Peak Health Alliance

Name

Peak Health Alliance

Legal name

Peak Health Alliance

Website

https://peakhealthalliance.org

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Health Insurance Purchasing Alliance

NAICS

Insurance Agencies and Brokerages (524210), Business Associations (813910), Voluntary Health Organizations (813212)

SIC

Insurance Agents, Brokers & Service (6411), Services-Membership Organizations (8600), Hospital & Medical Service Plans (6324)

akta.pro primary industry

CO-OP / Nonprofit Individual Market Plans (HLAEABAH)

akta.pro secondary industries

Employer Wellness & Population Health Programs (HLAEAAAH), Community Health, Prevention & Health Education (BPAGACAC)

Keywords

• Health insurance purchasing
• Nonprofit healthcare alliance
• Community health negotiation
• Group health benefits
• ICHRA administration

Headquarters

HQ city

Dillon

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Membership Fees: Ongoing operations funded by membership fees of $7 per member per month, embedded into monthly premiums. This membership fee supports the organization's work to secure affordable and high-quality health insurance for members.
2. Grant Funding: Receives grant funding from various independent philanthropic organizations including Rocky Mountain Health Foundation, Arnold Ventures, The Colorado Health Foundation, and The Summit Foundation.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels5 records

Core offering

Peak Health Alliance is a nonprofit community-based health insurance purchasing alliance that organizes residents of nine rural Colorado counties to collectively negotiate healthcare costs with providers and carriers. Rather than underwriting insurance itself, it partners with Elevate Health Plans (underwritten by Denver Health Medical Plan) to deliver ACA-compliant individual, family, and small-business plans, and offers ICHRA arrangements for employers. The organization analyzes local claims data to negotiate lower premiums, designing county-tailored plans that include Bronze, Silver, and Gold tiers as well as HDHP/HSA-eligible options.

Product overview

Peak Health Alliance is a nonprofit health insurance purchasing alliance, not an insurance company. It offers health insurance plans in partnership with Elevate Health Plans (underwritten by Denver Health Medical Plan). The product portfolio consists of ACA-compliant metal-tier plans (Bronze, Silver, Gold Colorado Options), High Deductible Health Plans (Bronze HDHP, Silver HDHP), and ICHRA (Individual Coverage Health Reimbursement Arrangement) for businesses. Plans are available to individuals, families, and employers in nine Colorado counties (Archuleta, Dolores, Grand, Lake, La Plata, Montezuma, Park, San Juan, Summit). The organization negotiates collectively on behalf of communities to lower premiums and has saved members over $16.1 million since founding.

Differentiator

Problem solved

Functional benefit

Products and services

• Elevate Health Plans ACA-compliant health insurance plans offered in partnership with Denver Health Medical Plan to individuals, families, and businesses in nine rural Colorado counties, including Bronze, Silver, Gold Colorado Option tiers and HDHP options.
• ICHRA (Individual Coverage Health Reimbursement Arrangement) An employer-funded, tax-advantaged health benefit that allows employees to choose their own health plan while the employer reimburses some or all of the premium costs, enabling businesses to offer health benefits at lower cost than traditional group plans.

Quantifiable outcome

• 13-17% reduction in health insurance premiums for enrollees in participating Colorado counties
• +3 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Six partnerships are on record, tiered core, supporting and foundational.

