Pagtech

Payment Processing Softwarepagtech.com.br

Pagtech is a Brazilian payment management platform that enables SMBs to automate recurring and one-time collections via PIX, boleto bancário, and credit card, offering subscription management, checkout pages, and a developer API.

Company typePrivate
Founded2019
HeadquartersMinas Gerais, Brazil
Headcount1–10
GTM typeB2B
OfferingSoftware

What Pagtech does

Pagtech Tecnologia da Informação LTDA is a Brazilian private fintech headquartered in Belo Horizonte, Minas Gerais, that operates a payment management platform for one-time and recurring collections. The platform accepts PIX, boleto bancário, and credit card payments, with PIX settlement available instantly including on weekends, and supports installment billing of up to 12x on credit card and up to 24x via the carnê/boleto system. It targets SMBs across 17+ verticals, including gyms, subscription clubs, software/SaaS companies, ISPs, insurance, condominiums, schools, real estate, healthcare clinics, legal and accounting services, parking, and funeral services.

The product is structured as a core collection management system (Gestão de Cobranças) with modular components: Gestão de Assinaturas Recorrentes for subscription automation, PIX Cobrança for instant PIX QR-code collection with configurable fines and interest, Emissão de Boleto e Carnê for registered bank-slip issuance with real-time installment tracking, Link de Pagamento with a built-in Construtor de Páginas de Vendas for high-conversion checkout pages, and an API para Desenvolvedores with webhook support and a sandbox environment. The company maintains documented KYC, client onboarding, and AML/CFT compliance policies, and publishes a privacy policy consistent with Brazilian data-protection requirements.

Commercially, Pagtech runs a product-led growth motion with self-serve signup through its web client area, supplemented by a WhatsApp inside-sales channel that captures the prospect's segment and monthly transaction volume to deliver quote-based, transaction-tiered pricing. The company has no disclosed institutional funding, no public management team, no named enterprise customers, and operates exclusively in Brazil under CNPJ 33.609.276/0001-20.

Pagtech firmographics

Firmographics

Name: Pagtech
Legal name: Pagtech Tecnologia da Informação LTDA
Website: https://pagtech.com.br
Company type: Private
Founded year: 2019
Operating status: Operating
Headcount range: 1–10 employees
Short description: Pagtech is a Brazilian payment management platform that enables SMBs to automate recurring and one-time collections via PIX, boleto bancário, and credit card, offering subscription management, checkout pages, and a developer API.
Ownership category
akta.pro rank

Pagtech industry classification

Industry

Product category: Payment Processing Software
NAICS: Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
SIC: Services-Prepackaged Software (7372)
akta.pro primary industry: Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
akta.pro secondary industry: Payment Initiation & Account-to-Account (A2A) Payments (PIS, RTP initiation) (FSAGACAI)

Keywords

Payment processing software
Recurring billing platform
PIX payment gateway
Boleto payment processing
Subscription management software

Where Pagtech is headquartered

Location

Headquarters

HQ city: Minas Gerais
HQ country: Brazil
HQ region: Latin America

Offices1 record

Markets served

Pagtech business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Technology or R&D, Personnel, Operations, Infrastructure

Revenue model

Payment Processing and Transaction Fees: Platform charges transaction fees on payments processed through PIX, credit card, and bank slip channels. Supports installment payments up to 12 times on credit card and up to 24 times on carnê/boleto.

Pricing tiers

Model	Billing	Price
Transaction based/ take rate	Monthly	Quote-based pricing tailored to business transaction volume

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Pagtech product offering

Product offering

Core offering

Pagtech operates a payment management platform that enables businesses in Brazil to process both one-time and recurring charges through PIX, boleto bancário, and credit card payment methods. The platform is designed for businesses that need to manage subscription-based or recurring revenue streams across multiple payment channels within a single unified system.

Product overview

Pagtech is a unified payment collection management platform that combines a core billing system with multiple integrated modules. The platform centers on Gestão de Cobranças for managing both one-time and recurring payments, supported by specialized modules for PIX Cobrança (instant PIX payments), Emissão de Boleto e Carnê (bank ticket and installment booklet issuance), Gestão de Assinaturas Recorrentes (subscription automation), Link de Pagamento (payment links and checkout pages), and Construtor de Páginas de Vendas (sales page building). An API para Desenvolvedores enables programmatic integration. The platform accepts PIX, Boleto Bancário, and Cartão de Crédito as payment methods across all modules.

