Hastings Insurance Group

What Hastings Insurance Group does

Hastings Insurance Group LLC is a privately held insurance brokerage and business consulting firm headquartered in Las Vegas, Nevada, operating primarily in the Nevada and California markets. The company functions as an intermediary between insurance carriers and end customers rather than as an underwriter itself, distributing both individual supplemental health products and employer-facing business solutions.

The firm's product portfolio spans individual and family lines — short-term medical insurance, dental, vision, accident and critical illness, supplemental hospital indemnity, and a health discount program offering prescription, telemedicine, and durable medical equipment savings — alongside a Business Solutions suite that includes group health insurance, voluntary worksite benefits, workers' compensation, HR consulting, payroll services, and risk management for small and large employers. There is no proprietary technology platform; distribution is built on multi-carrier access, self-serve online quote and enrollment tools that redirect to carrier sites, and phone-based licensed-agent consultations.

Hastings monetizes primarily through insurance brokerage commissions earned on policies placed with carrier partners, supplemented by professional services fees from HR consulting, payroll, risk management, and workers' compensation advisory work. With 1-10 employees, no disclosed funding, no institutional ownership, and a two-state geographic footprint, the company is a small-scale regional brokerage with a horizontal product mix and a sales-led GTM that pairs inside-sales phone agents with field-style benefit advisors for employer accounts.

Name

Hastings Insurance Group

Legal name

Hastings Insurance Group LLC

Website

https://hastingsus.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Hastings Insurance Group is a privately held Las Vegas-based insurance brokerage and business consulting firm serving individuals, families, and businesses in Nevada and California through multi-carrier supplemental health products and employer benefits solutions.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Small Group Health Insurance (2–50/100) (FSAIAFAD)

akta.pro secondary industries

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH), Basic Group Term Life (Employer-Paid) (FSAIADAA), Group Disability Income Insurance (Employer-Sponsored) (FSAIAIAB)

Keywords

• Insurance brokerage services
• Supplemental health insurance
• Group health insurance
• Employee benefits consulting
• Workers compensation insurance

Headquarters

HQ city

Las Vegas

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Brokerage/Agency Commissions: The company acts as an insurance broker/agency, earning commissions from insurance carriers for policies sold to individual and business customers.
2. Business Consulting Services: Revenue generated from HR consulting, payroll services, risk management, and workers' compensation advisory services offered to business clients.

Go-to-market motion3 records

Distribution channels3 records

Marketing channels3 records

Core offering

Hastings Insurance Group operates as an insurance brokerage and advisory firm, distributing insurance products from multiple carriers to both businesses and individuals. The company offers business solutions (group health, voluntary worksite benefits, workers' compensation, HR consulting, payroll, risk management) and individual/family products (short-term medical, dental, vision, accident/critical illness, supplemental hospital indemnity, and a health discount program), supported by licensed agent consultations and online quote/enrollment tools.

Product overview

Hastings Insurance Group is an insurance services and business consulting firm offering a portfolio of insurance products for both businesses and individuals. The company operates as a broker and advisor rather than an insurance carrier, providing business solutions (group health, workers' comp, HR consulting, payroll services, risk management) alongside individual/family products (short-term medical, dental, vision, accident/critical illness, supplemental hospital, and health discount programs). The product portfolio centers on gap and supplemental insurance coverage designed to bridge gaps in major medical plans, with a focus on accessibility and ease of enrollment for consumers transitioning between coverage states.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Solutions Comprehensive business insurance and consulting services including group health insurance, voluntary worksite benefits, workers' compensation insurance, HR consulting, risk management, and payroll services for small and large businesses.
• Employee Benefits Comprehensive employee benefits package including group health insurance, dental, vision, life insurance, disability insurance, and worksite supplemental benefits such as accident, critical illness, and hospital indemnity coverage for employer clients.
• Short Term Insurance Temporary health insurance plans providing cost-effective coverage for individuals during life transitions such as job changes, between employer plans, after graduation, or before Medicare eligibility, with coverage periods ranging from one month to 185 days.
• Dental Insurance Dental insurance plans for individuals and families covering preventive care, basic services, and complex/major services including root canals, crowns, dentures, and orthodontia, with access to a large dental PPO network.
• Vision Insurance Vision insurance providing coverage for routine eye exams, prescription glasses, and contact lenses with low out-of-pocket costs including copays as low as $10 for exams.
• Accident and Critical Illness Insurance Insurance providing lump-sum cash payments for covered accidents and critical illnesses including life-threatening cancer, heart attack, kidney failure, stroke, coma, coronary artery bypass, loss of sight/speech/hearing, major organ transplant, paralysis, and severe burns.
• Supplemental Hospital Insurance Hospital gap insurance designed to fill coverage gaps and reduce out-of-pocket expenses due to hospitalization, with no network restrictions, no deductibles, and year-round enrollment.
• Health Discount Program Discount healthcare program offering savings on prescription drugs (up to 60% off generics, 25% off brand names), telemedicine consultations ($0 fee), medical bill negotiation services, expert medical reviews, alternative health and wellness services, and durable medical equipment.

