Artur
- Company typePrivate
- Founded2019
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
Artur firmographics
Firmographics- Name
- Artur
- Legal name
- Millennium Gestion SAS
- Website
- https://artur.ai
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where Artur is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Artur business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Subscription Management Fees: Monthly subscription fee of €6.99/month for Artur Vie and Artur Retraite life insurance management services. Additional fees include 0.6% insurer fees and 0.33% average weighted fund fees.
- Real Estate Management Fees: 1.47% annual management fee on Artur Immo SCPI investments. No entry fees, 0% exit fees after 6 years (6% before 6 years).
- Private Equity Management Fees: 3% annual management fee on Artur Private Equity FCPI investments. No entry or exit fees.
- Free Aggregation Services: Asset aggregation and recommendations are free for all users. Company monetizes through investment management fees when users invest in their premium products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Artur Vie / Artur Retraite: €6.99/month management subscription |
| Unit Pricing | Pay-as-you-go | Artur Immo: 1.47% annual management fee |
| Subscription | Annual | Artur Private Equity: 3% annual management fee |
| Freemium | Monthly | Asset Aggregation: Free |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
Artur product offering
Product offeringCore offering
Artur is an AI-powered wealth management platform that aggregates user assets from 900+ banks and investment platforms into a single dashboard, providing personalized investment recommendations and managed investment products including life insurance, real estate SCPI, private equity FCPI, retirement savings, ISR-labeled ETFs, and crypto strategies. The platform operates on a freemium model, with free asset aggregation and recommendations, and monetizes through monthly subscriptions and management fees on premium investment products starting from €200.
Product overview
Artur is a unified wealth management platform offering both asset aggregation and managed investment products. The core platform aggregates assets across 900+ banks, crypto exchanges, and investment platforms, providing a consolidated view of the user's entire financial situation. Built on top of this aggregation, Artur offers a suite of investment products: Artur Vie (life insurance with diversified portfolios), Artur Immo (SCPI real estate), Artur Private Equity (FCPI for startups), Artur Retraite (retirement savings PER), Artur Anti-inflation (ISR-labeled bond ETFs), and Artur Crypto (stablecoin DeFi strategies). The platform differentiates itself by making private banking services accessible starting from €200, combining human expertise with AI-powered recommendations. The architecture follows a platform-plus-modules model where the aggregation and advisory layer sits at the core, with specialized investment products as distinct modules.
Differentiator
Problem solved
Functional benefit
Brands
- Artur Vie: Life insurance investment product with diversified portfolios of stocks, bonds, and euro funds with annual performances of 4.15% to 9.63%.
- Artur Immo
- Artur Private Equity
- Artur Retraite
- Artur Anti-Inflation
- Artur Crypto
Products and services
- Artur Vie Life insurance (assurance-vie) investment product for individual retail investors offering diversified portfolios of stocks, bonds, and euro funds with autopilot investment mode. Annual returns range from 4.15% to 9.63% depending on risk profile (P2 to P6). Features 0% entry fees plus €6.99/month management subscription and 0.6% insurer fees; minimum investment €1,000.
- Artur Immo SCPI (real estate investment trust) product for individual investors enabling real estate portfolio diversification without entry fees, starting from €187/month. Quarterly rental income distribution with 7.54% annual TRI (internal rate of return) over 3.5 years; 1.47% annual management fee, 0% exit fees after 6 years.
- Artur Private Equity FCPI fund for individual investors enabling investment in non-listed innovative European startups. Offers 23% income tax reduction for 2025 investments, with capital locked for 7-9 years. Management fees of 3% annually with 0% entry and exit fees.
- Artur Retraite PER (Plan Épargne Retraite) retirement savings plan for individual investors with tax-deductible contributions and annual returns of 4.15% to 9.63%. Capital locked until retirement age with exception cases for early access.
- Artur Anti-Inflation Portfolio of ISR-labeled (Socially Responsible Investment) ETFs invested in bonds for individual investors, designed to protect purchasing power with 4.91% yield to maturity. 100% ISR-labeled with standard assurance-vie tax advantages.