Differentiator

Problem solved

Functional benefit

Products and services

Pagtech Payment Management Platform A payment management platform for Brazilian businesses that processes one-time and recurring charges through PIX, boleto bancário, and credit card payment methods. It is designed for subscription-based businesses such as gyms, ISPs, and schools that need to consolidate multiple domestic payment rails into a single system with PCI-DSS compliance.

Companies that use Pagtech

Customer profile

Segments17 records

Ideal customer profiles1 record

Pagtech technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

Feature5 records

Pagtech partnerships and signals

Strategic signal

Recent moves5 records

Expansion highlights4 records

Pagtech competitors and assessment

Company assessment

Direct peers

Iugu: Brazilian payment platform offering recurring billing, PIX, credit card, boleto, and a developer API. Competes directly with Pagtech on subscription management and multi-method payment orchestration for SMBs and SaaS companies.
Juno: Brazilian fintech platform providing digital accounts, PIX, boleto, and card processing with API-based integrations for SMBs and developers. Comparable to Pagtech in serving Brazilian SMB payment orchestration needs.
Vindi: Brazilian recurring billing and subscription management platform supporting PIX, credit card, and boleto. Closely matches Pagtech's subscription automation, API, and SMB SaaS billing use cases.
Pagar.me: Brazilian payment gateway with recurring billing, PIX, credit card processing, and APIs. Targets similar SMB and digital business segments as Pagtech with comparable payment stack features.
Asaas: Brazilian fintech focused on payment automation, recurring billing, and PIX collection for SMBs. Directly competes with Pagtech in automated cobranças recorrentes, boleto/PIX issuance, and subscription management for the same SMB segments.

Broad incumbents

PagSeguro: Large Brazilian incumbent offering POS, online checkout, PIX, boleto, credit card, and subscription billing as part of a broad payments portfolio. Overlaps Pagtech's recurring billing and multi-method collection offerings with significantly greater scale and brand recognition.
Mercado Pago: Brazilian payments arm of Mercado Livre offering PIX, credit card, boleto, checkout links, and merchant credit. Competes with Pagtech across SMB digital payments and subscription-style use cases through its massive installed base.
Stone: Major Brazilian acquirer and full-stack payments provider covering POS, online checkout, PIX, and SMB financial services. Overlaps Pagtech on multi-method collection and SMB billing, but with a much broader product portfolio.
Cielo: Largest Brazilian card acquirer expanding into online checkout, PIX, and digital commerce solutions. Competes with Pagtech on merchant payment acceptance with much larger enterprise distribution and banking partnerships.

Emerging players

EBANX: Brazil-headquartered cross-border payments processor serving global merchants accepting PIX, boleto, and cards from Brazilian consumers. Adjacent to Pagtech in Brazilian payment method expertise but focused on international merchants rather than domestic SMB recurring billing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

Pagtech compliance and trust

Trust signal

Compliance2 records

Pagtech financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Pagtech leadership team

Management profile

Number of profiles

Pagtech funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Pagtech M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pagtech

What does Pagtech do?

Is Pagtech a public or private company?

Pagtech is a private company. It is classified as unknown and is currently operating.

When was Pagtech founded?

Pagtech was founded in 2019. It employs 1 to 10 people.

Where is Pagtech based?

Pagtech is headquartered in Minas Gerais, Brazil, in the Latin America region.

How does Pagtech make money?

One revenue line is on record: payment Processing and Transaction Fees.

Who are Pagtech's main competitors?

Direct peers on record are Iugu, Juno, Vindi, Pagar.me and Asaas. Broad incumbents are PagSeguro, Mercado Pago, Stone and Cielo. EBANX is listed as an emerging player.

Does Pagtech have an API?

Yes. Pagtech offers an API for developers to manage and receive payments. The API supports subscriptions, one-time invoices (faturas avulsas), and payment booklets (carnês). It features a friendly interface with easy integration, simple webhook configuration, and a sandbox environment for testing.

What industry is Pagtech in?

Pagtech's product category is Payment Processing Software. Its primary akta.pro industry code is FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure, with a secondary code of FSAGACAI, Payment Initiation & Account-to-Account (A2A) Payments (PIS, RTP initiation). Its NAICS code is 522320 and its SIC code is 7372.