Peace of Mind Capital & Funding Service

What Peace of Mind Capital & Funding Service does

Peace of Mind Capital & Funding Service (POM Capital & Funding Services) is a privately held, founder-led commercial finance broker headquartered at 22 Harbor Circle, Centerport, NY 11721. Founded by Christopher Daniels, CPA, the firm arranges financing solutions for small and medium-sized businesses and real estate investors across the United States, with a product portfolio spanning SBA loans, commercial and residential real estate financing (including fix-and-flip, rental, and construction), business acquisition funding, working capital, equity raises for companies and real estate, IPO advisory, accounts receivable financing, equipment financing, franchise financing, healthcare financing, and merchant cash advance.

The firm operates on a sales-led, consultation-based go-to-market model. Christopher Daniels personally leads client engagements, supported by a website that drives free-consultation form fills and direct phone/email outreach. Marketing is concentrated on content resources and free-consultation CTAs, with a minor referral partnership with 9 Figure Company. There is no proprietary technology platform, no mobile application, no public API, and no disclosed AI tooling; the operating model is fundamentally relationship-driven.

Revenue is generated through transaction-based fees, specifically loan origination fees, interest spreads, and deal-specific charges associated with arranging financing. Pricing is quote-based and not publicly disclosed. The firm is privately held, founder-owned, with no disclosed funding rounds, investors, parent company, or headcount, and operates without app, integrations, patents, certifications, awards, or regulatory actions on record.

Name

Peace of Mind Capital & Funding Service

Legal name

POM Capital & Funding Services

Website

https://pomcfs.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Peace of Mind Capital & Funding Service is a founder-led, Centerport, NY-based commercial finance broker arranging SBA loans, real estate financing, working capital, equity raises, and IPO advisory for small and medium-sized businesses and real estate investors across the United States.

Ownership category

akta.pro rank

Product category

Commercial Finance & Small Business Lending

NAICS

Commercial Banking (522110), Real Estate Credit (522292), Finance and Insurance (52)

SIC

Miscellaneous Business Credit Institution (6159), Short-Term Business Credit Institutions (6153), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

akta.pro secondary industries

SME Term Loans & Growth Capital (FSAKAGAB), Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD), SME Commercial Real Estate (CRE) Lending (FSABABAG), SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF)

Keywords

• Commercial real estate financing
• SBA loan origination
• Business acquisition funding
• Working capital lending
• Small business financing

Headquarters

HQ city

Centerport

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Financial Services and Loan Origination: The company generates revenue through loan origination fees, interest spreads, and transaction-based fees associated with arranging financing solutions for small businesses and real estate investors.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

POM Capital & Funding Services arranges commercial finance solutions for small and medium businesses and real estate investors. Its core offerings include SBA loans, commercial and residential real estate financing (fix-and-flips, rentals, construction), business acquisition funding, working capital, equity raises for companies and real estate, IPO advisory, and specialized financing such as accounts receivable, equipment, franchise, healthcare financing, and merchant cash advance. The firm acts as a financing intermediary, matching clients to appropriate lending sources through personalized, consultation-led engagements.

Product overview

POM Capital & Funding Services offers a comprehensive suite of financial products and services as a single unified offering. The portfolio centers on commercial real estate financing (including fix and flips, rentals, and construction) and SBA loans as primary products. Supporting offerings include Business Acquisition and Working Capital funding, Equity Raise services for companies and real estate, and IPO assistance. Additional specialized financing products include Commercial Financing, Accounts Receivable Financing, Equipment Financing, Franchise Financing, Healthcare Financing, and Merchant Cash Advance. Together, these products form a full-spectrum alternative funding solution for small and medium businesses at various growth stages.

Differentiator

Problem solved

Functional benefit

Products and services

• Real Estate Financing
• SBA Loans Small Business Administration government-guaranteed loans providing small businesses with affordable and flexible financing for working capital, equipment purchases, and real estate acquisitions.
• Business Acquisition and Working Capital Funding solutions for businesses looking to acquire another company, or for working capital needs such as inventory and payroll.
• Equity Raise for Companies and Real Estate Capital raising through equity by selling shares of company or real estate property to investors for expansion or debt payoff.
• Assistance with Going Public (IPO) Guidance and support for companies looking to go public through the Initial Public Offering (IPO) process.
• Commercial Financing General commercial financing options for small businesses.
• Accounts Receivable Financing Financing solutions based on outstanding accounts receivable.
• Equipment Financing Financing solutions for equipment purchases by small businesses.
• Franchise Financing Financing solutions for franchise businesses.
• Healthcare Financing Financing solutions for healthcare businesses.
• Merchant Cash Advance Cash advance financing for merchants.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• 9 Figure CompanyminorStrategic or Co-development Partner9 Figure Company is featured as a trusted resource partner on the POM Capital & Funding Services Resources page. They provide tools and expertise for scaling and growth, helping businesses achieve nine-figure revenues through smart financial planning and strategic decision-making. The partnership appears to be a referral/resource arrangement where POM directs clients seeking growth acceleration to 9 Figure Company.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Kabbage (American Express): Now part of American Express, Kabbage provides SMB working capital and lines of credit — a larger, incumbent competitor in the same SMB financing category.
• Funding Circle US: Online small business loan marketplace offering term loans and lines of credit to SMBs — overlapping with POM's working capital and growth capital products.

Direct peers

• SmartBiz: Fintech focused on SBA loan origination for small businesses, serving the same core SBA-led customer base as POM Capital & Funding Services.
• BlueVine: Provides working capital, lines of credit, and SBA loans to small businesses — competing directly with POM across multiple product lines.
• Accion: Nonprofit small business lender offering working capital and SBA loans to underserved SMBs — comparable mission and product overlap with POM.
• Fundbox: Small business working capital provider using receivables and invoice data, overlapping with POM's AR financing and working capital offerings.
• Biz2Credit: Small business financing marketplace connecting borrowers with lenders across SBA loans, working capital, and CRE — closely aligned with POM's broker-style, multi-product model.
• Lendio: SMB lending marketplace that matches small businesses with multiple lenders across SBA loans, working capital, and equipment financing — directly overlapping POM's referral-based, multi-product model.
• Fora Financial: Direct provider of merchant cash advances and small business working capital, competing head-on with POM's MCA product line.
• OnDeck Capital: Online small business lender providing working capital loans and lines of credit to SMBs — a direct competitor in the short-term business credit category POM serves.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Peace of Mind Capital & Funding Service