Universal Operations Risk Management
Universal Operations Risk Management LLC (UnivOps) is a US-based independent risk management and insurance consultancy serving corporations and trade associations. The firm delivers project-based advisory services across international, corporate, and association risk management, including benefits program optimization, self-insurance, and captive financing.
- Company typePrivate
- Founded2013
- HeadquartersSan Mateo, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Universal Operations Risk Management does
Universal Operations Risk Management LLC (UnivOps) is a privately-held, US-based independent risk management and insurance consultancy founded in 2012 and headquartered in San Mateo, California. The firm advises corporations and trade associations on insurance and benefits program optimization, operating across three horizontal service divisions: International Risk Management, Corporate Risk Management, and Association Risk Management. Its product portfolio spans core group benefits (Group Voluntary Benefits, Group Life Benefits, Group Disability, Accident Insurance) and specialized advisory services including Group Benefits administration, Expatriate Benefits, Pension Plans, Business Travel and Accident, and Executive Benefits (deferred compensation, split-dollar, SERPs).
Underlying delivery is human-expert consulting rather than technology: the firm applies advisor judgment in negotiation, corporate finance, actuarial analysis, and risk assessment, with no proprietary software platform, no AI/ML capabilities, and no disclosed technology integrations. The firm positions its core differentiator as true independence from insurance carriers, brokers, and vendors, and will "break glass" on prepackaged solutions when client interest requires it.
The business model is project-based professional services with quote-based, customized pricing and compensation tied to project success — an alignment structure intended to align advisor incentives with client cost-reduction outcomes. Go-to-market is direct enterprise field sales and referral-driven advisory engagement rather than digital marketing, targeting two primary segments: corporate benefit plan sponsors seeking to reduce insurance and benefit program expenses (via rate negotiation, self-insurance, captive financing, stop-loss arrangements), and trade associations seeking innovative insurance products for their members. Customer count is described as "hundreds of plan sponsors" across all corporate disciplines, with nationwide US reach, though no named customer logos or revenue concentration data are disclosed. The firm has no disclosed external funding, no parent company, and has executed one documented acquisition (The Hunting Report Newsletter, March 2016) for an undisclosed amount.
Universal Operations Risk Management firmographics
Firmographics- Name
- Universal Operations Risk Management
- Legal name
- Universal Operations Risk Management LLC
- Website
- https://univops.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Universal Operations Risk Management LLC (UnivOps) is a US-based independent risk management and insurance consultancy serving corporations and trade associations. The firm delivers project-based advisory services across international, corporate, and association risk management, including benefits program optimization, self-insurance, and captive financing.
- Ownership category
- akta.pro rank
Universal Operations Risk Management industry classification
Industry- Product category
- Risk Management and Insurance Advisory Services
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Captive Insurance Advisory & Management (FSAEADAF)
- akta.pro secondary industry
- Group Universal Life (GUL) (FSAIADAC)
Keywords
Where Universal Operations Risk Management is headquartered
LocationHeadquarters
- HQ city
- San Mateo
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Universal Operations Risk Management business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Risk Management Consulting: Professional consulting services providing customized solutions for corporations and associations to reduce insurance and benefit program expenses and improve risk posture.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Universal Operations Risk Management product offering
Product offeringCore offering
UnivOps is an independent risk management and insurance consultancy that helps corporations and trade associations reduce insurance and benefit program expenses and improve their overall risk posture. Engagements span three divisions—International, Corporate, and Association Risk Management—and include advisory on self-insurance, captive financing, stop-loss arrangements, group benefits, executive benefits, pension plans, and expatriate coverage. The firm ties its own compensation to project success.
Product overview
Universal Operations Risk Management LLC (UnivOps) is a risk management consulting firm, not a software product company. The company provides a portfolio of insurance and benefits advisory services organized into three main divisions: International Risk Management, Corporate Risk Management, and Association Risk Management. The product portfolio consists of core insurance products including Group Voluntary Benefits, Group Life Benefits, Group Disability, and Accident insurance. Additional service offerings span Group Benefits, Expatriate Benefits, Pension Plans, Business Travel and Accident, and Executive Benefits. The company positions itself as an independent advisor offering flexible, customized solutions with compensation tied to project success.
Differentiator
Problem solved
Functional benefit
Products and services
- International Risk Management Risk management solutions for corporations and associations operating internationally, including global insurance products and cross-border compliance.
- Corporate Risk Management Customized corporate risk management solutions designed to improve organizational risk posture and reduce costs through rate negotiation, self-insurance, captive financing, or stop-loss arrangements.
- Association Risk Management Innovative insurance products and risk management programs specifically designed for trade associations and their member organizations.
- Group Voluntary Benefits Voluntary benefits program offering employees optional coverage options typically including accident, critical illness, and identity protection.
- Group Life Benefits Employer-sponsored life insurance coverage providing financial protection for employees' dependents.
- Group Disability Disability insurance coverage providing income protection for employees unable to work due to illness or injury.
- Accident Insurance Accident coverage providing benefits for injuries sustained from covered accidents, often including emergency treatment, hospitalization, and rehabilitation.
