Britto Brokers
Britto Brokers Ltd is a UK FCA-authorised independent financial brokerage offering whole-of-market mortgage, insurance, protection, investment, commercial, and conveyancing services to individual consumers and small businesses across Britain.
- Company typePrivate
- Founded-
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Britto Brokers does
Britto Brokers Ltd is an independent UK financial brokerage authorised and regulated by the Financial Conduct Authority (registration 940081) and registered with the ICO (ZB220305), headquartered at 71-75 Shelton Street, London. Operating for more than 20 years, the company provides whole-of-market mortgage brokerage with access to 70+ lenders, alongside insurance, protection, investment, commercial mortgage, and conveyancing referral services. It serves primarily individual UK consumers across segments including first-time buyers, homeowners and remortgagors, buy-to-let investors, and insurance seekers, with a secondary commercial borrower segment.
The company's underlying technology is a web-based brokerage platform that combines consumer-facing comparison and calculation tools (a Payment Calculator, an Affordability Calculator, and a Mortgage Finder tool that searches thousands of deals across 90+ lenders in real-time) with a SmartR365-powered online client portal for secure document management, messaging, and application tracking. Distribution blends sales-led direct engagement (phone, email, face-to-face) with self-service digital tools, supported by SEO and a newsletter funnel. The platform is architected as a thin layer over third-party lender and insurer panels rather than proprietary lending infrastructure.
Revenue is generated through commissions paid by mortgage lenders and insurance providers on completed business, supplemented by broker fees charged to clients (with reductions for existing clients and a price-match guarantee) and referral fees from partner solicitors and conveyancers. The GTM motion is consultative and sales-led, with free no-obligation FactFind assessments feeding into adviser-supported fulfilment across the full product set.
Britto Brokers firmographics
Firmographics- Name
- Britto Brokers
- Legal name
- Britto Brokers Ltd
- Website
- https://brittobrokers.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Britto Brokers Ltd is a UK FCA-authorised independent financial brokerage offering whole-of-market mortgage, insurance, protection, investment, commercial, and conveyancing services to individual consumers and small businesses across Britain.
- Ownership category
- akta.pro rank
Britto Brokers industry classification
Industry- Product category
- Mortgage Brokerage Services
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Insurance Agencies and Brokerages (52421), Portfolio Management and Investment Advice (523940)
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)
- akta.pro secondary industry
- Commercial Mortgage Brokerage (FSAEAEAB)
Keywords
Where Britto Brokers is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Britto Brokers business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Mortgage Broker Commissions: Britto Brokers acts as a credit broker earning commissions from mortgage lenders when they arrange mortgages for clients. They search the whole of market across 70+ lenders to find the best mortgage products for customers.
- Insurance Broker Commissions: The company earns commissions from insurance providers when arranging insurance policies. They work with 20+ insurance providers to find suitable coverage for clients.
- Broker Fees: Competitive broker fees charged to clients for mortgage advisory services. Existing clients receive significant reductions. They offer a price-match guarantee if clients find cheaper broker fees elsewhere.
- Conveyancing Referrals: Partnership with solicitors and conveyancers for property transactions, with referral arrangements for legal services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Free initial consultation and assessment |
| Transaction based/ take rate | Pay-as-you-go | Standard broker fees for new clients |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Britto Brokers product offering
Product offeringCore offering
Britto Brokers is an FCA-authorised independent credit broker that arranges mortgage, insurance, protection, investment, and conveyancing services on behalf of consumers and businesses across the UK. It accesses whole-of-market options from 70+ mortgage lenders and 20+ insurance providers, earning commissions from providers and broker fees from clients, and supports customers through digital tools (mortgage finder, calculators) and personal adviser services.
Product overview
Britto Brokers is an independent financial brokerage offering a unified platform of mortgage and financial services. The core offering comprises mortgage brokering (with specialized services for first-time buyers, buy-to-let, remortgaging, moving house, let-to-buy, and Help to Buy), alongside complementary services including insurance, protection, investment, and conveyancing. Supporting tools include a Mortgage Finder comparison engine, Payment Calculator, Affordability Calculator, and Solicitor Finder. The company operates through a SmartR365-powered client portal and accesses over 70 lenders across the mortgage market and 20+ insurance providers.
Differentiator
Problem solved
Functional benefit
Products and services
- Mortgage Brokerage Whole-of-market mortgage brokering services covering first-time buyers, buy-to-let, remortgaging, moving house, let-to-buy, and Help to Buy schemes. Provides expert bespoke advice and access to over 70 lenders for UK consumers.
- Insurance Brokerage Insurance brokering services searching through a range of policies to find suitable coverage from over 20 insurance providers, including life insurance and income protection, for UK individuals and families.
- Conveyancing Coordination Coordination of legal services for property transfer, connecting clients with professional solicitors and licensed conveyancers to handle contracts, local council searches, Land Registry matters, and fund transfers.
- Protection Insurance Income protection insurance and financial protection products designed to support clients financially if they cannot work due to illness, injury, or sickness.
- Investment Advisory Impartial, tailored investment advisory services with access to whole-of-market providers and products to suit various risk appetites for UK consumers.