Quantifiable outcome

• Save up to 60% off generic drugs and 25% off brand-name drugs through health discount program
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Direct peers

• SimplyInsured: SimplyInsured is a digital broker that helps small businesses compare and purchase group health, dental, and vision insurance from multiple carriers. Comparable to Hastings because both broker group health and employee benefits for small employers using a combination of self-serve technology and licensed advisor support.
• eHealth: eHealth is an online health insurance marketplace that helps consumers compare and enroll in individual, family, Medicare, and small business plans. Comparable to Hastings as both operate as multi-carrier brokers earning commissions, with overlapping product focus on individual/family health and supplemental coverage.
• Goosehead Insurance: Goosehead Insurance is a personal-lines-focused brokerage franchise distributing home, auto, and umbrella coverage through licensed agents. Comparable to Hastings as both are relationship-driven insurance brokerages earning carrier commissions, though Goosehead scales via a franchise model in personal lines rather than health.
• HealthMarkets: HealthMarkets is an insurance broker that connects individuals and families with health, Medicare, dental, vision, and supplemental coverage from multiple carriers. Highly comparable to Hastings because both broker individual/family supplemental and major medical products via licensed agents and digital tools across similar geographies.
• Assurance: Assurance is an insurance brokerage specializing in employee benefits, HR consulting, payroll, and risk management for small and mid-sized businesses. Highly comparable to Hastings because both broker group benefits and offer adjacent HR/payroll consulting services to SMB employers.

Emerging players

• Gusto: Gusto is a cloud-based payroll, HR, and employee benefits platform serving small businesses, including health insurance brokerage. Comparable to Hastings because both target SMB employers with bundled benefits plus HR/payroll services, though Gusto operates an integrated SaaS platform rather than a traditional brokerage.

Others

• Benefitfocus: Benefitfocus is a benefits technology platform providing enrollment, billing, and administration software to insurance carriers, brokers, and employers. Comparable to Hastings because both sit in the group benefits distribution ecosystem, though Benefitfocus sells enabling technology rather than acting as a broker itself.

Broad incumbents

• Insperity: Insperity is a Professional Employer Organization (PEO) offering HR, payroll, benefits administration, and workers' compensation to small and mid-sized businesses. Comparable to Hastings because both sell bundled HR/payroll/benefits packages to SMB employers, though Insperity operates at much larger scale under a co-employment model.
• Brown & Brown: Brown & Brown is a large national insurance brokerage providing employee benefits, property/casualty, and specialty lines through retail and wholesale channels. Comparable to Hastings as a commission-based brokerage serving commercial clients, but operating at much greater scale and geographic breadth.
• NFP (an Aon company): NFP is a broad insurance broker and consultant offering employee benefits, property/casualty, and wealth management to mid-market and large clients. Comparable to Hastings as a multi-line brokerage with overlapping employee benefits capabilities, but at significantly larger scale and broader portfolio.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/hastingsus

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hastings Insurance Group