What Custom Home Builders Title does

CHB Title, LLC (operating as Custom Home Builders Title, or CHB Title) is a boutique title services agency headquartered in Plymouth, Minnesota, serving the Twin Cities market. Founded around 2004 and operating for more than 20 years, the company provides four core services: title insurance issued as an agent for major national underwriters (including Stewart Title and First American Title), closing and escrow coordination, construction loan disbursing (draw management), and commercial and land development title work. Its operations are regionally focused on new-construction real estate transactions in the Twin Cities area, with no disclosed geographic expansion beyond that metro.

The company's business model is transaction-based and relationship-driven. Pricing is quote-driven, with fees structured around property value, loan amount, and service scope; no public rate cards exist. Go-to-market is sales-led and referral-driven, relying on direct relationships with residential builders, construction lenders, real estate professionals, and a secondary base of commercial developers and investors. CHB Title is part of the TRADITION family of companies, an affiliated group spanning land development, financial services, and home building with roots in Enebak Construction (over 100 years of combined business history). The company positions itself as a precision-focused, boutique alternative to volume-driven title agencies, and maintains membership in the American Land Title Association (ALTA) and the Minnesota Land Title Association (MLTA). No proprietary technology, mobile app, API, or AI/ML capabilities are disclosed; the operating model is service-led rather than technology-led.

Headcount is 11-50 employees, the entity is a privately held Minnesota LLC, and no funding rounds, acquisitions, executive changes, or financial disclosures are present in the source data. The company operates a single office (10850 Old County Road 15, Suite 100, Plymouth, MN) and conducts business Mon-Fri 8:00-4:00. Marketing is conducted primarily through its website (chbtitle.com), which offers online quote and order forms, and through direct phone/email contact.

Name

Custom Home Builders Title

Legal name

CHB Title, LLC

Website

https://chbtitle.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

CHB Title is a boutique Twin Cities-based title services agency providing title insurance, closing, escrow, and construction disbursing primarily to residential builders, construction lenders, and real estate professionals in new-construction transactions.

Ownership category

akta.pro rank

Product category

Title Insurance and Settlement Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Insurance (FSAJACAL), Title Search & Examination (BPAJAOAB), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Keywords

• Title insurance services
• Closing escrow services
• Construction disbursing
• Residential title agency
• New construction closing

Headquarters

HQ city

Plymouth

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Title Insurance: CHB Title operates as an agent for major title insurance companies, providing title insurance policies to protect buyers and lenders during real estate transactions.
2. Closing & Escrow Services: The closing team coordinates with all parties (builders, lenders, agents, buyers) to ensure successful and worry-free closings, managing documentation and fund transfers.
3. Construction Disbursing: Fully staffed disbursing department specializing exclusively in construction draws, releasing funds accurately and efficiently throughout the building process.
4. Commercial & Development Services: Supporting developers, builders, and investors through commercial and land development transactions including purchases, sales, refinances, and new construction.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

CHB Title (Custom Home Builders Title, LLC) is a boutique title insurance and settlement services firm that acts as an independent agent for major national title underwriters (Stewart Title, First American) to issue title insurance policies for residential and commercial real estate transactions. The firm coordinates closings and escrow, manages construction loan draw disbursements through a dedicated department, and supports commercial and land development transactions including platting and municipal approvals. Services are targeted at residential builders, construction lenders, and real estate professionals in the Twin Cities, Minnesota market.

