Automóvil Club Argentino

What Automóvil Club Argentino does

Automóvil Club Argentino (ACA) is a private, non-profit, membership-based automobile club founded in 1904 and headquartered in Recoleta, Buenos Aires. It serves individual Argentine vehicle owners, their families, and the broader motorsport community through a national network of physical offices, service stations, workshops, lubrication centers, parking facilities, and a hotel/hospitality network. The organization is a founding member of the FIA (Fédération Internationale de l'Automobile) and is the recognized national automobile club of Argentina, organizing or co-organizing premier motorsport series such as the Rally Argentino, TC2000, MXGP, Desafío Ruta 40, and F4 championships. Its membership spans six tiers (Plenario, Activo, Credencial Familiar, Adherente, Vitalicio, Honorario) and provides roadside mechanical assistance nationwide, plus reciprocal assistance in neighboring countries and across 100+ countries via the FIA network.

ACA's core products and revenue mechanics are organized around four streams: (1) recurring membership fees (cuota social) that grant access to a bundled services portfolio; (2) vehicle and motorcycle insurance issued as Tomador under a collective policy with Caja de Seguros S.A. (Todo Riesgo and Terceros Completo, in Pack Ahorro and Pack Cómodo tiers), with promotional discounts of up to 40% on 0km vehicles; (3) travel and hospitality services via the Red Hotelera and partner hotels, plus travel assistance for journeys 80+ km from a member's residence; and (4) automotive and ancillary services including 5% fuel discounts, 10% lubricant discounts, EV charging stations, CAVEA technical inspection, driving school, government document services (DNI, Pasaporte, Licencia de Conducir) intermediated through RENAPER, home assistance powered by Europ Assistance Argentina, telemedicine via DOC24, and a multi-brand benefits program.

The technology stack is a mix of consumer-facing digital channels and partner-provided services. ACA operates the website aca.org.ar, the Oficina Virtual self-service portal, and the ACA Móvil mobile application (Android and iOS) for roadside-assistance requests, virtual-office access, and credential management. Sub-brands GreenBox (connected-vehicle service) and MyKeego (fleet/car-sharing service) extend the platform into telematics-adjacent and mobility products. Underlying telematics and roadside-assistance dispatch are operated by Europ Assistance Argentina on a 24/7, 365-day basis. The GTM motion is sales-led via physical offices, a telephone contact center (0800-888-9888), WhatsApp (+54 911 5000-0000), and the virtual office, with cross-sell of insurance, assistance, travel, and automotive services into the membership base. Leadership is headed by President César Carman and Vice President Carlos González Cambaceres, with General Manager Mariano Sancho.

Name

Automóvil Club Argentino

Legal name

Automóvil Club Argentino

Website

https://aca.org.ar

Company type

Private

Founded year

1904

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Automóvil Club Argentino is a 1904-founded, non-profit national automobile club serving individual Argentine vehicle owners through a bundled membership offering roadside assistance, vehicle insurance, travel/hospitality, government-document services, and FIA-affiliated motorsport activities.

Ownership category

akta.pro rank

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices6 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Supply Chain

Revenue model

1. Membership Fees (Cuota Social): ACA's core revenue is generated from recurring membership fees (cuota social) paid by members across categories Plenario, Activo, Credencial Familiar, Adherente, Vitalicio, and Honorario. Members receive mechanical assistance, insurance products, travel benefits, and a broad portfolio of discounts and services in exchange for monthly/annual dues.
2. Vehicle Insurance: ACA acts as a collective insurance policyholder (Tomador) for vehicle insurance underwritten by Caja de Seguros S.A., earning commissions or volume-based revenue from the arrangement. Insurance products include Todo Riesgo (full coverage) and Terceros Completo (third-party liability) across multiple tiers (Pack Ahorro, Pack Cómodo). Promotional discounts and multi-coupon incentives drive new policy subscriptions.
3. Travel and Hospitality Services: ACA operates and partners with a hotel network (Red Hotelera), recreational centers, campgrounds, and convention hotels. Revenue is generated through bookings, accommodation fees, and associated travel services including international travel assistance.
4. Automotive Services (Fuel, Lubricants, Workshops, Parking): ACA operates service stations, workshops, lubrication centers, parking facilities, and offers fuel and lubricant discount programs to members. Revenue is generated through service fees, fuel margins, and negotiated commissions from partner stations.
5. Government and Administrative Services (DNI, Passport, License): ACA serves as an authorized intermediary for government identity document services (DNI exprés, Pasaporte exprés, Licencia de Conducir), collecting service fees from members for document processing and facilitating RENAPER-verified transactions.
6. Multi-Purpose Vouchers (Vales Multipropósito): ACA issues multi-purpose vouchers (vales multipropósito) to insurance policyholders as promotional incentives, redeemable at ACA service branches for fuel, lubricants, workshops, tourism, cartography, international documentation, driving courses, and monthly parking. This drives traffic to ACA service points and creates additional revenue opportunities.

