Godfrey Financial Associates

What Godfrey Financial Associates does

Godfrey Financial Associates, Inc. is a privately held, woman-owned and operated independent Registered Investment Advisory (RIA) firm headquartered at 797 Route 9W, Glenmont, NY, founded in 1995 by Kathleen Godfrey. The firm offers a multi-line financial planning practice spanning retirement planning, investment management, insurance and annuities, estate planning, and specialized trust and endowment services, with a distinct niche around women clients — particularly those who are "suddenly single" through widowhood or divorce. Service delivery is consultative and direct-to-client, scheduled via Calendly-based intake meetings followed by ongoing fiduciary advisory relationships, with no disclosed fee schedule or minimums beyond the statement that no minimum is required to open a retirement account. Marketing is anchored by a content blog, a weekly Market Update newsletter, video content, and community engagement, including a corporate policy instituted in 2000 to donate at least 10% of net profits annually to Capital Region nonprofits. The team is intentionally all-female and currently includes founder/President Kathleen Godfrey, CRPC-designated advisor Ruth Maresca, award-winning advisor Tiffany Soricelli (Investopedia Top 100, 2023; Albany Business Review 40 Under 40, 2022), and Administrative & Operations Manager Tenicia "T." Trask-Yeager. No proprietary technology platform is referenced; financial planning software is used as a tool. In May 2025, Virtuoso Asset Management, LLC merged into the firm, expanding the all-female fiduciary bench and reinforcing Godfrey Financial's position as the largest woman-owned independent RIA in New York's Capital Region. The firm does not publish revenue or AUM figures.

Name

Godfrey Financial Associates

Legal name

Godfrey Financial Associates, Inc.

Website

https://godfreyfinancial.com

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

1–10 employees

Short description

Godfrey Financial Associates is a woman-owned independent RIA founded in 1995 in Glenmont, NY, providing fiduciary retirement planning, investment management, insurance, and trust services to individuals, couples, and women — especially suddenly single women — across New York's Capital Region.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Family Office Advisory (Single/Multi-Family) (FSAEAAAI)

akta.pro secondary industry

Institutional Consultants & Fiduciary Management (Investment Consulting) (FSAAAGAJ)

Keywords

• Retirement planning services
• Investment management advisory
• Fiduciary financial planning
• Estate planning services
• Insurance and annuities

Headquarters

HQ city

Glenmont

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory and Planning Services: The firm generates revenue through financial advisory fees, likely as a Registered Investment Advisory (RIA) firm. Services include retirement planning, investment management, estate planning, insurance planning, and trust services.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Godfrey Financial Associates is a woman-owned fiduciary financial planning firm providing retirement planning, investment management, insurance and annuities, estate planning, and specialized services for trusts, endowments, and women who have become suddenly single (widowed or divorced). The firm serves individuals, couples, and institutional clients in New York's Capital Region through personalized, holistic advisory relationships led by an all-female fiduciary team.

Product overview

Godfrey Financial Associates is a woman-owned fiduciary financial planning firm offering a comprehensive suite of financial services through six integrated offerings: Retirement Planning, Investment Management, Insurance & Annuities, Suddenly Single (specialized support for widowed/divorced women), and Trusts & Endowments services. The firm also incorporated Virtuoso Asset Management following a May 2025 merger, expanding its all-female fiduciary team. The firm is headquartered in Glenmont, NY and serves New York's Capital Region since 1995.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Comprehensive retirement planning services tailored especially for women, addressing workforce gaps, gender pay disparities, and longevity considerations. Designed for individuals and couples preparing for retirement in New York's Capital Region.
• Investment Management Personalized investment strategy development focusing on individual values, financial goals, risk tolerance, and alignment with broader financial circumstances. Targeted at individuals, couples, and institutional trust/endowment portfolios.
• Insurance & Annuities Risk management services including life insurance, disability insurance, and annuities designed to protect principal and provide guaranteed lifetime income. For individuals and couples seeking income protection and principal preservation.
• Suddenly Single Specialized financial support services for women who have become widowed or divorced, addressing the unique challenges of sudden singlehood including financial decision-making, longevity risk, and managing finances independently.
• Trusts & Endowments Trust investment policy statement development, specialized trust reporting and accounting, and endowment stewardship services with fiduciary responsibility support. For trustees and endowment managers seeking fiduciary investment support.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Virtuoso Asset Management, LLCcoreStrategic or Co-development Partner · 1 May 2025Virtuoso Asset Management (VAM) merged with Godfrey Financial Associates in May 2025. The merger combines two practices with shared mission to elevate women in finance, enhance client experience, and redefine leadership through collaboration. Led by Tiffany Soricelli, the partnership strengthens Godfrey Financial's all-female fiduciary team.

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Edward Jones: Mass-affluent financial advisory firm offering retirement, investment, and insurance planning to individuals. Compares as a large incumbent serving similar retail investor needs with a much broader footprint.
• Wealth Enhancement Group: National RIA platform that actively consolidates boutique wealth management firms. Directly relevant given its active M&A approach in the same boutique-RIA competitive set.
• Buckingham Strategic Partners: Fee-only fiduciary RIA network providing retirement, tax, and investment planning. Compares as a fiduciary-aligned competitor offering similar planning services, supported by a larger partner ecosystem.
• Fisher Investments: Large independent RIA providing discretionary investment management and retirement planning to high-net-worth individuals. Overlaps with Godfrey's investment management and retirement offerings at significantly larger scale.
• Edelman Financial Engines: Large independent RIA combining human advisors with proprietary planning technology to deliver retirement and investment advice. Overlaps with Godfrey on fiduciary advice and personalized planning.
• Carson Wealth: National RIA and wealth management firm offering comprehensive financial planning, retirement, and investment services. Comparable integrated offering delivered through an advisor-network model.
• Creative Planning: Major independent, fee-only RIA delivering comprehensive wealth management, retirement, and estate planning. Closely mirrors Godfrey's integrated service model at enterprise scale.

Direct peers

• Sensible Money: Boutique, women-founded RIA specializing in retirement and financial planning for individuals and couples. Closest analogue in size, mission, and service mix to Godfrey Financial Associates.
• Ellevest: Woman-founded investment and financial planning platform specifically built for women. Direct competitor in the women-focused advisory niche with mission alignment to elevate women in finance.

Emerging players

• Facet Wealth: Digital-first flat-fee financial planning firm providing personalized advice with technology-enabled delivery. Adjacent competitor targeting affluent clients seeking affordable fiduciary guidance.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/godfrey-financial-associates-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Godfrey Financial Associates