Product overview

CHB Title is a boutique title services company offering a unified portfolio of four integrated services for the new construction and real estate industry: Title Insurance (as an agent for major underwriters), Closing & Escrow, Construction Disbursing, and Commercial & Development services. These services are designed to work together cohesively to serve residential builders, construction lenders, and real estate professionals, providing a coordinated path from contract to closing. The company positions itself as a specialized alternative to volume-driven agencies, emphasizing hands-on expertise and meticulous oversight across all service areas.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Title insurance policies issued as an independent agent for the largest national title insurance underwriters (including Stewart Title and First American), providing protection for buyers and lenders during residential and commercial real estate transactions in the Twin Cities market.
• Closing & Escrow Closing and escrow coordination in which the CHB Title closing team works with all parties (builders, lenders, agents, buyers) to deliver a pleasant, successful, worry-free closing with proactive communication and precise documentation management.
• Construction Disbursing Dedicated construction draw disbursement services provided by a fully staffed disbursing department that focuses exclusively on construction draws, ensuring accurate and timely fund releases aligned with build progress and the overall client experience.
• Commercial & Development Comprehensive commercial and land development title services supporting developers, builders, and investors through all phases, including purchases, sales, refinances, new construction, platting, approvals, and closing for commercial properties.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core, major and flagship.

• ALTA (American Land Title Association)coreOthersALTA is a national trade association representing the title insurance industry. CHB Title maintains membership/partnership with ALTA as part of their industry association network.
• MLTA (Minnesota Land Title Association)coreOthersMLTA is the state-level trade association for title insurance professionals in Minnesota. CHB Title maintains membership/partnership with MLTA as part of their regional industry network.
• Stewart TitlemajorTechnology or IntegrationStewart Title is one of the largest title insurance underwriters. CHB Title operates as an agent for Stewart Title, providing their title insurance products to customers.
• First American TitlemajorTechnology or IntegrationFirst American Title is one of the largest title insurance underwriters. CHB Title operates as an agent for First American Title, providing their title insurance products to customers.
• TRADITION Family of CompaniesflagshipStrategic or Co-development PartnerCHB Title is part of the TRADITION family of companies, a group of independently managed but strongly aligned companies covering land development, financial services, and home building. TRADITION has over 100 years of business history starting with Enebak Construction.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Title Alliance: Provider of title insurance and escrow services through affiliated title agencies in local markets. Comparable as another model of an independent/local title agency working with national underwriters - the same operating pattern CHB Title uses.
• Capital Title of Texas: Mid-size independent title agency operating in Texas. Comparable as a similarly sized independent title and escrow agency serving residential builders and real estate professionals with a regional, relationship-driven model.
• WFG National Title Insurance Company: National title underwriter working through independent agent networks. Comparable because it competes for the same builder/lender relationships that CHB Title cultivates, both operating primarily through independent agents serving new construction and residential markets.
• Network Title Agency / Network Companies: Independent title and escrow agency operating in multiple U.S. markets. Comparable as a similarly structured independent title agency serving real estate professionals, lenders, and builders with closing, escrow, and title insurance services.

Broad incumbents

• Investors Title Company: Established publicly traded title insurance underwriter serving the U.S. Comparable because it issues title insurance policies that compete for the same builder and lender business that CHB Title underwrites through its master agency agreements.
• First American Title Insurance Company: One of the two largest U.S. title insurance underwriters and a direct partner (CHB Title is an agent for First American). Comparable because it issues title insurance policies and underwrites the policies CHB Title's customers ultimately receive, defining CHB Title's product and pricing structure.
• Stewart Title: Major national title underwriter and CHB Title's other principal agency partner. Comparable as the underlying underwriter whose policies and master agreement structure the offerings CHB Title distributes to Twin Cities builders and lenders.
• Fidelity National Title (FNF): Parent of several major title brands and the largest U.S. title insurer. Comparable as a broad incumbent operating in the same title insurance and escrow space, providing competitive context for any expansion of CHB Title into new geographies or product lines.
• Old Republic Title: Large national title underwriter also frequently used by independent title agencies. Comparable as an additional underwriter in CHB Title's competitive set, influencing premium rates and agent commissions in the Twin Cities market.

Others

• Enebak Construction (sibling TRADITION company): Residential construction company within the same TRADITION family of companies as CHB Title. Comparable as a TRADITION ecosystem participant that drives warm cross-referrals between builder and title, anchoring one of CHB Title's stated competitive advantages.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/custom-home-builders-title-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Custom Home Builders Title