Brophy Wealth Management

What Brophy Wealth Management does

Brophy Wealth Management, LLC is a privately-held Registered Investment Advisor founded by Stephen Brophy, a CPA-turned-advisor, and headquartered in Bedford, New Hampshire. The firm operates as a multigenerational boutique advisory practice alongside James Brophy (Partner), Luke Trotochaud (Director of Wealth Management), Michael Guarini (Wealth Manager), and a support team of approximately eleven members. It delivers comprehensive wealth management across seven core service areas: retirement planning, investment management, estate/charitable/legacy planning, tax mitigation, insurance and risk management, education planning, and business planning. Client engagement follows a 6-step consultative process beginning with a complimentary initial consultation and culminating in ongoing partnership, with services delivered in-person at the Bedford office or remotely via video and phone.

The firm's technology stack is built on industry-standard best-of-breed platforms rather than proprietary systems: eMoney, AssetMark's Guided Planning, and RightCapital for scenario-based financial modeling; AssetMark, Clark Capital, CNR (City National Rochdale), William Blair, Morningstar, and Savos for investment management and research; Schwab as custodian; APW Capital, Inc. (Member FINRA/SIPC) as broker-dealer for securities transactions; and a client portal (MainAccount) with secure document vault (PreciseFP) for client self-service. The investment management offering includes specialized Faith-Based and ESG portfolios to serve values-aligned clients. Distribution is primarily direct and relationship-driven, leveraging educational content (resource center, webinars), community involvement (charity sponsorships, local events), and client referrals driven by a 4.97/5 satisfaction rating across 327 survey responses.

The business model is a fee-based RIA charging percentage-of-AUM advisory fees typical of the industry (estimated 0.50%-1.50% range, exact rates not publicly disclosed), supplemented by transaction-based securities commissions through APW Capital. The firm serves clients across six primary segments (Retirees/Pre-Retirees, Busy Families, Business Owners, Women in Transition, Legacy Builders/HNW, and Young Professionals), with licensing spanning over 25 U.S. states that enable remote advisory services nationally. The AUM figure is publicly displayed on the firm website but was not captured in the source material. Ownership is family-held with no disclosed institutional or private equity backing, and the firm is operationally independent from its broker-dealer partner.

Name

Brophy Wealth Management

Legal name

Brophy Wealth Management, LLC

Website

https://brophywealth.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Brophy Wealth Management is a Bedford, NH-based Registered Investment Advisor providing retirement, investment, tax, estate, insurance, education, and business planning services to individuals, families, and business owners across 25+ U.S. states through a multigenerational, planning-first advisory practice.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Client/High-Net-Worth Advisory (FSAEAAAN)

akta.pro secondary industries

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Estate & Legacy Planning Advisory (FSAEAAAG)

Keywords

• Wealth management services
• Retirement planning services
• Investment advisory services
• Financial planning services
• Portfolio management services

Headquarters

HQ city

Bedford

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Investment Advisory Fees: Fee-based wealth management services typically charged as a percentage of assets under management (AUM), consistent with Registered Investment Advisor model
2. Securities Commissions: Certain representatives offer securities through APW Capital, Inc., Member FINRA/SIPC, generating commission-based revenue on securities transactions

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Brophy Wealth Management is a registered investment advisory firm that delivers comprehensive wealth management to individuals, families, and business owners. Core offerings include retirement income planning, investment management with personalized portfolio construction, estate and charitable legacy planning, proactive tax mitigation, insurance and risk management, education funding strategies, and integrated business planning including succession and exit strategy support.

Product overview

Brophy Wealth Management is a registered investment advisory firm offering a comprehensive suite of wealth management services organized around seven core practice areas: Retirement Planning, Investment Management, Estate/Charitable/Legacy Planning, Tax Mitigation Strategies, Insurance & Risk Management, Education Planning, and Business Planning. The firm delivers services through a client-first approach with a dedicated portal (Client Center) providing account access, secure document management, and educational resources. Investment management services utilize industry-leading research platforms including AssetMark, Clark Capital, CNR (City National Rochdale), William Blair, Morningstar, and Savos, with specialized Faith-Based and ESG portfolio options. Financial planning incorporates scenario-based modeling tools including eMoney, AssetMark's Guided Planning, and RightCapital. The firm operates as a boutique advisory practice combining high-touch personalized service with modern financial technology tools.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Comprehensive retirement income planning for individuals and couples approaching or in retirement, including Social Security timing strategies, pension and 401(k) guidance, tax-efficient withdrawal planning, and Medicare considerations.
• Investment Management Planning-first portfolio construction aligned with personal financial plans, offering personalized investment strategies through industry-leading managers including AssetMark, Clark Capital, CNR, William Blair, Morningstar, and Savos, with specialized Faith-Based and ESG portfolios for clients who want values-aligned investing.
• Estate, Charitable & Legacy Planning Strategic planning for estate organization, trusts and wills, family wealth transfer, charitable giving, and donor-advised funds designed to preserve wealth and align legacy with client values.
• Tax Mitigation Strategies Proactive tax management including tax-efficient investment planning, Roth conversions, RMD strategies, capital gains harvesting, and tax-aware withdrawal sequencing.
• Insurance & Risk Management Risk protection evaluation including life insurance reviews, disability income protection, long-term care planning, and business owner insurance coverage analysis.
• Education Planning 529 and education savings plan strategies, financial aid and FAFSA guidance, education funding prioritization versus retirement, and multi-child planning for families funding future education.
• Business Planning Business financial foundation planning including 401(k) plan design, employee benefits, cash flow planning, insurance review, and succession/exit strategy planning for business owners integrating personal and business financial decisions.