• Elevate Health Plans (Denver Health Medical Plan)coreStrategic or Co-development Partner · 1 January 2024Peak Health Alliance partners with Elevate Health Plans, underwritten by Denver Health Medical Plan (a nonprofit with 25+ years of experience), to offer ACA-compliant health insurance plans in nine rural Colorado counties. Denver Health Medical Plan is also nonprofit with no shareholders, making it easier to pass savings to members.
• SondermindsupportingTechnology or Integration · 1 January 2024Partnership provides access to over 3,000 mental health counselors through telehealth services tailored to individual needs, supplementing the existing network of locally-based mental health providers.
• Southwest Health SystemcoreStrategic or Co-development Partner · 1 January 2023Southwest Health System in Cortez joined the Peak Health Alliance network and began accepting Elevate Health Plans insurance in 2024. As a critical access hospital with six clinics providing primary and specialty care, they are a fixture in Montezuma County and southwest Colorado.
• Local First FoundationcoreStrategic or Co-development Partner · 1 January 2021Local First Foundation serves as key partner in Southwest Colorado, helping Peak Health Alliance offer affordable insurance options in Dolores, La Plata, Montezuma, and San Juan counties. The partnership maintains local leadership in the Four Corners region.
• The Summit FoundationfoundationalStrategic or Co-development Partner · 1 January 2019The Summit Foundation created the initial task force in 2017 focused on tackling health insurance costs in Summit County. Peak Health Alliance was born as a project of The Summit Foundation in 2019 before becoming its own 501c3 nonprofit.
• Centura HealthsupportingStrategic or Co-development PartnerStatewide hospital network providing access to the entire Centura Health network including facilities throughout Colorado for specialty care not available in local communities.

Scale indicators6 records

Recent moves12 records

Expansion highlights5 records

Others

• Centura Health: Statewide Colorado hospital network that partners with Peak Health Alliance to extend specialty-care access for members. Functions as an enabling infrastructure provider rather than a competitor in the purchasing-alliance space.

Regional players

• Rocky Mountain Health Plans: Western Colorado-focused nonprofit insurer serving many of the same rural mountain counties Peak targets. Overlapping geography and member base, but operates as a traditional carrier rather than a community-led purchasing alliance.

Direct peers

• Covering Wisconsin (Wisconsin Health Care Alliance): Wisconsin-based nonprofit navigator and advocacy organization that helps residents access affordable ACA marketplace coverage. Comparable community-led nonprofit model that uses data and coalition-building to reduce premiums and educate consumers in rural markets.
• Colorado Option (Colorado Division of Insurance): State-regulated standardized plan program offering Bronze/Silver/Gold plans with mandated benefit designs. Peak offers Colorado Option tiers through Elevate Health Plans, making the regulatory framework and competing carriers direct peers in the same marketplace.
• Montana Cooperative Health (Mountain Health Co-Op): Member-governed nonprofit health insurer serving rural western states. Comparable to Peak in mission, structure, and focus on rural affordability, though operating as a carrier rather than a purchasing alliance.
• Denver Health Medical Plan: Nonprofit health insurance carrier that underwrites Elevate Health Plans offered through Peak Health Alliance. Directly comparable as a mission-driven, nonprofit ACA insurer focused on underserved and rural-urban populations in Colorado.
• Kentucky River CommUnity Choices: Community-driven healthcare initiative in rural Appalachian Kentucky pursuing collective-purchasing strategies to lower costs. Direct peer in geography- and community-based models aimed at rural healthcare affordability.
• Local First Foundation: Community-rooted nonprofit that partners with Peak Health Alliance to extend its model into the four southwestern Colorado counties (La Plata, Montezuma, Dolores, San Juan). Direct peer as a place-based intermediary connecting local stakeholders with affordable health-insurance solutions.

Broad incumbents

• Connect for Health Colorado: Colorado's official ACA health insurance marketplace where Peak Health Alliance plans are listed. Operates as the statewide exchange serving all 64 counties with multiple carriers, broader in scope and incumbency than Peak's nine-county purchasing alliance.

Emerging players

• Sondermind: Mental health telehealth platform that provides Peak Health Alliance members access to 3,000+ counselors. Comparable as a healthcare access innovator focused on rural and underserved Colorado populations.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/peakhealthcolo
• Facebookfacebook.com/peakhealthalliance
• LinkedInlinkedin.com/company/peakhealthalliance
• Instagraminstagram.com/peakhealthalliance

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Peak Health Alliance