Ministry Pacific Insurance

What Ministry Pacific Insurance does

Ministry Pacific Insurance Services is an independent property and liability insurance broker that exclusively serves churches, private schools, houses of worship, ministries, and 501(c)(3) charitable nonprofit organizations across the United States. Founded in 2005 and headquartered in Tacoma, Washington (with a Yelm mailing address), the company reports serving more than 1,500 client organizations nationwide. Its core product is brokerage of property and liability insurance sourced from multiple carriers on behalf of customers, supplemented by an expanding menu of specialty coverages: cyber liability, employment practices liability, financial bonding, workers' compensation, sexual misconduct liability, commercial vehicle, active shooter/violent incident coverage, and international travel and medical insurance brokered through IMG. The company also offers a Free Insurance Checkup service and publishes The Nonprofit Insurance Reference Guide.

The business operates without any proprietary technology platform, AI/ML capability, or mobile application; its delivery model is consultative, executed through phone, website service forms, and direct broker engagement. A central differentiator is domain specialization: the team is staffed by individuals with prior full-time ministry and nonprofit experience, including a dedicated Hispanic Ministry Manager, and the company maintains a Spanish-language service surface. Ministry Pacific has assembled a large partnership ecosystem — Strategos International, Jitasa, HR Ministry Solutions, Enable Ministry Partners, IMG, Compass Abuse Prevention Services, Glatfelter Ministry Care, MinistrySafe, and others — to co-produce content on topics such as AB 506 and SB 249 compliance, fraud prevention, building valuations, and child safety.

The revenue model is commission-based. Services are explicitly marketed as free to clients; the company is compensated through commissions paid by insurance carriers for policies placed, classifying its revenue stream as an affiliate-referral model. Go-to-market relies on content marketing (the Courageous Cause Blog, RiskWise newsletter, webinars, and e-books), partner referrals, and direct outbound to a tightly defined vertical. The company is private, founder-led by Fritz Hahn, with no disclosed institutional funding, M&A activity, or parent-company ownership, indicating a bootstrapped, independently operated niche brokerage.

Name

Ministry Pacific Insurance

Legal name

Ministry Pacific Insurance Services

Website

https://ministrypacific.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Short description

Ministry Pacific Insurance Services is an independent property and liability insurance broker exclusively serving churches, private schools, houses of worship, ministries, and charitable nonprofit organizations across the United States, generating revenue through commissions paid by insurance carriers.

Ownership category

akta.pro rank

Product category

Specialty Insurance Brokerage — Faith-Based and Nonprofit Organizations

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Nonprofit / Social Services BOP (FSAJAFAM)

Keywords

• Church insurance brokerage
• Ministry insurance programs
• Nonprofit insurance services
• Faith-based risk coverage
• Religious organization insurance

Headquarters

HQ city

Tacoma

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Ministry Pacific operates as an insurance broker, meaning they are independent of insurers and seek pricing and policies from multiple insurance companies on behalf of customers. They generate revenue through commissions paid by insurance carriers. Their services are provided free to clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Ministry Pacific Insurance Services is an independent insurance brokerage that places property, liability, and specialty insurance coverage for churches, Christian schools, ministries, and nonprofit organizations. The firm curates a portfolio of niche coverages — such as Sexual Misconduct Liability, Active Shooter/Violent Incident, Cyber Liability, and International Travel and Medical — through partnerships with multiple A-rated carriers, with services provided at no direct cost to clients.

Product overview

Ministry Pacific Insurance Services operates as an independent insurance broker exclusively serving houses of worship, ministries, and charitable nonprofit organizations. The company offers a comprehensive portfolio of insurance products centered around its core property and liability brokerage services, supplemented by specialized coverage modules including international travel/medical insurance (through IMG partnership), cyber liability, employment practices liability, workers' compensation, financial bonding, active shooter/violent incident coverage, commercial vehicle insurance, and sexual misconduct liability. The company also publishes The Nonprofit Insurance Reference Guide as an educational resource, with all proceeds donated to nonprofits. Services include free insurance checkups and building valuation assessments. The company differentiates itself as a broker working for customers rather than insurers, evaluating multiple carriers to find optimal coverage.

Differentiator

Problem solved

Functional benefit

Products and services

• Sexual Misconduct Liability Insurance Specialty liability coverage designed to protect churches, ministries, and faith-based organizations against claims arising from sexual misconduct or abuse, a risk exposure that generalist brokers typically do not package for religious institutions.
• Active Shooter/Violent Incident Insurance Specialty coverage addressing the financial and liability consequences of violent incidents at places of worship, faith-based schools, and ministry facilities.
• Cyber Liability Insurance Coverage protecting faith-based organizations and nonprofits from financial losses arising from data breaches, cyberattacks, and related technology liabilities, including donor and member information exposure.
• Commercial Vehicle Insurance Commercial auto coverage for ministry-owned vehicles used in church, school, or nonprofit operations, including transportation for activities and programs.
• Workers' Compensation Insurance Statutory workers' compensation coverage tailored to faith-based employers, including churches, Christian schools, and ministry-operated organizations.
• Employment Practices Liability Insurance (EPLI) Coverage protecting faith-based employers from claims by current, former, or prospective employees alleging wrongful employment practices such as discrimination, harassment, or wrongful termination.
• Financial Bonding (Crime) Insurance Crime and financial bonding coverage that protects ministries and nonprofits from losses caused by employee dishonesty, theft, or fiduciary misconduct.
• International Travel and Medical Insurance Coverage for mission teams, staff, and volunteers traveling internationally on ministry work, addressing medical emergencies, evacuation, and travel-related risks.
• Property and General Liability Insurance Brokerage Core property and general liability placement for churches, ministries, Christian schools, and nonprofit facilities, brokered through partnerships with multiple A-rated insurance carriers.
• Free Insurance Checkup Complimentary insurance review service offered to churches, ministries, schools, and nonprofits to assess existing coverage adequacy and identify gaps, provided at no direct cost to the client.

