OUTvest

What OUTvest does

OUTvest is a South African digital investment advisory platform, headquartered in Pretoria and founded in 2017, that serves individual retail investors seeking retirement and long-term wealth outcomes. The platform offers a hybrid advice model pairing an AI/algorithm-powered Digital Adviser with access to skilled human financial advisers, supported by paperless online onboarding and a simplified FICA process. Its core technology stack includes an outcomes-based investing monitoring system that tracks portfolio performance against forecasted goals in real time and prescribes corrective actions when investments drift off course.

The product surface spans six core offerings: Living Annuity, Retirement Annuity, Preservation Fund, Tax-Free Investment, Global Investing (100% offshore exposure), and General/Voluntary Investing. The investment universe has been deliberately consolidated from hundreds of underlying funds into five diversified portfolios with increasing equity exposure, plus a money market fund. The platform differentiates through its Onefee pricing structure starting at 0.40% per year excluding VAT, with fees displayed in Rands and Cents rather than percentages for transparency. The brand operates within the Alexforbes financial services ecosystem, leveraging established credibility in the South African retirement market.

The business model is asset-management-fee-based: OUTvest earns a recurring annual percentage of customer AUM, with all advisory, administration, and management costs bundled into the single Onefee charge. Distribution is primarily digital self-service through the invest.alexforbes.com platform, supplemented by human adviser engagement for customers seeking higher-touch guidance. The customer base is horizontal across South African retail savers, from early-career investors building retirement savings to pre-retirees managing preservation and living-annuity income streams.

Name

OUTvest

Website

https://outvest.co.za

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

OUTvest is a South African digital investment advisory platform serving individual retail investors with retirement and wealth products, combining an AI-powered Digital Adviser with human adviser access under a transparent Onefee pricing model starting at 0.40% per year.

Ownership category

akta.pro rank

Product category

Personal Investment and Retirement Savings

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Open-End Investment Funds (525910), Pension Funds (525110), Insurance and Employee Benefit Funds (5251)

SIC

Investment Advice (6282), Life Insurance (6311), Finance Services (6199)

akta.pro primary industry

Tax-Advantaged Investing & Wrappers (ISA, 529, Insurance Bonds, etc.) (FSAAAAAL)

akta.pro secondary industry

Retirement Income Planning & Decumulation Advisory (FSAEABAD)

Keywords

• Retirement investing
• Investment advisory
• Tax-free savings
• Annuity products
• Wealth management

Headquarters

HQ city

Pretoria

HQ country

South Africa

HQ region

Africa

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Asset Management Fees (Onefee Model): Annual fee charged on assets under management. The Onefee model includes all costs bundled into a single transparent fee, charged as low as 0.40% per year excluding VAT. Fees are displayed in Rands and Cents on statements rather than percentages.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

OUTvest is a South Africa-based personal investment platform that offers retirement and discretionary investment products through a hybrid model combining a digital advice platform with skilled human financial advisers. It provides a simplified five-fund investment universe (replacing hundreds of funds), outcomes-based performance monitoring, and a transparent Onefee pricing structure starting at 0.40% per year excluding VAT.

Product overview

Alexforbes Invest is a hybrid personal investment platform combining online digital advice with skilled human financial advisers. The platform offers a simplified investment universe through five diversified investment portfolios that replace hundreds of individual funds. Core retirement products include Living Annuity, Retirement Annuity, and Preservation Funds, while discretionary offerings include Tax-Free Investment, Global Investing, and General (Voluntary) Investment accounts. The platform differentiates through its Onefee model (0.40% per year), outcomes-based investing monitoring, and the combination of digital-adviser technology with human adviser expertise.

Differentiator

Problem solved

Functional benefit

Products and services

• Living Annuity

Quantifiable outcome

• Fee savings enabling investments to last longer in retirement - a 60-year-old today has a good chance of living to age 90 or more, making low fees critical for investment longevity

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Expansion highlights4 records

Direct peers

• Ninety One: SA-originated global investment manager with strong retail retirement and unit trust franchise; directly comparable offering set including living annuities, preservation funds, and tax-free accounts.
• Sygnia: JSE-listed low-cost passive investment platform in South Africa offering retirement and tax-free products with a digital-first, low-fee model — the closest direct behavioural peer to OUTvest's Onefee positioning.
• Coronation Fund Managers: JSE-listed SA asset manager offering unit trusts and retirement solutions; competes with OUTvest on retirement annuities and long-term investment products for retail clients.
• Glacier by Sanlam: Sanlam's linked-investment and investment-platform business offering living annuities, preservation funds and tax-free accounts via a hybrid adviser/platform model — direct competition for OUTvest's retirement-income proposition.
• Allan Gray: South Africa's largest privately owned investment manager and a direct competitor in low-fee, long-term retail balanced and retirement products, targeting the same fee-conscious mass-affluent retail investor.

Broad incumbents

• Old Mutual Wealth: One of SA's largest incumbent financial services groups offering a broad suite of retirement annuities, living annuities, and unit trusts; competes broadly with OUTvest across the retail advisory space.
• Sanlam Investments: Largest SA life insurer and wealth manager with extensive retirement, preservation, and unit trust offerings plus adviser-led distribution; broader incumbent peer overlapping with OUTvest's product suite.
• Momentum Wealth: Major SA life insurer and financial services group with retirement annuities, preservation funds, and a growing digital advice platform; broad incumbent competing across all of OUTvest's core retirement categories.

Emerging players

• EasyEquities (Purple Group): SA digital low-cost stock and unit-trust platform with strong retail following; competing emerging player targeting DIY and entry-level investors that overlaps with OUTvest's digital-first funnel.
• 10X Investments: SA low-cost index-tracking investment manager focused on retirement and tax-free products; an emerging challenger competitor targeting the same fee-sensitive retail segment as OUTvest.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/outvestinvest
• Facebookfacebook.com/OUTvestInvest
• LinkedInlinkedin.com/company/outvestinvest

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OUTvest