Hit and Run Insurance Services

What Hit and Run Insurance Services does

Hit and Run Insurance Services is an independent insurance broker and certified California DMV Authorized Partner that has operated continuously since 2008. The firm runs two physical retail offices — one in Redlands (1558 Orange St) and one in Yucaipa (33733 Yucaipa Blvd) — and serves individuals, families, and small local businesses in the Inland Empire region of Southern California. Its product portfolio spans nine personal and commercial insurance lines (auto, motorcycle, RV, homeowners, renters, commercial vehicle and business auto, commercial general liability, workers compensation, and surety bonds) sourced across multiple carriers, plus in-office DMV services including new registrations, registration renewals with on-the-spot sticker printing, plate replacement, plate transfers, and title transfers.

The business model is two-sided. Insurance revenue is generated through recurring brokerage commissions paid by multiple carriers on placed policies, billed typically monthly. DMV revenue is transactional, consisting of per-transaction service fees for state-authorized registration and title work performed in-office. The go-to-market is direct-to-consumer through physical storefronts, complemented by word-of-mouth, Google Reviews, an official Facebook page, and an SMS short-code promotion introduced in 2025. Pricing across insurance lines is quote-based and not publicly disclosed. The firm is privately held, family-owned, has 11-50 employees, and has no disclosed institutional investors, parent company, M&A activity, or subsidiary structure in the source data.

Name

Hit and Run Insurance Services

Legal name

Hit and Run Insurance Services

Website

https://hitruninsurance.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

Hit and Run Insurance Services is an independent insurance broker and California DMV Authorized Partner operating offices in Redlands and Yucaipa, CA. It sells personal and commercial insurance via multiple carriers and processes DMV registrations for local individuals, families, and businesses.

Ownership category

akta.pro rank

Headquarters

HQ city

Redlands

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance broker, Hit and Run Insurance Services earns commissions from multiple insurance carriers for policies sold (auto, motorcycle, RV, homeowners, renters, commercial vehicle, commercial general liability, workers compensation, and surety bonds). The company works with multiple carriers to find affordable, reliable coverage tailored to customer needs.
2. DMV Service Fees: As a certified California DMV Authorized Partner, the company charges fees for processing DMV services including new registrations, registration renewals (with on-the-spot sticker printing), plate replacements, title transfers, and plate transfers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Hit and Run Insurance Services is an independent insurance broker that places personal and commercial coverage with multiple carriers, including auto, motorcycle, RV, homeowners, renters, commercial vehicle and business auto, commercial general liability, workers compensation, and surety bonds. The firm also operates as a California DMV Authorized Partner, processing vehicle registrations, renewals (with on-the-spot sticker printing), plate replacements, plate transfers, and title transfers in its offices. Service is delivered through two physical retail locations in Redlands and Yucaipa, California.

Product overview

Hit and Run Insurance Services is an independent insurance broker offering a unified portfolio of insurance and DMV services across two physical locations in Redlands and Yucaipa, California. The company operates as a single-service platform combining personal and commercial insurance products (auto, motorcycle, RV, homeowners, renters, commercial vehicle, commercial general liability, workers compensation, and surety bonds) with certified California DMV Authorized Partner services (new registration, renewals with instant sticker printing, plate replacement, plate transfers, and title transfers). As an independent agency, they work with multiple carriers to source competitive coverage, and they process DMV paperwork in-office as a certified partner, offering faster turnaround than field offices.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance coverage for personal automobiles, providing liability, collision, and comprehensive protection for individual drivers in Redlands, Yucaipa, and surrounding California communities.
• Motorcycle Insurance Specialized two-wheeler coverage protecting riders against accidents, theft, vandalism, and weather-related damage, with customizable policies for various bike types.
• RV Insurance Coverage for recreational vehicles including motorhomes, travel trailers, and campers, protecting against accidents and damages while on the road or parked.
• Commercial Vehicle and Business Auto Insurance Fleet and business vehicle coverage protecting company vehicles, trucks, and vans against accidents, property damage, theft, and liability claims for small businesses and contractors.
• Homeowners Insurance Residential property coverage protecting homeowners against property damage, liability, and loss of personal belongings.
• Renters Insurance Tenant coverage protecting renters from liability claims and loss of personal possessions due to theft, fire, or covered perils.
• Commercial General Liability Insurance Business liability protection covering accidents, injuries, and property damage caused by business operations, including medical expenses and legal defense.
• Workers Compensation Insurance Employer coverage providing medical expenses, rehabilitation costs, and wage replacement for employees injured or ill on the job.
• Surety Bonds Bond services for contractors, professionals, and businesses including performance bonds, payment bonds, license bonds, and court bonds with fast approvals.
• California DMV Registration Services California DMV Authorized Partner services including new registration, registration renewals with on-the-spot sticker printing, plate replacement, plate transfers, and title transfers for residents in Redlands and Yucaipa.

Quantifiable outcome

• Often faster than DMV field office

Named customers2 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple Insurance CarrierscoreChannel Partner/ Reseller/ DistributorAs an independent insurance broker, Hit and Run Insurance Services works with multiple insurance carriers to offer a variety of coverage options to customers. This allows them to compare rates and find affordable, reliable coverage tailored to each customer's unique needs across auto, motorcycle, RV, homeowners, renters, commercial vehicle, and liability insurance products.

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• HUB International: Large insurance brokerage that places commercial and personal lines across multiple carriers through a network of offices. Operates the same independent-broker placement model as Hit and Run, though at far greater scale.
• Brightway Insurance: Independent insurance agency franchise offering personal and commercial coverage through multiple carriers. Comparable in operating model (multi-carrier independent agency with retail storefronts) and product breadth.
• Goosehead Insurance: Independent insurance brokerage franchise that places personal and commercial lines with multiple carriers through a distributed agent network. Highly comparable to Hit and Run's multi-carrier independent broker model and product mix.
• Brown & Brown Insurance: Insurance brokerage and risk-management firm distributing across multiple carriers for personal and commercial clients. Directly comparable as an independent brokerage offering similar product lines through retail offices.

Broad incumbents

• GEICO: Largest direct-to-consumer auto insurer in the U.S. Competes with Hit and Run on personal auto by offering lower-touch online quoting, pressuring walk-in independent broker traffic.
• The Hartford: Large insurance carrier offering auto, homeowners, and small-commercial coverage through independent agent distribution. Overlaps with Hit and Run's personal and commercial lines portfolio.
• Progressive: Major auto insurance carrier with a strong direct-to-consumer channel that competes for the personal auto shopper alongside independent brokers. Competes on rate and convenience in Hit and Run's core auto line.
• Allstate: Major personal-lines carrier with captive agents competing for the same auto, homeowners, and renters business as Hit and Run, plus direct-to-consumer channels that increasingly pressure local independent brokers.
• State Farm: Large personal-lines insurance carrier with a captive-agent distribution model that competes head-to-head with independent brokers for the same auto, homeowners, and renters customers that Hit and Run serves locally.

Emerging players

• Lemonade: Digital-first insurance carrier using AI-driven underwriting and mobile-first UX for renters, homeowners, and auto. Represents the emerging digital distribution model that threatens traditional local independent brokers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/HitandRunInsurance
• Xx.com/hitruninsurance
• LinkedInlinkedin.com/company/hit-and-run-insurance-services

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hit and Run Insurance Services