Contractors Insurance Solutions

What Contractors Insurance Solutions does

Contractors Insurance Solutions Inc. (operating as Contractors Risk Solutions, CRS) is a California-licensed independent insurance brokerage founded in 2012 and headquartered in Burbank, CA. The company serves SMB construction contractors — primarily in Los Angeles County and more broadly across California — including general contractors and specialty trades such as electricians, HVAC technicians, plumbers, painters, tile and roofing contractors, concrete specialists, and drywall/plaster experts. Its product portfolio spans general liability, workers compensation, surety bonds (license, contract, permit, payment), commercial auto, builders risk, cyber insurance, and a bundled Contractors Package, along with trade-specific specialty coverage pages.

CRS operates without any proprietary technology platform; its infrastructure consists of a website with an online quote intake form, phone and email-based inside sales, and standard third-party tools for scheduling (Acuity) and certificate requests. The go-to-market is sales-led and consultative: customers enter basic information online, CRS shops multiple carrier appointments on their behalf, and presents comparative plan options for selection. Marketing is driven by organic SEO, educational blog content, and a free eBook lead magnet targeting contractor-specific search intent.

The revenue model is commission-based: CRS earns carrier-paid commissions on each policy placed through its independent brokerage. Pricing is fully quote-based and individualized to contractor profile, coverage mix, and underwriting criteria, with monthly billing cadence. Matthew Rogers serves as President, and the company is privately held with no disclosed institutional investors, parent company, or funding rounds.

Name

Contractors Insurance Solutions

Legal name

Contractors Insurance Solutions Inc.

Website

https://cisburbank.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

1–10 employees

Short description

Contractors Insurance Solutions is a California-licensed independent insurance brokerage serving SMB construction contractors — including general contractors and specialty trades — with general liability, workers comp, surety bonds, commercial auto, builders risk, cyber, and trade-specific coverage, earning carrier commissions across its multi-line book.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Construction Specialty (Wrap-Ups/Builders Risk/Contractors) (FSAJAGAH)

Keywords

• Contractor insurance brokerage
• Commercial insurance agents
• Contractors risk solutions
• California insurance broker
• Construction insurance services

Headquarters

HQ city

Burbank

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: CRS generates revenue through commissions paid by insurance carriers for placing business. As a 100% independent agency, they represent multiple insurance companies and earn commissions on each policy sold. Revenue is generated when customers secure coverage through the carriers CRS presents, typically involving an initial down payment and policy signing.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Contractors Insurance Solutions (CRS, Contractors Risk Solutions, Inc.) is an independent insurance brokerage that sells contractor-specific insurance policies to construction trade businesses in California. The firm places coverage through carrier partners and earns brokerage commissions on premiums, focusing on trades such as concrete, masonry, framing, HVAC, plumbing, electrical, roofing, and general contractors.

Product overview

Contractors Insurance Solutions operates as an independent insurance broker offering a unified portfolio of insurance products for construction and trade contractors in California. The company provides a comprehensive suite of core commercial insurance products including General Liability, Workers Compensation, Surety Bonds, Commercial Auto, Builders Risk, Cyber Insurance, and a bundled Contractors Package. Beyond these, they offer specialty coverages tailored to specific trade contractors including Electricians, HVAC, Plumbers, Painters, and Tile Contractors. The company's value proposition centers on acting as an independent broker that shops and compares multiple insurance carriers on behalf of clients to find optimal coverage and pricing. Services are delivered through a digital intake and quoting platform, with additional operational support for certificate requests and appointment scheduling.

Differentiator

Problem solved

Functional benefit

Products and services

• Contractor General Liability Insurance General liability coverage placed for California trade contractors to satisfy contract and regulatory requirements for construction work.
• Contractors Workers' Compensation Insurance Workers' compensation policies placed for California contractors and their employees across construction trades.
• Commercial Auto Insurance for Contractors Commercial vehicle coverage for contractor-owned trucks, vans, and equipment haulers operating in California.
• Builders Risk Insurance Course-of-construction coverage for buildings under construction or renovation, placed for contractor principals and project owners.
• Contractors Tools and Equipment Coverage Inland marine / equipment coverage for contractor-owned tools, machinery, and equipment at jobsites and in transit.

Quantifiable outcome

• Average rate reduction through competitive carrier comparison

Named customers2 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Hiscox: Hiscox is a global specialty insurer with a major U.S. small-business division specifically targeting contractors, electricians, plumbers, and trades. It underwrites GL and professional liability with a digital bind experience — overlapping CRS's product scope while operating at much larger scale and adding competitive carrier pressure to CRS's independent-broker relationships.
• The Hartford: The Hartford is a major U.S. insurer with a long-standing small commercial / contractor insurance franchise built around GL, WC, commercial auto, and builders risk. While its product set overlaps heavily with CRS, it operates at national scale through captive agents rather than as an independent broker like CRS.
• Travelers: Travelers is a large U.S. property/casualty carrier with a substantial construction and contractors insurance book, including builders risk, surety, and contractor GL. It serves CRS's customer profile but at much larger scale and through both captive and independent distribution channels.
• State Farm: State Farm is the largest U.S. personal-lines insurer with a significant small commercial and contractor insurance franchise in California — many California contractors already have a State Farm relationship for personal lines, creating embedded cross-sell competitive pressure on CRS.
• Liberty Mutual: Liberty Mutual's small commercial and contractor insurance business writes GL, WC, commercial auto, and surety for construction trades nationally. It competes for the same California contractor accounts as CRS, primarily through its own agent network.

Direct peers

• CoverWallet: CoverWallet is a commercial insurance brokerage that uses a digital intake and comparison platform to deliver small-business and contractor coverage. It offers GL, WC, commercial auto, and other commercial lines with a multi-carrier shop-and-compare experience that mirrors CRS's independent-broker value proposition.
• Insureon: Insureon is an online commercial insurance broker specializing in small businesses including contractors, electricians, plumbers, and HVAC. It partners with multiple carriers to provide GL, WC, builders risk, and surety — a near-identical customer and product profile to CRS, with a digital-first delivery model.
• NEXT Insurance: NEXT Insurance is a digitally-native carrier/broker focused exclusively on small business and contractor insurance across the U.S. It sells General Liability, Workers Comp, Commercial Auto and specialty coverage to licensed contractors via an instant-bind online platform — directly overlapping CRS's product set and California contractor customer base, but with a fully digital GTM.
• Biberk: Biberk is a digital small-business insurance broker offering GL, WC, commercial auto, and other commercial lines to contractors and trades. It focuses on streamlining bind and policy management online — directly competing with CRS for California SMB contractor accounts.

Emerging players

• Simply Business: Simply Business is a UK-rooted small commercial insurance marketplace that has expanded into the U.S., connecting contractors and trades with multiple carriers via a quote-comparison platform. It targets the same contractor persona as CRS but operates primarily as a comparison marketplace rather than an advisory broker.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/Mattcis
• LinkedInlinkedin.com/company/contractors-insurance-solutions

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Contractors Insurance Solutions