California Senior Information

What California Senior Information does

California Senior Information, doing business as CSI Wealth Management, is a privately held State of California Registered Investment Adviser (CRD# 328963) headquartered in Arcadia, California. The firm was founded in 1996 by Rick Miller, a CFP-credentialed practitioner active in financial and insurance planning since 1981, and serves California-based retirees and soon-to-be retirees. Its service portfolio centers on retirement planning, investment advisory, and a niche specialization in helping families qualify for Medi-Cal long-term care benefits without spending down assets, supported by insurance and annuity products delivered through an affiliated entity, Signature Solutions Financial and Insurance Services (CA Life License #0665327).

The firm's core planning methodology is the Personal Economic Model (PEM), a proprietary educational framework used to model retirement readiness, lost opportunity cost, and qualified-plan strategies. Service delivery is sales-led and direct: the firm acquires clients through TV media appearances on KCOP 13, NBC4, Fox11, and KCAL News, free consultations, educational seminars, and referral-based outreach, with a team of approximately eight staff including one founder/advisor, client advisors, an insurance agent, and operational support. There is no digital self-serve channel; all engagement runs through phone or in-office consultations. Since founding, the firm states it has helped over 500 families legally protect life savings and qualify for Medi-Cal LTC, and it continues to operate with regular business hours from a single Arcadia office.

Revenue is generated primarily through recurring investment advisory fees on managed assets, supplemented by commissions on life insurance and annuity products distributed through Signature Solutions. Pricing is not publicly disclosed and is quote-based per client. The firm has no external institutional investors, no subsidiaries beyond the commonly-owned insurance entity, no funding history, and no disclosed M&A activity. Geographic reach is restricted to California, with all advisory relationships sourced and serviced through the Arcadia headquarters.

Name

California Senior Information

Legal name

CSI Wealth Management

Website

https://csiwealth.org

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1–10 employees

Short description

CSI Wealth Management is a privately held, Arcadia-based Registered Investment Adviser serving California retirees and pre-retirees with retirement planning, Medi-Cal long-term care qualification, and investment advisory services, anchored by its proprietary Personal Economic Model.

Ownership category

akta.pro rank

Product category

Retirement Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282), Life Insurance (6311)

akta.pro primary industry

Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF)

akta.pro secondary industry

Retirement Benefits & Social Security/Medicare Planning (FSAEABAI)

Keywords

• Retirement planning services
• Investment advisory services
• Medi-Cal qualification planning
• Asset protection strategies
• Senior financial planning

Headquarters

HQ city

Arcadia

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Investment Advisory Services: CSI Wealth Management provides investment advisory services as a State of California Registered Investment Adviser (CRD# 328963). Revenue is generated through advisory fees for financial planning and portfolio management services.
2. Insurance Products and Services: Insurance products including life insurance, annuities, and long-term care insurance are offered through Signature Solutions Financial and Insurance Services, a separate entity also owned by Rick Miller. Insurance products include term life, whole life, and final expense policies.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

California Senior Information (CSI Wealth Management) is a California-registered investment adviser that delivers personalized retirement planning, asset protection, and Medi-Cal long-term care qualification services to retirees and soon-to-be retirees. The firm anchors its engagements with a proprietary educational framework, the Personal Economic Model (PEM), and also distributes life insurance and annuity products through an affiliated entity, Signature Solutions Financial and Insurance Services. Services are delivered via one-on-one consultations, in-office meetings, phone advisory, and educational seminars across California.

Product overview

California Senior Information (CSI Wealth Management) operates as a unified financial advisory firm offering a portfolio of interconnected services centered on retirement planning and wealth protection. The core offering is the Personal Economic Model (PEM), an educational planning tool that anchors the firm's client engagements. This integrates with comprehensive retirement planning services, Medi-Cal long-term care qualification assistance, and investment advisory services (registered as a State of California investment adviser, CRD# 328963). Insurance products including life insurance and annuities are delivered through the affiliated entity Signature Solutions Financial and Insurance Services. Together, these services form a holistic approach to helping seniors and families protect assets, plan for retirement, and access healthcare benefits.

Differentiator

Problem solved

Functional benefit

Brands

• Personal Economic Model (PEM): A proprietary financial planning tool and educational framework offered to clients for retirement planning and wealth management.

