Charlotte Insurance Agency

Name

Charlotte Insurance Agency

Website

https://charlotteinsurance.net

Company type

Private

Founded year

1901

Headcount range

1–10 employees

Short description

Charlotte Insurance Agency is a privately held, independently operated insurance brokerage founded in 1901, based in Port Charlotte, Florida. It offers personal and commercial insurance services to local clients through a small (1-10 employee) team.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Personal insurance services
• Commercial insurance services
• Independent insurance agency
• Property and casualty insurance
• Local insurance brokerage

Headquarters

HQ city

Port Charlotte

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Core offering

Charlotte Insurance Agency is an independent insurance brokerage that sells personal insurance (such as home, auto, and life coverage) and commercial insurance (such as business property, liability, and related coverage) to households and businesses in the Port Charlotte, Florida area. The agency acts as an intermediary between customers and insurance carriers, earning commissions on policy placements. Founded in 1901, it operates as a long-standing local agent with 1-10 employees.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Direct peers

• Auto-Owners Insurance: Auto-Owners Insurance is a regional mutual carrier that sells personal, commercial, and life insurance exclusively through independent agents. Its agency-distribution model and small-business focus are directly comparable to Charlotte Insurance Agency's local independent agency positioning.
• Frankenmuth Insurance: Frankenmuth Insurance is a regional mutual insurer that distributes personal and commercial coverage through independent agents. Its agency-distribution model and small-commercial focus are directly comparable to Charlotte Insurance Agency's local independent agency positioning.
• Erie Insurance: Erie Insurance is a regional mutual insurer that distributes personal and commercial coverage exclusively through a network of independent agents. It is comparable to Charlotte Insurance Agency in agency-distribution model and product mix, though Erie is a carrier rather than an independent agency.
• Brightway Insurance: Brightway Insurance is a Florida-based independent insurance agency franchise that distributes personal and commercial lines through local franchisees. It is directly comparable to Charlotte Insurance Agency in its focus on personal + commercial coverage and Florida roots, though it operates at significantly larger scale.

Broad incumbents

• Goosehead Insurance: Goosehead Insurance is a large publicly traded independent agency franchise offering personal and commercial lines through a network of local agents. It is comparable to Charlotte Insurance Agency in distribution model and product mix, but at a much larger, national scale.
• Hub International: Hub International is a large global insurance brokerage placing personal and commercial coverage through local offices. It is comparable to Charlotte Insurance Agency in brokerage and product scope, but operates at much greater scale and is an active acquirer of small independent agencies.
• Brown & Brown: Brown & Brown is a large national insurance brokerage with a strong presence in commercial and personal lines through regional offices. It is comparable to Charlotte Insurance Agency in product scope and brokerage model, but operates at enterprise scale and frequently acquires small independent agencies like the subject.

Regional players

• Universal Insurance Holdings: Universal Insurance Holdings is a Florida-focused property and casualty insurer that distributes via independent agents. It is a regional carrier counterparty comparable to others Charlotte Insurance Agency would appoint for Florida property exposures.
• LeClair Insurance Group: LeClair Insurance is a multi-line independent insurance agency serving the Port Charlotte / Southwest Florida area. It is a direct local-market competitor and the most geographically comparable peer to Charlotte Insurance Agency in terms of footprint and customer base.
• Security First Insurance: Security First Insurance is a Florida-focused property and casualty insurer that distributes through independent agents. It is a regional competitor that an agency like Charlotte Insurance Agency would commonly serve as an appointed carrier for Florida homeowners.

Market position

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Charlotte Insurance Agency