University Title Insurance Agency

What University Title Insurance Agency does

University Title Insurance Agency, Inc. is a privately held, family-owned title insurance agency founded in 1994 by Linda Guld and now led by her daughter Tara Guld. The company provides title insurance, title searches, escrow and disbursement services, closing coordination, document preparation, and related settlement services for residential and light commercial real estate transactions throughout New Jersey. It operates as an appointed agent for three major title insurance underwriters — First American, Old Republic, and Fidelity National — offering customers choice among established carriers. The firm operates from two physical offices in Manahawkin (headquarters) and Toms River, supplemented by mobile on-site closing services delivered at customer-preferred locations across the state.

The company's product portfolio centers on core Title Services for property transactions, supplemented by an Attorney Processing Service (virtual document preparation and closing coordination for attorneys and realtors), downloadable Legal Forms, a Seller Net Sheet estimator, and a Direct Order channel. Customer-facing technology is conventional: an electronic delivery system for title search products, an online net sheet calculator, and downloadable order forms. The company serves four primary personas — homebuyers, lenders, attorneys, and realtors — with realtors functioning as the principal referral channel through co-branded marketing templates, continuing education courses, broker open house support, and networking events.

The business model is transaction-fee based, with title insurance premiums paid at closing and settlement/escrow fees per transaction; pricing is quote-based and not publicly disclosed. Marketing is relationship-driven and referral-led, relying on the company's 30-year operating history and established New Jersey network rather than digital acquisition. The firm is privately held with no external investors, funding rounds, parent company, or M&A activity disclosed in the source material.

Name

University Title Insurance Agency

Legal name

University Title Insurance Agency, Inc.

Website

https://njuniversitytitle.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

University Title Insurance Agency is a family-owned New Jersey title insurance and settlement services firm founded in 1994, serving homebuyers, lenders, attorneys, and realtors statewide from offices in Manahawkin and Toms River.

Ownership category

akta.pro rank

Product category

Title Insurance Services

NAICS

Title Abstract and Settlement Offices (541191), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Title Insurance (6361), Insurance Agents, Brokers & Service (6411), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industries

Title Insurance & Underwriting (BPAJAOAA), Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB)

Keywords

• Title insurance services
• Real estate settlement
• Closing services
• Escrow disbursement
• Title search

Headquarters

HQ city

Manahawkin

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Title Insurance Services: Title insurance policies underwritten by First American, Old Republic, and Fidelity National. Fees are typically one-time premiums paid at closing.
2. Settlement and Closing Services: Disbursement and escrow services, closing coordination, document preparation, and HUD statement preparation. Fees for services rendered during real estate transactions.
3. Attorney Processing Services: Virtual processing services for attorneys and Realtors to finalize closings without the cost of a full-time employee, including document preparation, communication coordination, and post-closing packages.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

University Title Insurance Agency, Inc. provides title insurance and real estate settlement services throughout New Jersey. As an agent for three major underwriters (First American, Old Republic, and Fidelity National), it issues title insurance policies, conducts title searches, and coordinates residential and commercial closings. It also offers escrow and disbursement, attorney virtual processing, on-site closings, document preparation, HUD statements, 1099 reporting, 1031 exchanges, SBA loan reports, and notary services.

Product overview

University Title Insurance Agency is a full-service title insurance agency providing residential and commercial real estate settlement and closing services throughout New Jersey. The company operates as an agent for three major title insurance underwriters (First American, Old Republic, and Fidelity National) offering flexibility in coverage options. The core product portfolio centers on Title Services for property transactions, supplemented by Attorney Processing Service for document handling, Legal Forms for transaction paperwork, Seller Net Sheet for seller proceeds calculations, and Direct Order capabilities. Dedicated services are provided for homebuyers, lenders, and realtors, with the added convenience of On-Site Closing Services at locations of the customer's choice. The company maintains two physical locations in Manahawkin and Toms River to serve clients across New Jersey.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Services Core title insurance services including title searches, commitment preparation, and title insurance policies for residential and commercial real estate transactions in New Jersey, underwritten by First American, Old Republic, and Fidelity National.
• Attorney Processing Service Virtual attorney processing service handling document preparation, closing coordination, escrow disbursement, and post-closing package delivery for real estate transactions; cost-effective alternative to hiring a full-time employee.
• Legal Forms
• Homebuyer Services
• Lender Services
• Realtor Services
• On-Site Closing Services

Quantifiable outcome

• 24-48 hour turnaround on title commitments
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core.

• First AmericancoreOthers · 1 January 1994One of three major title insurance underwriters. University Title offers First American policies giving customers choice among industry-leading insurers known for longevity and financial stability.
• Old RepubliccoreOthers · 1 January 1994One of three major title insurance underwriters. Old Republic provides additional underwriting capacity and options for customers seeking title insurance protection.
• Fidelity NationalcoreOthers · 1 January 1994One of three major title insurance underwriters. Fidelity National underwrites title insurance policies for University Title customers.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Emerging players

• Snapdocs: Digital closing platform that connects lenders, title agents, and notaries. Increasingly competing with traditional title agencies like UTA by enabling online closings, eNotary, and digital title workflows — an emerging tech-driven alternative to legacy title agency service models.

Broad incumbents

• First American Title Insurance Company: One of the largest U.S. title insurers and a core underwriter for UTA. Operates both direct title operations and a national agency network, competing with UTA on direct-issued business while also supplying UTA's policies — directly comparable as both supplier and competitor in NJ.
• North American Title Insurance Company: National title underwriter and agency network. Operates in NJ and competes with UTA for residential and commercial title and closing business through independent agent relationships.
• Fidelity National Title (FNF): Largest U.S. title insurer and a UTA underwriter partner. Competes directly with independent agencies like UTA through its direct operations and national agency network, making it a primary incumbent competitor in NJ residential and commercial title.
• Investors Title Company: National title insurer issuing through both direct and agency channels. Provides title insurance and settlement services comparable to UTA, including to NJ-based transactions through affiliated agencies.
• Stewart Title: National title underwriter with agency operations across the U.S. Competes with UTA for NJ real estate closings through both independent agents and direct offices, providing comparable title and settlement services.
• Title Resource Group: Title agency and settlement services arm affiliated with a national underwriter. Comparable to UTA in delivering agency-style title and closing services through local offices and relationships.
• Old Republic Title: Major national title underwriter and UTA partner. Issues policies through independent agents like UTA but also operates direct title operations that compete in the same NJ transactions.

Direct peers

• WFG National Title Insurance Company: National title insurance agency with independent-agent model similar to UTA. Closely comparable business structure and target market (real estate agents, lenders, attorneys), competing for the same independent title orders in NJ.

Regional players

• Princeton Title: Regional NJ-based title insurance agency offering similar title search, closing, and settlement services to realtors, lenders, and attorneys. Directly comparable to UTA in scope, NJ geographic focus, and customer segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/UnivTitle
• LinkedInlinkedin.com/company/university-title-insurance-agency-inc-

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about University Title Insurance Agency