Portugal Fintech

What Portugal Fintech does

Portugal Fintech is a non-profit association founded in Lisbon in 2016, recognized as the first non-profit FinTech community in Portugal. It operates as an industry trade body connecting six stakeholder groups: startups, financial incumbents, regulators, investors, talent, and government. Its mission is organized around four pillars: Regulation, Capital, Mature Players, and Talent.

The association operates an integrated ecosystem through four subsidiaries. Fintech Solutions provides consulting services to the industry. Fintech House is a physical co-working and event space in Lisbon inaugurated in 2020. Sprint is a recurring acceleration program (with Sprint 2025 as the latest cohort) targeting early-stage fintech startups. FinAI Playbook is a new ticketed event series (€150-€250) focused on generative AI applications in finance. The organization also publishes the annual Portugal Fintech Report, with the 2025 edition covering AI adoption across the sector.

As a non-profit, Portugal Fintech does not generate commercial revenue in the traditional sense. Its operating model relies on government funding via the Portuguese Recovery and Resilience Plan (PRR), corporate sponsorships from a broad partner roster (KPMG, Visa, Morais Leitão, Accenture, IDC, Euronext, Stripe, Wise, JPMorgan, Revolut, Monzo, Novo Banco), event ticket sales, and membership contributions. The organization is led by President João Freire de Andrade and operates with a small team of 1-10 employees.

Name

Portugal Fintech

Legal name

Portugal Fintech

Website

https://portugalfintech.org

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

Portugal Fintech is a Lisbon-based non-profit association founded in 2016 that serves as Portugal's first fintech community, connecting startups, financial institutions, regulators, investors, and talent through programs, events, and policy advocacy.

Ownership category

akta.pro rank

Product category

Industry Association / Ecosystem Development Services

NAICS

Funds, Trusts, and Other Financial Vehicles (525)

akta.pro primary industry

Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)

akta.pro secondary industry

SME, Microfinance & Financial Inclusion Facilities (BPADACAI)

Keywords

• Fintech industry association
• Ecosystem development services
• Startup acceleration programs
• Industry research reports
• Corporate innovation advisory

Headquarters

HQ city

Lisbon

HQ country

Portugal

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Membership and Association Activities: As a non-profit trade association founded in 2016, Portugal Fintech operates through membership and partnership activities. The organization generates value through fostering close interaction and collaboration within the fintech ecosystem, providing services including research publications, acceleration programs, and advisory services through Fintech Solutions.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Portugal Fintech is a non-profit industry association that operates the Portuguese fintech ecosystem through five core offerings: the annual Portugal Fintech Report (research publication), Fintech House (physical incubator in Lisbon), Fintech Solutions (advisory matching startups with incumbents), Sprint (5-month acceleration program), and FinAI Playbook (executive education event on GenAI in financial services). The organization connects startups with regulators, investors, incumbents, and talent across four pillars: Regulation, Capital, Mature Players, and Talent.

Product overview

Portugal Fintech is a non-profit industry trade association (launched 2016) that operates a portfolio of ecosystem development offerings. The core product is the annual Portugal Fintech Report, a comprehensive research publication tracking market trends, AI adoption, and investment statistics. Supporting services include Fintech House (physical incubator in Lisbon), Fintech Solutions (advisory connecting startups with incumbents), Sprint (acceleration program), and FinAI Playbook (executive GenAI conference). These offerings collectively serve to support fintech startups, connect the Portuguese ecosystem globally, and advance AI adoption in financial services.

Differentiator

Problem solved

Functional benefit

Brands

• Fintech House: Physical incubator in Lisbon for fintech, insurtech, regtech, proptech, cybersecurity and DeFi startups.
• Fintech Solutions
• Sprint
• FinAI Playbook

Products and services

• Portugal Fintech Report Annual comprehensive research publication providing overview of the Portuguese fintech landscape, industry statistics, expert insights, funding data, and top fintech startups. Released yearly since 2017 and targeted at fintech ecosystem participants, investors, and incumbents.
• Fintech House Physical incubator in Lisbon for fintech, insurtech, regtech, proptech, and cybersecurity startups. Offers dedicated desks, offices, coworking spaces, virtual membership, and networking events.
• Fintech Solutions Advisory arm that builds customized projects for financial and non-financial institutions seeking to incorporate fintech startups. Focuses on improved customer journeys, matchmaking, and proof-of-concept development.
• Sprint 5-month acceleration program for early-stage fintech startups. Provides mentorship, workshops, investment opportunities, and B2B client connections for pre-seed to seed stage companies.
• FinAI Playbook One-day immersive executive session focused on GenAI applications in banking and insurance. Features practical workshops, demos, and networking for industry professionals.

Quantifiable outcome

• 90% of Portuguese fintech companies have implemented AI in internal operations according to the 2025 report
• +4 more outcomes

Named customers16 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Partnerships

14 partnerships are on record, tiered core, major and minor.

• KPMGcoreStrategic or Co-development Partner · 1 October 2025KPMG collaborated with Portugal Fintech on the Portugal Fintech Report 2025, providing industry expertise and contributing to research on AI adoption trends in Portuguese fintech companies.
• VisacoreStrategic or Co-development Partner · 1 October 2025Visa partnered with Portugal Fintech as a sponsor and collaborator on the Portugal Fintech Report 2025, contributing insights on payments and the future of fintech.
• Morais LeitãocoreStrategic or Co-development Partner · 1 October 2025Morais Leitão (law firm) collaborated with Portugal Fintech on the Report 2025, providing legal and regulatory expertise for the fintech ecosystem research.
• SítiocoreStrategic or Co-development Partner · 1 January 2019Sítio partnered with Portugal Fintech to create Fintech House, a physical hub for fintech, insurtech, regtech, proptech, and cybersecurity startups in Lisbon. Sítio is a co-working and real estate platform.
• AccenturemajorStrategic or Co-development PartnerAccenture has been a knowledge partner for multiple Portugal Fintech Reports (2018, 2020, 2021), contributing industry insights and expertise to the annual ecosystem research.
• IDCmajorStrategic or Co-development PartnerIDC served as a knowledge partner for Portugal Fintech Reports, providing market research and industry analysis expertise.
• Euronext LisbonmajorStrategic or Co-development PartnerEuronext Lisbon has partnered with Portugal Fintech as a knowledge partner for reports, contributing expertise on capital markets and publicly listed companies.
• StripeminorStrategic or Co-development PartnerStripe participated in the FinAI Playbook research on AI Governance & Compliance in Financial Services, collaborating with Portugal Fintech.
• WiseminorStrategic or Co-development PartnerWise participated in the FinAI Playbook research on AI Governance & Compliance in Financial Services.
• JPMorganminorStrategic or Co-development PartnerJPMorgan participated in the FinAI Playbook research on AI Governance & Compliance in Financial Services.
• RevolutminorStrategic or Co-development PartnerRevolut contributed to FinAI Playbook research on AI Governance & Compliance in Financial Services.
• MonzominorStrategic or Co-development PartnerMonzo participated in FinAI Playbook events and research on AI in financial services.
• Novo BancominorStrategic or Co-development PartnerNovo Banco participated in the FinAI Playbook research on AI Governance & Compliance in Financial Services.
• Portuguese Financial RegulatorscoreStrategic or Co-development PartnerPortugal Fintech launched Finlab in 2018 in collaboration with Portuguese Financial Regulators, facilitating regulatory engagement and innovation support for fintechs.

Scale indicators7 records

Recent moves9 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/portugal-fintech
• Xx.com/fintech_pt

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Portugal Fintech