trust, Inc.

Website

https://svc.the-trust.org

Company type

Private

Founded year

1986

Operating status

Operating

Ownership category

akta.pro rank

Product category

Public Entity Risk Pool Insurance

NAICS

Trust, Fiduciary, and Custody Activities (523991), Other Insurance Funds (52519), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Miscellaneous Business Credit Institution (6159), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Corporate & Institutional Trust Services (FSAAANAB)

akta.pro secondary industries

Trust Administration & Fiduciary Accounting Services (FSAAANAF), Employee Benefit & Retirement Plan Trust Services (FSAAANAC)

Keywords

• Public entity insurance
• Risk retention pool
• School district coverage
• Property liability insurance
• Education risk management

Headquarters

HQ city

Phoenix

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums and Risk Pool Contributions: The Trust operates as a risk retention pool funded and governed by its members. Public school districts and community colleges pay premiums/contributions for property and liability coverages. Funds not paid out during the year for losses or administration are retained and invested for member benefit.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

The Trust operates as a nonprofit risk retention pool providing property and liability insurance coverages to Arizona public school districts and community colleges through member-paid contributions. In addition to core coverages, it offers risk management services including the Model Policy Program, Hearing Officer Training, DPS driver safety training, loss control sessions, and facilities workshops, with surplus funds retained and invested for member benefit.

Product overview

The Trust (Arizona School Risk Retention Trust, Inc.) operates as a platform of insurance and risk management services for Arizona public school districts and community colleges. The core offering consists of property and liability coverages delivered through a risk retention pool model governed by member institutions. Supporting services include the Model Policy Program (online policy hosting and management), Hearing Officer Training Program, Loss Control Lunch & Learn sessions, DPS Refresher Training for driver certification, and LIT Facilities Workshops for maintenance staff. Additional programs include the School Construction Insurance Pool (SCIP) and Arizona School Alliance as sub-brands, along with Member Services providing dedicated coordinator support and an Alliance Nurse Triage Hotline for health guidance.

Differentiator

Problem solved

Functional benefit

Brands

• SCIP (School Construction Insurance Pool): A construction insurance pool program for school districts providing specialized coverage for school construction projects.
• The Alliance
• Kairos Health AZ

Products and services

• Property and Liability Coverages Property and liability insurance coverages provided through a member-governed risk retention pool to Arizona public school districts and community colleges, funded by recurring member contributions and backed by top-tier global reinsurance partners.
• Model Policy Program
• Hearing Officer Training Program
• DPS Refresher Training
• Loss Control Lunch & Learn
• Leadership in Training (LIT) Facilities Workshops
• Alliance Nurse Triage Hotline
• School Construction Insurance Pool (SCIP)
• Member Services

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• The Alliance (Arizona School Alliance)coreStrategic or Co-development PartnerArizona School Alliance provides member services including the Alliance Nurse Triage Hotline (888.252.4689) available 24/7 for health-related member support. Related to The Trust through shared membership base of Arizona K-12 school districts.
• SCIP (School Construction Insurance Pool)coreStrategic or Co-development PartnerSchool Construction Insurance Pool is a separate but related organization providing construction-related insurance services to Arizona educational institutions. Shares same office location and administrative infrastructure with The Trust.
• Kairos Health AZcoreStrategic or Co-development PartnerKairos Health Arizona is another related organization serving the Arizona school district membership community with health-related services.
• USGBC Center for Green SchoolsminorStrategic or Co-development PartnerBrie Reed from the Center for Green Schools at USGBC presents at Trust Loss Control Lunch & Learn sessions on Indoor Air Quality Planning, part of the Creating Healthy and Efficient School Environments Initiative.
• American Lung AssociationminorStrategic or Co-development PartnerSupports the Creating Healthy and Efficient School Environments Initiative along with USGBC and Go Green Initiative, providing resources including free trainings, fellowships, funding opportunities, and best practice guides for school IAQ management.
• MicrosoftTechnology or IntegrationMicrosoft Teams is used for virtual event delivery, including online DPS Refresher Training sessions and Loss Control Lunch & Learn events.
• Gallagher USAminorOthersGallagher USA provides legal information, terms of service, and privacy policy for The Trust website. Associated through corporate/legal relationship.

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• Arthur J. Gallagher & Co. (Gallagher USA): Gallagher is the corporate-services/legal-information provider associated with The Trust's website (ajg.com legal links) and is the largest U.S. broker for K-12 public entity risk pools. Comparable because Gallagher frequently competes with or services similar pools via brokerage, risk-control consulting, and reinsurance placement for public schools.
• Alliant Insurance Services: Alliant is a large U.S. insurance brokerage with a dedicated public-entity and K-12 school practice that places property, liability, and workers' compensation coverage for school districts. It sits in the same buyer-seller relationship with public-school risk pools as The Trust and competes for member-district budget via brokerage versus in-house pool model.

Direct peers

• New Mexico Public Schools Insurance Authority (NMPSIA): NMPSIA provides group health, dental, life, and risk-related insurance benefits to New Mexico public school employees and districts through a statutory authority structure analogous to The Trust's A.R.S. § 11-952.01(A) foundation. It is one of the closest state-by-state analogues to The Trust's statutory, member-driven service model.
• New York Schools Insurance Reciprocal (NYSIR): NYSIR is a member-governed reciprocal insurance pool providing property and liability coverage exclusively to New York public school districts. It is a direct functional twin of The Trust — same captive insurance model, same education-public-entity customer base, same multi-decade operating history — differing only in geography.
• Schools Insurance Authority (California): California's Schools Insurance Authority operates Joint Powers Authority (JPA) risk pools that deliver property, liability, and workers' compensation coverage to member school districts. Comparable to The Trust in pooling structure, member governance, and public K-12 customer base, though operating in California's JPA framework rather than an Arizona statute.
• Pacific Schools Risk Management Pool: A regional JPA-style risk pool serving school districts in the western U.S. with property and liability coverage. Like The Trust, it pools member contributions, retains surplus for members, and offers loss-control services — a closer geographic and structural analog than national brokers.

Regional players

• State Compensation Insurance Fund of California: State Fund is a California state-chartered workers' compensation carrier operating as a public entity insurance provider. Comparable operating model (state-sponsored, purpose-built for a regulated class of insured) though focused on workers' comp in California rather than property/liability in Arizona — useful as a regional benchmark for the public-entity insurance model.

Others

• Public Entity Risk Pools / PRIMA: PRIMA is the trade association for public entity risk pools in the U.S. It is not a competitor but the industry body that aggregates and represents pools like The Trust, NYSIR, NMPSIA, SIA, and similar organizations — the most authoritative reference class for benchmarking The Trust's scale and operating practices.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Trust