Peak Title Agency

What Peak Title Agency does

Peak Title Agency is a privately held regional title insurance and escrow services company founded in 2019 and headquartered in Columbus, Ohio, with a second office in Bryan, Ohio. The company provides title insurance policies (both lender's and homeowner's), escrow and closing services, preliminary title searches, and ancillary transaction support to home buyers and sellers, mortgage lenders, real estate agents and brokers, builders, and homeowners associations across Ohio and Indiana, covering all 88 Ohio counties. Its core technology is a web-based ordering and document-submission portal supported by the Closinglock secure wire-instruction integration to mitigate wire fraud, alongside consumer-facing tools such as a Net to Seller worksheet and a mortgage calculator.

The business model is transactional and regulated. Revenue is generated primarily through one-time title insurance premiums calculated as a function of property purchase price, plus professional service fees for escrow handling, title searches, document preparation, tax proration, lender coordination, and fund disbursement. Pricing is not publicly disclosed and is determined by state-regulated premium schedules; quotes are handled directly. Go-to-market is direct-to-consumer combined with a realtor referral channel, delivered through two physical offices, online ordering, email/phone support, and a small social media presence.

Operationally, Peak Title is a small agency (1-10 employees) with no disclosed parent company, investors, or funding rounds, and no M&A, leadership change, or restructuring activity on record. The technology stack is light: a website with ordering forms, PDF forms downloads, calculator tools, and a single third-party security integration. There are no disclosed AI/ML capabilities, certifications, patents, or major industry awards. Expansion to date has been regional (within Ohio and into Indiana) and incremental, focused on digital ordering convenience and transaction security rather than scale-driven moves.

Name

Peak Title Agency

Legal name

Peak Title Agency

Website

https://peaktitle.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Peak Title Agency is a privately held Ohio-based title insurance and escrow services company founded in 2019, serving home buyers, sellers, lenders, realtors, and builders across Ohio and Indiana through two physical offices and an online ordering portal.

Ownership category

akta.pro rank

Product category

Title Insurance Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Closing & Settlement Services (Settlement Agents) (BPAJAOAE)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Keywords

• Title insurance services
• Escrow services
• Real estate closing
• Title search
• Property title protection

Headquarters

HQ city

Columbus

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Title Insurance Premiums: One-time premium payments for title insurance policies that protect buyers and lenders from losses caused by faults in title from past events. Premium is paid once at closing and coverage lasts for as long as the purchaser owns the property. Cost is based on the purchase price of the property.
2. Escrow Services: Escrow services where the company acts as a third party holding deeds, funds, and documents until conditions of the real estate contract are fulfilled. Includes title search, document preparation, tax prorating, lender coordination, and disbursement of funds at closing.
3. Preliminary Title Search: Title search services performed before closing to identify title clouds, potential show stoppers, and any issues affecting marketability of title. Can be ordered at the point of listing for realtors to identify issues weeks in advance.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Peak Title Agency provides title insurance policies (lender's and homeowner's) and escrow services for real estate transactions in Ohio and Indiana. The company performs title searches, prepares closing documents, prorates taxes, coordinates with lenders, and disburses funds at closing. Supporting offerings include preliminary title work for realtors, an online ordering portal, and digital tools such as a Net to Seller worksheet and mortgage calculator.

Product overview

Peak Title Agency is a title insurance and escrow services company operating as a single unified service offering rather than a platform-plus-modules architecture. The core offering centers on title insurance policies—specifically Lender's Policies and Homeowner's Policies—which protect against title defects and financial losses from past title faults. Supporting this core are escrow services that manage the transfer of property ownership through public record searches, document preparation, tax prorations, and fund disbursement. The company also provides preliminary title work services for realtors to identify potential issues before contracts are finalized. Digital tools include a Net to Seller Worksheet for calculating seller proceeds, a Free Mortgage Calculator, and downloadable forms such as Authorization to Release Information and Purchase Order forms. All services are delivered through the company's website platform with the assistance of Closinglock technology for secure wire instruction communication.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Services Title insurance policies that protect buyers and lenders from losses caused by title defects, liens, or encumbrances that occurred before the property ownership.
• Lender's Title Insurance Policy Title insurance policy that protects the mortgage holder against losses from title defects, paying back the mortgage holder if a fault in title results in a loss.
• Homeowner's Title Insurance Policy Title insurance policy protecting the purchaser against losses from faults in ownership or interest in the property, covering financial loss from claims against the title, legal defense costs, and successful claims up to the policy cost.
• Escrow Services Third-party escrow services where deeds, funds, and documents are held until conditions are fulfilled, including preparation of instruments, tax proration, lender contact, and orderly closing and disbursement.
• Preliminary Title Work Preliminary title search performed before a contract is finalized, identifying title clouds and potential show stoppers weeks in advance to help overcome title matters early.

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

One partnership is on record.

• ClosinglockcoreTechnology or IntegrationClosinglock provides industry-leading secure portal technology for communicating wire instructions and sensitive information. Peak Title Agency uses Closinglock to protect customers from wire fraud by securely sending and receiving wire instructions through an encrypted portal rather than email. The partnership is prominently displayed on the company's website to build trust with customers about transaction security.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• First American Title Insurance Company: One of the largest national title insurers and escrow agents, offering the full suite of lender's and owner's title policies plus closing services — directly comparable core offering to Peak Title, but at national scale and with underwriter balance-sheet capacity.
• Stewart Title Guaranty Company: National title insurer offering title insurance, escrow, and closing services through direct operations and agency network. Comparable product suite to Peak Title with materially greater geographic and capital reach.
• Investors Title Company: Mid-size publicly traded title insurance underwriter providing title insurance and related services through independent agents. Comparable product offering (title insurance and escrow) with broader geographic and capital footprint than Peak Title.
• Fidelity National Title (FNF): Largest title insurance underwriter in the U.S. operating brands including Chicago Title and Commonwealth Land Title. Provides title insurance, escrow, and closing services nationwide — direct competitive overlap with Peak Title's services.
• Old Republic Title: Major national title insurer providing title insurance policies and escrow/closing services across the U.S. through agency and direct operations — competes for the same lender, realtor, and consumer relationships as Peak Title.
• Chicago Title Insurance Company: Subsidiary of Fidelity National Financial issuing title insurance policies and providing escrow services nationwide. Competes with Peak Title for the same lender and realtor relationships, with national brand recognition.

Direct peers

• WFG National Title Insurance Company: National title underwriter operating through a distributed agency model, with many independent title agencies issuing WFG policies. Directly comparable to Peak Title's agency-based issuance and escrow business.
• Agents National Title Insurance Company: Title underwriter built around an independent-agent distribution model. Directly comparable in that agents like Peak Title issue ANITITLE policies and provide local closing and escrow services.
• Westcor Land Title Insurance Company: National title underwriter that works through a network of title agents — directly comparable business model to Peak Title's independent agency approach serving regional real estate markets.
• North American Title Insurance Company: Title insurance underwriter that supports independent title agents nationwide. Comparable model to Peak Title in that agents issue NATIC policies while providing local escrow and closing services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/peaktitle
• LinkedInlinkedin.com/company/peak-title-agency

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Peak Title Agency