- Commercial Mortgage Brokerage Business and commercial mortgage brokering services for businesses purchasing premises or investing in commercial properties, accessing commercial lenders through a network of contacts.
- Mortgage Finder Online mortgage comparison tool allowing users to search thousands of deals from over 90 lenders, comparing rates and fees for fixed, variable and other mortgage products in real time.
- Solicitor Finder Conveyancing comparison tool that provides a list of licensed conveyancers and solicitors with their respective fees, allowing users to compare and instruct professionals directly.
- Client Portal (SmartR365) Online client portal provided through the SmartR365 platform for secure document storage, messaging, and access to financial information for existing Britto Brokers customers.
Quantifiable outcome
- Access to 70+ lenders for comprehensive mortgage search
- +3 more outcomes
Companies that use Britto Brokers
Customer profileNamed customers15 records
Segments5 records
Ideal customer profiles5 records
Britto Brokers technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Britto Brokers partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Partnered Solicitors and ConveyancerscoreBritto Brokers works with a network of the best solicitors and conveyancers in the Southeast to provide legal services for property transactions. They have partnered with outstanding solicitors to ensure comprehensive service alongside financial advice.
Scale indicators4 records
Recent moves6 records
Expansion highlights4 records
Britto Brokers competitors and assessment
Company assessmentDirect peers
- Habito: UK digital-first mortgage broker and lender offering a self-serve online experience plus adviser support. Direct competitor to Britto's Mortgage Finder and broker service in the UK residential mortgage market, with a heavier technology-led positioning.
- Mojo Mortgages: UK online mortgage broker offering automated deal-matching plus adviser hand-off. Competes with Britto on the digital-first residential mortgage journey and whole-of-market lender panel.
- London & Country Mortgages: Long-established UK whole-of-market mortgage broker operating remotely and via advisers, with strong first-time-buyer and remortgage positioning. Highly comparable to Britto on independent broker model and digital self-service tools.
- John Charcol: UK whole-of-market mortgage broker specialising in complex, high-value, and professional borrower cases. Comparable to Britto on independent broker status and multi-lender access, though skewed to more affluent and complex borrower segments.
- Trussle: UK online mortgage broker using algorithmic matching to surface remortgage and purchase deals. Comparable to Britto's Mortgage Finder tool and the consumer-facing digital layer of the brokerage.
- Private Finance: UK independent whole-of-market mortgage and wealth broker serving professionals, high-net-worth, and complex-borrower segments. Comparable to Britto's commercial and investment mortgage offerings and adviser-led model.
- Mortgage Advice Bureau: Largest UK mortgage broker network, listed on AIM, with thousands of advisers offering whole-of-market residential and buy-to-let advice. Closest publicly comparable peer to Britto in business model, scale, and FCA-regulated broker economics.
Others
- Skipton Building Society: UK building society that is both a direct mortgage lender (listed as a Britto partner) and a distributor of savings, protection, and investment products. Comparable as a multi-product financial services provider and a partner on Britto's lender panel.
Broad incumbents
- St. James's Place: Major UK wealth manager with in-house adviser network providing mortgages, protection, and investments. Comparable to Britto's bundled advice proposition but at much larger scale and with a tied-product model.
- Quilter Financial Planning: Large UK wealth management and financial advice group whose adviser network distributes mortgages, protection, and investments. Overlaps with Britto's investment and protection distribution rather than core mortgage brokerage.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Britto Brokers social profiles
Digital presenceBritto Brokers financial estimates
Financial estimateRevenue estimate
Valuation estimate
Britto Brokers leadership team
Management profileNumber of profiles
Britto Brokers funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Britto Brokers M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Britto Brokers
What does Britto Brokers do?
Britto Brokers is an FCA-authorised independent credit broker that arranges mortgage, insurance, protection, investment, and conveyancing services on behalf of consumers and businesses across the UK. It accesses whole-of-market options from 70+ mortgage lenders and 20+ insurance providers, earning commissions from providers and broker fees from clients, and supports customers through digital tools (mortgage finder, calculators) and personal adviser services.
Is Britto Brokers a public or private company?
Britto Brokers is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Britto Brokers founded?
Britto Brokers was founded in -1. It employs 1 to 10 people.
Where is Britto Brokers based?
Britto Brokers is headquartered in London, United Kingdom, in the Europe region.
How does Britto Brokers make money?
Four revenue lines are on record. Mortgage Broker Commissions are the primary driver. The others are insurance Broker Commissions, broker Fees and conveyancing Referrals.
Who are Britto Brokers's main competitors?
Direct peers on record are Habito, Mojo Mortgages, London & Country Mortgages, John Charcol, Trussle, Private Finance and Mortgage Advice Bureau. Skipton Building Society is listed as an others. Broad incumbents are St. James's Place and Quilter Financial Planning.
Does Britto Brokers have an API?
No public API is recorded for Britto Brokers.
What industry is Britto Brokers in?
Britto Brokers's product category is Mortgage Brokerage Services. Its primary akta.pro industry code is FSAEAEAA, Residential Mortgage Brokerage (Purchase & Refinance), with a secondary code of FSAEAEAB, Commercial Mortgage Brokerage. Its NAICS code is 522310 and its SIC code is 6163.