Products and services

• Retirement Planning Services Comprehensive retirement planning services for California retirees and soon-to-be retirees, including strategies to optimize retirement income, manage assets, and secure long-term financial futures. Delivered through personalized consultations and the firm's Personal Economic Model framework.
• Investment Advisory Services State of California Registered Investment Adviser services (CRD# 328963) offering personalized investment advice, financial planning, and portfolio management for individual clients through CSI Wealth Management.
• Medi-Cal Long-Term Care Qualification Planning Specialized planning service that helps California families legally qualify for Medi-Cal long-term care benefits without depleting their life savings. Designed for seniors seeking to preserve assets while accessing long-term care coverage.
• Personal Economic Model (PEM) Proprietary educational financial planning tool and methodology that helps clients create personalized economic models to optimize retirement strategies, understand lost opportunity costs, and determine whether they have enough to retire. Used as a value-added planning resource for CSI clients.
• Life Insurance and Annuity Products Term life, whole life, final expense policies, and annuities distributed through Signature Solutions Financial and Insurance Services, an affiliated entity under common ownership with CSI Wealth Management. Provides personalized guidance on coverage and retirement-focused investment strategies.

Quantifiable outcome

• 500+ families helped to legally protect life savings and qualify for Medi-Cal LTC
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Two partnerships are on record, tiered core and minor.

• Signature Solutions Financial and Insurance ServicescoreOEM/ Whitelabel/ Licensing PartnerSeparate entity owned by Rick Miller that offers insurance products in California. Both companies are under common ownership but operate as separate legal entities. Insurance products and services are offered through this entity and individually licensed agents.
• National Social Security Association (NSSA)minorOthersProfessional membership organization. Rick Miller is a member of the NSSA, which provides resources and credentials related to Social Security planning expertise.

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• Ameriprise Financial: Large, established retail financial advisory and wealth management firm with a strong retirement and annuity focus. Comparable to CSI as a retail-channel RIA/advisor serving individual households, but at vastly greater scale and with national rather than California-only reach.
• Edward Jones: National retail wealth management franchise built around local advisor offices serving individual clients, with particular strength in retirement and pre-retirement planning. Closely comparable to CSI in target customer (individual households seeking personalized retirement advice) and sales-led, advisor-driven distribution model.
• Fisher Investments: Large independent RIA managing portfolios primarily for individual and high-net-worth retail clients, with significant reliance on founder-led media exposure (including TV and radio). Comparable to CSI in retail investment advisory focus and in using founder-driven media to drive lead generation, though at vastly greater scale.
• Raymond James Financial: Diversified financial services firm with a large advisor network serving retail clients on retirement, investment advisory, and insurance products. Comparable to CSI in offering a mix of investment advisory and insurance through affiliated entities and in targeting individual retirement-age clients.
• Charles Schwab Wealth Advisory: Schwab's managed-portfolio and advisor-led wealth advisory services for individual investors, including retirement-income planning. Comparable to CSI in retail retirement advisory focus and fee-based revenue model, though operating as part of a national custodian and brokerage platform.
• Fidelity Wealth Services: Wealth management arm of Fidelity Investments offering personalized financial planning, retirement advice, and portfolio management to individual investors. Comparable to CSI in targeting retirees and pre-retirees with retirement income and asset protection planning, but operating as a scaled, technology-enabled incumbent.

Direct peers

• Commonwealth Financial Network: Independent broker-dealer and RIA platform supporting independent financial advisors who provide personalized retirement, investment, and insurance planning to individuals. Comparable to CSI in business model (independent RIA serving individual clients) and in the use of advisor-led, personalized planning frameworks.
• LPL Financial: Largest independent broker-dealer and RIA platform in the U.S., supporting thousands of independent financial advisors who serve retail clients with retirement, investment, and insurance solutions. CSI is functionally a small-scale, single-firm version of the independent RIA model that LPL institutionalizes, making LPL a natural structural peer.
• Edelman Financial Engines: Large independent RIA offering retirement planning, investment advisory, and personalized financial planning to individual households and through employer-sponsored programs. Comparable to CSI in retirement-planning specialization, fee-based advisory model, and use of proprietary planning methodologies to differentiate.
• Wealth Enhancement Group: Independent wealth management firm built through acquisitions of small-to-mid RIAs, providing retirement planning, investment advisory, and insurance to individuals. Comparable to CSI in serving individual retirement-age clients with personalized planning, and illustrative of the roll-up/scale path a small RIA like CSI could potentially pursue.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/csi-wealth-management

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about California Senior Information