Oregon Insurance Agency

What Oregon Insurance Agency does

Oregon Insurance Agency Inc is an independent insurance brokerage headquartered at 55 E Powell Boulevard in Gresham, Oregon, serving the Portland metropolitan area and broader Pacific Northwest region since its founding in 1975. The agency operates as an intermediary between customers and insurance carriers, placing personal lines (auto, home, life) for families and commercial packages for small business owners through relationships with multiple insurance carriers. Its core products are personal/family coverage and commercial coverage, with no proprietary technology platform, app, or digital underwriting tools disclosed.

The firm's revenue model is commission-based: the agency earns transaction fees paid by carriers on new policies placed and on subsequent renewals. Pricing is quote-based and set by individual carriers based on each customer's risk profile; the agency does not publish pricing on its website. Go-to-market is direct-to-consumer, with customer engagement handled via a dedicated phone line (503-665-4140), email ([email protected]), and in-person consultations at the Gresham office during weekday business hours. Marketing channels are minimal, consisting of the informational website, a contact form, and a recently added email newsletter signup.

Oregon Insurance Agency is privately held with no evidence of outside equity, debt financing, venture capital, private equity, or parent company affiliation; ownership appears to remain founder-aligned consistent with its long local history. The company employs between 1 and 10 people, operates from a single location, and shows no documented M&A, partnerships, leadership changes, product launches beyond the website newsletter feature, or geographic expansion. Its principal competitive differentiator, per its own materials, is 50 years of operating history and access to multiple carriers rather than any technology or scale advantage.

Name

Oregon Insurance Agency

Legal name

Oregon Insurance Agency Inc

Website

https://oregon529plan.com

Company type

Private

Founded year

1975

Operating status

Operating

Headcount range

1–10 employees

Short description

Oregon Insurance Agency Inc is an independent insurance brokerage in Gresham, Oregon that places personal and commercial coverage through multiple carrier relationships for families and small business owners across the Pacific Northwest.

Ownership category

akta.pro rank

Headquarters

HQ city

Gresham

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Insurance Commissions: The agency places insurance policies through multiple insurance carriers and earns commissions on each policy placed. Revenue is generated through commissions paid by insurance carriers for new policies and renewals.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Oregon Insurance Agency is an independent insurance agency that places auto, home, commercial, and life insurance coverage for families and business owners through relationships with multiple insurance carriers. The agency earns commissions on each policy placed and renewed, acting as an intermediary that matches clients to carriers underwriting personal and commercial coverage. Service is delivered through direct phone, email, and in-person consultation at the Gresham, Oregon office.

Product overview

Oregon Insurance Agency offers a portfolio of insurance products and services centered around personal/family insurance coverage and commercial/business insurance. As an independent insurance agency operating for 50 years, they work with multiple insurance carriers to place coverage for both individuals and business owners, protecting clients from unforeseen events. The agency acts as an intermediary between clients and insurance carriers, underwriting quality insurance packages tailored to each client's needs.

Differentiator

Problem solved

Functional benefit

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights2 records

Broad incumbents

• Brown & Brown: One of the largest U.S. insurance brokerages, distributing personal and commercial lines through independent agency operations. Compares to Oregon Insurance as a multi-carrier intermediary in the same broad category, though at far greater scale and geographic reach.
• Allstate: Major U.S. personal lines insurer with a captive agent distribution channel. Competes directly with independent agencies like Oregon Insurance for auto and home insurance customers.
• Hub International: Large North American insurance brokerage offering personal and commercial lines through independent agency channels. Operates in an overlapping space with Oregon Insurance as a multi-carrier intermediary, but serves mid-market and enterprise clients.
• State Farm: Largest U.S. property & casualty insurer, distributes personal lines primarily through captive agents. Represents an alternative distribution model competing for the same personal-lines customers that Oregon Insurance serves.
• Marsh McLennan: Global professional services firm with a major insurance brokerage operation. Operates in the same insurance intermediation category as Oregon Insurance, but at the enterprise end of the market with significantly broader capabilities.
• Arthur J. Gallagher: Global insurance brokerage and risk management firm placing commercial and personal lines. Comparable as a multi-carrier distribution intermediary in the same industry category, though substantially larger and more commercially focused.

Direct peers

• Goosehead Insurance: Independent insurance agency franchise model that places personal and commercial lines through multiple carriers via a distributed producer network. Closely comparable to Oregon Insurance's multi-carrier independent agency structure, though at vastly larger scale and with a franchised operating system.
• SmartFinancial: Operates a tech-enabled independent insurance agency platform placing personal and commercial lines through multiple carriers. Comparable to Oregon Insurance in product mix and carrier-agnostic placement, but with significantly more digital infrastructure.

Emerging players

• The Zebra: Online insurance comparison marketplace that aggregates carrier quotes for auto, home, and other personal lines. Threatens traditional independent agencies by enabling consumers to compare and buy coverage without an agent.
• Lemonade: Digital-first insurtech selling renters, home, auto, and life insurance direct-to-consumer. Represents the structural disruption to the traditional independent agency model that Oregon Insurance operates in.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/OregonInsuranceAgency
• LinkedInlinkedin.com/company/oregoninsurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Oregon Insurance Agency