Quantifiable outcome

• One in three churches is defrauded; organizations with proper financial controls and bonding insurance can recover losses
• +1 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered core and minor.

• Strategos InternationalcoreStrategic or Co-development PartnerSecurity training partner providing specialized training for houses of worship. Strategos provides a 10% discount to Ministry Pacific clients. Features expert Vaughn Baker who shares insights on church security through Ministry Pacific's blog and resources.
• JitasacoreStrategic or Co-development PartnerNation's largest accounting and bookkeeping firm devoted solely to nonprofits. Jitasa provides expert interview content for Ministry Pacific's fraud prevention resources and e-book 'Facing up to fraud in the flock.'
• Weintraub Tobing (Ryan Abernethy)minorImplementation/ SI/ Consulting PartnerLegal counsel partnership for California employment law compliance, particularly related to CA SB 249 Workplace Know Your Rights Act.
• HR Ministry SolutionscoreImplementation/ SI/ Consulting PartnerHuman resources guidance partner providing compliance support for faith-based organizations regarding employment practices liability and workplace regulations.
• Talent RealizedminorImplementation/ SI/ Consulting PartnerHuman resources guidance partner for faith-based organizations seeking compliance with employment regulations.
• Church & Ministry Compliance Consulting (Max Herr)coreStrategic or Co-development PartnerPartnership with Max Herr for governance webinars, budgeting guidance, and facility leasing compliance. Max Herr provides educational content on church compliance topics.
• IMG (International Medical Group)coreChannel Partner/ Reseller/ DistributorInternational travel and medical insurance provider. Ministry Pacific is a broker for IMG policies, offering coverage for missionaries, short-term teams, pilgrims, and nonprofit volunteers traveling abroad.
• Compass Abuse Prevention Services (D.J. Paxton)coreStrategic or Co-development PartnerChild safety training provider offering resources on screening, training, and policies for protecting children in church and nonprofit environments.
• Capital Live ScanminorChannel Partner/ Reseller/ DistributorLive Scan fingerprinting service for California background checks, helping organizations screen volunteers through the state's fingerprint database.
• Ernstam & Lewis Insurance ServicesminorStrategic or Co-development PartnerEmployee benefits expertise partner founded by David Ernstam, providing guidance on affordable benefits for faith-based organizations.
• Glatfelter Ministry CareminorStrategic or Co-development PartnerRisk management resources provider offering vehicle fleet risk control guidance for managing volunteer drivers and commercial vehicles.
• MinistrySafe (Gregory Love)minorStrategic or Co-development PartnerLegal expertise partnership with Attorney Gregory Love providing AB 506 child protection compliance guidance for California churches and nonprofits.
• Straub ConstructionminorStrategic or Co-development PartnerNational commercial construction firm providing free consultations on church rebuilding after catastrophic losses over $250,000.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Lockton Companies: Largest privately held insurance brokerage in the U.S., serving religious, nonprofit, and human services organizations among many other segments — comparable as a brokerage model serving faith-based clients.
• Marsh McLennan: World's largest insurance broker with a religious and nonprofit institutions practice; competes for the upper end of the same client base but serves it alongside a global commercial and specialty portfolio.
• Brown & Brown Insurance: Diversified national insurance brokerage with religious and nonprofit segments; competes for the same middle-market ministry and nonprofit accounts within a much wider commercial book of business.
• Arthur J. Gallagher & Co. Large global insurance brokerage with a dedicated Religious and Nonprofit practice that competes for the same institutional and congregational clients Ministry Pacific targets, although as part of a much broader commercial portfolio.
• Glatfelter Insurance Group: Established commercial insurer with a Ministry Care practice serving religious organizations, and an existing Ministry Pacific partner; overlaps on products (auto, property, liability) for the same clients, but operates across broader commercial segments as well.
• AmTrust Financial Services: Specialty property and casualty insurer and warranty provider with small commercial and nonprofit-relevant offerings; an indirect competitor on commoditized lines within the broader church and nonprofit risk-transfer market.

Direct peers

• Baptist Insurance Center: Provider of property, liability, and workers' compensation coverages to Southern Baptist churches and affiliated ministries, serving the same denomination-driven segment of the faith-based insurance market.
• Church Mutual Insurance Company: The largest U.S. insurer specializing in religious institutions, schools, and related organizations — directly overlapping Ministry Pacific's core church, school, and nonprofit niche on the carrier side rather than the brokerage side.
• GuideOne Insurance: Insurance carrier historically focused on churches, faith-based organizations, and nonprofit institutions; competes for the same house-of-worship and nonprofit premium pool that Ministry Pacific places via multiple carriers.
• Brotherhood Mutual Insurance Company: Specialty insurer of churches, Christian schools, camps, and nonprofit ministries — selling very similar property, liability, and specialty coverages to the same faith-based customer segments Ministry Pacific serves.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/MinistryPacific
• Facebookfacebook.com/ministrypacific

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ministry Pacific Insurance