Quantifiable outcome

• 4.97/5 average client satisfaction rating with 96.9% five-star ratings
• +1 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

17 partnerships are on record, tiered core and minor.

• APW Capital, Inc.coreChannel Partner/ Reseller/ DistributorSecurities offered through APW Capital, Inc., Member FINRA/SIPC. Certain representatives of Brophy Wealth Management are also Registered Representatives offering securities through this partnership. Located at 999 Riverview Drive, Suite 201, Totowa, NJ 07512.
• William BlaircoreTechnology or IntegrationInvestment platform partner providing portfolio management and market research. William Blair is used for investment intelligence and client portfolio guidance. Co-hosts educational events with Brophy Wealth Management.
• AssetMarkcoreTechnology or IntegrationGuided Planning platform used for scenario-based financial planning tools. Provides portfolio construction and management capabilities for client accounts.
• Clark Capital Management GroupcoreTechnology or IntegrationInvestment management partner providing portfolio strategies and market insights for client investment portfolios.
• CNR (City National Rochdale)coreTechnology or IntegrationInvestment platform partner providing economic perspectives and market insights. Co-hosts webinars on topics like Lifetime, Legacy & Charitable Planning.
• MorningstarcoreTechnology or IntegrationInvestment research and data provider used for portfolio analysis, fund research, and investment intelligence.
• SavoscoreTechnology or IntegrationInvestment platform partner providing Market Blend Portfolios and investment management solutions for client portfolios.
• Charles SchwabcoreTechnology or IntegrationCustodian for client accounts providing secure account access through Schwab's client portal. Clients access their accounts via Schwab's platform.
• eMoneycoreTechnology or IntegrationFinancial planning tool used for scenario-based planning to model real-life questions like retirement timing, business sale scenarios, and lifestyle changes.
• RightCapitalcoreTechnology or IntegrationFinancial planning platform used for client scenario modeling and retirement planning visualizations.
• Families in TransitionminorGTM or Marketing PartnerNonprofit supporting homeless individuals and families in Manchester, NH. Brophy Wealth Management sponsors the Annual Thanksgiving Breakfast and Walk Against Hunger 5K events.
• CASA of NHminorGTM or Marketing PartnerCourt Appointed Special Advocates for abused and neglected children. Brophy Wealth sponsors the CASA Cares Gala and currently sponsors the yearly cost of a CASA volunteer.
• Friends of AineminorGTM or Marketing PartnerNonprofit providing bereavement support to grieving children and families. Brophy Wealth sponsors the Annual Fundraising Gala (Sea of Hope).
• Liberty HouseminorGTM or Marketing PartnerSafe haven providing substance-free housing and assistance. Brophy Wealth sponsors the Annual Thanksgiving Breakfast for veterans.
• Isaiah 58 NHminorGTM or Marketing PartnerOrganization creating safe, sustainable housing in Western Rockingham County. Brophy Wealth is a Platinum Sponsor of their annual benefit.
• Manchester Animal ShelterminorGTM or Marketing PartnerNonprofit animal shelter providing care for homeless animals. Team participates in Mutt Strutt fundraising event.
• Alzheimer's AssociationminorGTM or Marketing PartnerOrganization leading the way to end Alzheimer's. Brophy Wealth sponsors and walks in the Walk to End Alzheimer's - Central NH event.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Creative Planning: Multigenerational, comprehensive wealth management RIA offering integrated financial planning, investment management, and tax services to HNW individuals and families—directly comparable in service breadth, fee model, and target client profile.
• Mariner Wealth Advisors: Boutique RIA providing comprehensive financial planning, investment management, and tax/estate services to HNW clients; comparable in offering breadth, AUM-fee model, and multigenerational advisor teams.
• Moneta Group: Independent RIA offering integrated wealth management, investment advisory, retirement planning, and tax services to HNW families and business owners; comparable across service lines and target personas.
• Carson Group: Wealth management firm serving HNW individuals and business owners with comprehensive financial planning, investment, and tax services; comparable in offering, target audience, and fee model.
• Buckingham Strategic Wealth: Fee-only RIA providing comprehensive financial planning and evidence-based investment management to HNW individuals; closely aligned in planning-first philosophy, fee-only structure, and target client segments.
• AE Wealth Management: RIA providing personalized financial planning, investment management, and retirement strategies to individuals and families; directly comparable in service model and target demographic.

Broad incumbents

• Edelman Financial Engines: Large-scale RIA offering comprehensive financial planning, investment management, and retirement planning; operates at much greater scale but serves overlapping HNW and mass-affluent client base.
• Focus Financial Partners: RIA aggregator and partnership model for boutique wealth managers; serves as both a competitor and a potential strategic acquirer for firms like Brophy seeking scale, succession capital, or exit.
• Fisher Investments: Large incumbent asset manager serving HNW individuals with portfolio management and retirement planning; overlaps in target client and investment services but at significantly greater scale and broader reach.

Emerging players

• Facet Wealth: Digital-first flat-fee RIA providing comprehensive financial planning to HNW clients without AUM-based pricing; an emerging competitor applying tech-enabled delivery to the same target segments as Brophy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@brophywealthmanagementllc.6343/videos
• Facebookfacebook.com/brophywealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Brophy Wealth Management