Copper Harbor Investment Advisors

What Copper Harbor Investment Advisors does

Copper Harbor Investment Advisors is an independent, employee-owned investment advisory firm headquartered in Appleton, Wisconsin, with a second office in Green Bay. Founded in 2014, the firm operates as a Wisconsin LLC and is registered as an investment adviser with the U.S. Securities and Exchange Commission. It provides personalized financial planning and investment management services to approximately 228 client households and institutions across 21 states, with assets under management of roughly $665 million as of January 2025. The firm targets high-net-worth individuals and families, business retirement plans, and institutional investors, positioning multi-generational relationships and fiduciary advice as core differentiators.

The firm runs an open-architecture platform: client assets are custodied at Fidelity and Schwab, the client portal is delivered via Advyzon, and financial planning is produced on RightCapital. Internal investment management combines proprietary dynamic asset allocation with third-party manager selection, supported by credentialed professionals holding CFP, CRPS, and CTFA designations. The business model is conventional AUM-based advisory fees on individual and institutional portfolios, supplemented by retirement-plan consulting engagements. New client acquisition is driven primarily by referrals, community engagement (including partnerships with University of Wisconsin–Green Bay and local nonprofits), and educational content such as on-site financial calculators and published articles.

Operationally, the firm is small (1-10 employees) and 100% employee-owned, which it uses as both a cultural alignment mechanism and a marketing signal versus bank or broker-dealer affiliated competitors. The technology stack is entirely third-party, with no disclosed proprietary models or data assets. Geographic reach has expanded well beyond Wisconsin via remote advisory relationships, but the firm has not disclosed revenue, growth rate, or profitability metrics.

Name

Copper Harbor Investment Advisors

Legal name

Copper Harbor Investment Advisors, LLC

Website

https://copperharbor.us

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Copper Harbor Investment Advisors is an independent, employee-owned SEC-registered RIA serving roughly 228 affluent households and institutions across 21 states from offices in Appleton and Green Bay, Wisconsin, managing approximately $665M in assets through an open-architecture Fidelity/Schwab/Advyzon/RightCapital platform.

Ownership category

akta.pro rank

Product category

Wealth Management and Investment Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAEAAAC

Portfolio Construction & Asset Allocation Advisory

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Investment Advisory & Financial Planning

SECONDARYFSAAABAD

Advisory Portfolio Management (Non-Discretionary)

Financial & Insurance/Asset & Wealth Management/Private Banking & HNW/UHNW Wealth Management

Keywords

• Investment advisory services
• Wealth management
• Financial planning
• Retirement plan management
• Fiduciary asset management

Headquarters

HQ city

Appleton

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Investment Advisory and Management Fees: The firm generates revenue through investment advisory fees, likely based on assets under management (AUM). As an SEC-registered investment advisor, they provide fiduciary-based financial planning and investment management services to individual and institutional clients.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Copper Harbor Investment Advisors is an independent, employee-owned SEC-registered investment advisory firm providing wealth management, financial planning, and institutional retirement plan services to affluent individuals, families, businesses, and non-profits. The firm builds diversified portfolios using an open architecture investment platform with dynamic asset allocation, offering fiduciary guidance, portfolio construction, investment selection, ongoing monitoring, risk management, and performance reporting across 228 clients spanning 21 U.S. states and $665MM in assets under management.

Product overview

Copper Harbor Investment Advisors operates as a unified investment management platform offering three core services: Wealth Management, Financial Planning, and Institutional Services. These services work together through shared components including portfolio construction, investment selection, ongoing monitoring, risk management, and performance reporting. Wealth Management and Financial Planning serve individuals and families with personalized investment strategies and comprehensive financial guidance, while Institutional Services extends these capabilities to businesses and nonprofits through retirement plan management. The firm also provides supporting tools including financial planning calculators and coordinates estate planning through a vetted professional network.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Comprehensive investment management service that evaluates risk tolerance and long-term goals to develop adaptive investment strategies using diversified portfolios with dynamic asset allocation, targeted at individuals and families.
• Financial Planning Structured planning process providing holistic guidance on retirement readiness, Social Security timing, income planning, estate organization, and long-term financial sustainability for individuals and families.
• Institutional Services Retirement plan management services for businesses and non-profits, plus institutional asset management for endowments and foundations, including plan design, provider selection, administrative support, compliance management, and employee education.

Quantifiable outcome

• $665MM in assets under management
• +1 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature2 records

Partnerships

Four partnerships are on record, tiered supporting.

• FidelitysupportingOthersCustodian and platform provider for client accounts. Referenced as a quick link for client login to access their brokerage accounts.
• SchwabsupportingOthersCustodian and platform provider for client accounts. Referenced as a quick link for client login access.
• AdvyzonsupportingTechnology or IntegrationClient portal and advisor link platform used for account management and client communication. Listed as a quick link on the website.
• RightCapitalsupportingTechnology or IntegrationFinancial planning software platform used for client account login and planning tools. Listed as a quick link on the website.

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Carson Group: Partnership-model RIA and wealth management firm offering advisors ownership opportunities alongside investment management, financial planning, and business services — closely aligned advisor-centric structure.
• Buckingham Strategic Wealth: Mid-size independent RIA providing wealth management and evidence-based financial planning to affluent households — overlapping service mix and fiduciary positioning.
• Creative Planning: Large, fee-only independent RIA providing wealth management, financial planning, and institutional retirement plan services to high-net-worth individuals and businesses — overlapping service mix and target segments.
• Mariner Wealth Advisors: Independent, employee-owned RIA serving affluent individuals, families, and institutions with comprehensive wealth management and financial planning — directly comparable business model, customer segments, and fee structure to Copper Harbor.
• Hightower Advisors: Partnership RIA firm serving high-net-worth clients with comprehensive wealth management; comparable employee/partner-owned model and emphasis on advisor autonomy.
• Sanctuary Wealth: Partnership platform enabling boutique RIAs to retain ownership while accessing institutional support, technology, and compliance — directly comparable boutique-RIA partner model.

Broad incumbents

• Cetera: Large independent broker-dealer/RIA support platform providing custody, technology, and compliance solutions to thousands of affiliated advisory firms — broader incumbent serving adjacent segments.
• Focus Partners Wealth: Major RIA consolidator offering wealth management and financial planning across hundreds of partner firms — broader portfolio with overlapping advisory services and institutional scale.
• Commonwealth Financial Network: Independent broker-dealer and RIA support platform providing integrated wealth management infrastructure — competing on services to RIAs of similar boutique to mid-market scale.
• LPL Financial Holdings: Largest independent broker-dealer/RIA custodian, providing platform infrastructure and investment solutions to thousands of advisory firms — key incumbent ecosystem participant.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/copper-harbor-investment-advisors-llc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Copper Harbor Investment Advisors