- Group Benefits Comprehensive group benefit program administration including medical, dental, and vision plans.
- Expatriate Benefits Benefits programs designed for employees working internationally, covering health insurance, emergency evacuation, and repatriation.
- Pension Plans Pension plan management and longevity risk reduction through traditional and alternative means.
- Business Travel and Accident Coverage for employees traveling for business purposes, including emergency medical, trip cancellation, and travel assistance services.
- Executive Benefits Supplemental benefits for executive-level employees including deferred compensation, split-dollar arrangements, and supplemental executive retirement plans.
Companies that use Universal Operations Risk Management
Customer profileSegments2 records
Ideal customer profiles2 records
Universal Operations Risk Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Universal Operations Risk Management partnerships and signals
Strategic signalScale indicators3 records
Recent moves3 records
Expansion highlights4 records
Universal Operations Risk Management competitors and assessment
Company assessmentBroad incumbents
- Hub International: North American insurance brokerage built through regional roll-ups, offering commercial insurance, group benefits, and risk management services. Comparable to UnivOps in serving mid-market corporate benefit plan sponsors across multiple regions.
- Mercer (Marsh McLennan): Global health, wealth, and career consulting subsidiary of Marsh McLennan. Mercer competes directly with UnivOps for corporate benefits advisory, pension plan consulting, and expatriate benefits engagements.
- Brown & Brown: Diversified insurance brokerage and risk management firm serving commercial, group benefits, and personal lines. Its strategy of acquiring specialty advisors aligns with UnivOps' positioning as an independent, advisor-led consulting firm.
- Marsh McLennan: Global insurance brokerage, risk management, and consulting conglomerate (Marsh, Guy Carpenter, Mercer, Oliver Wyman). It competes directly for UnivOps' corporate benefits, risk consulting, and captive advisory engagements, but as a multi-service incumbent rather than an independent specialist.
- Aon: Global professional services firm offering risk management, insurance brokerage, reinsurance, and health/benefits consulting. Aon's Aon Risk Solutions and Health practice directly overlap with UnivOps' corporate risk and group benefits advisory offerings.
- Arthur J. Gallagher & Co. U.S.-headquartered global insurance brokerage and risk management services firm. Its Risk Management and Consulting divisions cover corporate risk, captive solutions, and group benefits — comparable to UnivOps' self-insurance, stop-loss, and benefits advisory practice.
- Alliant Insurance Services: Employee-owned specialty insurance brokerage providing commercial insurance, benefits, and surety. Its specialty divisions (e.g., Alliant Captive Solutions) are an especially close match to UnivOps' captive financing and self-insurance advisory.
- Lockton Companies: Largest independent insurance broker in the world, operating without carrier ownership. Like UnivOps, Lockton differentiates on independence and advisor-led client engagement, though it operates at vastly greater scale across corporate benefits and risk management.
- USI Insurance Services: Mid-market insurance brokerage and benefits consulting firm growing through roll-up acquisitions. USI competes with UnivOps for corporate benefits and property/casualty advisory, particularly among mid-sized plan sponsors.
Direct peers
- Segal Group: Independent, employee-owned benefits and HR consulting firm focused on health, welfare, retirement, and risk management for corporate and public-sector plan sponsors. Closest peer to UnivOps in terms of independent advisor model, self-insurance/captive focus, and corporate benefits specialty.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Universal Operations Risk Management social profiles
Digital presenceUniversal Operations Risk Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Universal Operations Risk Management leadership team
Management profileNumber of profiles
Universal Operations Risk Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Universal Operations Risk Management M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Universal Operations Risk Management
What does Universal Operations Risk Management do?
UnivOps is an independent risk management and insurance consultancy that helps corporations and trade associations reduce insurance and benefit program expenses and improve their overall risk posture. Engagements span three divisions—International, Corporate, and Association Risk Management—and include advisory on self-insurance, captive financing, stop-loss arrangements, group benefits, executive benefits, pension plans, and expatriate coverage. The firm ties its own compensation to project success.
Is Universal Operations Risk Management a public or private company?
Universal Operations Risk Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Universal Operations Risk Management founded?
Universal Operations Risk Management was founded in 2013. It employs 1 to 10 people.
Where is Universal Operations Risk Management based?
Universal Operations Risk Management is headquartered in San Mateo, United States, in the North America region.
How does Universal Operations Risk Management make money?
One revenue line is on record: risk Management Consulting.
Who are Universal Operations Risk Management's main competitors?
Broad incumbents on record are Hub International, Mercer (Marsh McLennan), Brown & Brown, Marsh McLennan, Aon, Arthur J. Gallagher & Co., Alliant Insurance Services, Lockton Companies and USI Insurance Services. Segal Group is listed as a direct peer.
Does Universal Operations Risk Management have an API?
No public API is recorded for Universal Operations Risk Management.
What industry is Universal Operations Risk Management in?
Universal Operations Risk Management's product category is Risk Management and Insurance Advisory Services. Its primary akta.pro industry code is FSAEADAF, Captive Insurance Advisory & Management, with a secondary code of FSAIADAC, Group Universal Life (GUL). Its NAICS code is 52421 and its SIC code is 6411.