- Artur Crypto Cryptocurrency investment product for individual investors offering stablecoin yield strategies in decentralized finance. Included in Artur Vie insurance wrapper with approximately 5.5% returns, combining crypto exposure with traditional insurance tax advantages.
- Savings Account (Compte de dépôt) Precautionary savings account for individual users offering 2% net returns for the first 3 months then 0.6% net without ceiling limits. Funds remain 100% available with no management fees, supporting automatic savings optimization.
Quantifiable outcome
- Annual returns of 4.15% to 9.63% for life insurance profiles (P2-P6), compared to Livret A at 0.5%
- +4 more outcomes
Companies that use Artur
Customer profileNamed customers7 records
Segments2 records
Ideal customer profiles2 records
Artur technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
AI capability4 records
Feature4 records
Artur partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- ANACOFIcoreArtur is a member of ANACOFI (Association Nationale des Conseils Financiers), a professional association for financial advisors in France. Membership provides regulatory oversight and professional credibility.
- ORIAScoreArtur is registered with ORIAS (Organisme pour le Registre Unique des Intermédiaires en Assurance, Banque et Finance) as CIF (Conseiller en Investissement Financier) and COA (Courtier d'Assurances) under number 20002995.
Scale indicators8 records
Recent moves5 records
Expansion highlights4 records
Artur competitors and assessment
Company assessmentBroad incumbents
- Linxo: French account aggregation platform acquired by Crédit Agricole. Comparable in aggregation technology but now operates as part of a major French bank, giving it distribution advantages Artur cannot match.
- Boursorama Banque: Largest French online bank offering brokerage, life insurance, and investment products. A broad incumbent with overlapping capabilities but serving a wider portfolio of financial services beyond wealth management.
- Fortuneo: French online bank offering life insurance, brokerage, and SCPI products. Comparable in offering retail wealth management products but as part of a full banking suite.
Direct peers
- Nalo: French AI-powered wealth management platform offering life insurance, PEA, and crypto investments. Directly comparable to Artur in target customer (retail investors), product mix (managed portfolios), and D2C freemium model.
- Ramify: French wealth management platform offering life insurance, SCPI, and private equity to retail investors. Direct competitor with similar product breadth and accessibility focus.
- Yomoni: French robo-advisor offering automated life insurance and retirement planning. Comparable in algorithmic advisory and D2C wealth management for retail investors.
- Finary: French wealth tracking and aggregation platform serving retail investors. Comparable in asset aggregation across multiple institutions and investment accounts.
- Bankin: French account aggregation app connecting multiple bank accounts. Comparable in core asset aggregation functionality, though less focused on managed investment products.
- Shares: French wealth management platform focused on multi-asset investing for retail investors. Comparable in offering diversified managed products with low minimums.
Emerging players
- Wealthcome: Earlier-stage French wealth management platform targeting retail investors. Comparable in mission and approach but with smaller scale and product breadth than Artur.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Artur social profiles
Digital presenceArtur compliance and trust
Trust signalCompliance4 records
Artur financial estimates
Financial estimateRevenue estimate
Valuation estimate
Artur leadership team
Management profileNumber of profiles
Profiles1 record
Artur funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Artur M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Artur
What does Artur do?
Artur is an AI-powered wealth management platform that aggregates user assets from 900+ banks and investment platforms into a single dashboard, providing personalized investment recommendations and managed investment products including life insurance, real estate SCPI, private equity FCPI, retirement savings, ISR-labeled ETFs, and crypto strategies. The platform operates on a freemium model, with free asset aggregation and recommendations, and monetizes through monthly subscriptions and management fees on premium investment products starting from €200.
Is Artur a public or private company?
Artur is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Artur founded?
Artur was founded in 2019. It employs 11 to 50 people.
Where is Artur based?
Artur is headquartered in Paris, France, in the Europe region.
How does Artur make money?
Four revenue lines are on record. Subscription Management Fees are the primary driver. The others are real Estate Management Fees, private Equity Management Fees and free Aggregation Services.
Who are Artur's main competitors?
Broad incumbents on record are Linxo, Boursorama Banque and Fortuneo. Direct peers are Nalo, Ramify, Yomoni, Finary, Bankin and Shares. Wealthcome is listed as an emerging player.
Does Artur have an API?
No public API is recorded for Artur.