Pricing tiers

Go-to-market motion1 record

Distribution channels7 records

Marketing channels10 records

Core offering

Automóvil Club Argentino is a non-profit, membership-based automobile club that sells recurring membership subscriptions providing members with 24/7 nationwide mechanical roadside assistance, vehicle insurance intermediation (underwritten by Caja de Seguros S.A.), travel assistance across Argentina and neighboring countries, access to a hotel and recreational center network, government document processing (DNI, passport, driver's license) via RENAPER, automotive services (workshops, fuel discounts, lubrication, EV charging, vehicle technical inspection), and a benefits/discounts program.

Product overview

Automóvil Club Argentino (ACA) operates as a comprehensive automobile club offering a multi-product portfolio organized around three core pillars: (1) Vehicle Services including auto/motorcycle insurance underwritten by Caja de Seguros S.A., roadside assistance throughout Argentina and bordering countries, and vehicle infrastructure services such as electric charging stations, workshops, lubrication centers, parking, and gas stations; (2) Travel & Hospitality including the ACA Hotel Network (own recreational centers/camps plus partner hotels), travel assistance coverage, cartography, and driving school; (3) Member Services including a digital platform (ACA Móvil app and Oficina Virtual), government document services (DNI/Passport/License through RENAPER), health coverage plans, home assistance (powered by Europ Assistance), and a benefits program with partner brand coupons. The organization also maintains institutional activities, museum, library, road safety education, and FIA motorsport affiliations.

Differentiator

Problem solved

Functional benefit

Brands

• ACA Móvil: Mobile application for ACA members to access services, roadside assistance requests, and virtual office features
• GreenBox
• MyKeego
• SportClub
• ACA Seguros

Products and services

• Seguro Automotor (Vehicle Insurance) Vehicle insurance product offering comprehensive coverage (Todo Riesgo full coverage and Terceros Completo third-party liability) under Pack Ahorro or Pack Cómodo tiers, underwritten by Caja de Seguros S.A. and distributed by ACA to its members.
• Seguro Moto (Motorcycle Insurance) Motorcycle insurance coverage specifically designed for motorcycle owners, distributed through the same network as ACA's auto insurance products.
• Auxilio Mecánico (Roadside Mechanical Assistance) 24/7 mechanical roadside assistance service available throughout Argentina and in neighboring countries (Bolivia, Brazil, Chile, Paraguay, Uruguay) via FIA reciprocity, providing mechanical aid, towing, and emergency vehicle support.
• Asistencia al Viajero (Travel Assistance) Travel assistance service covering members traveling more than 80 km from home, including vehicle towing, accommodation, transportation, medical assistance in bordering countries, and legal assistance domestically and internationally.
• Red Hotelera ACA (Hotel Network) Hotel network comprising ACA's owned recreational centers and camps plus partner/convenio hotels throughout Argentina, offering members preferential rates and benefits for domestic travel.
• ACA Móvil (Mobile Application) Official ACA mobile application for iOS and Android enabling members to request mechanical roadside assistance, access the virtual office, manage benefits, and view digital credentials.
• Oficina Virtual (Virtual Office) Web-based self-service portal available 24/7 that allows ACA members to pay dues, quote and purchase vehicle insurance, book appointments for DNI/Passport/License services, pre-file accident claims, print documentation, and access the benefits program.
• DNI / Pasaporte (National ID and Passport Services) Express national identity document (DNI exprés) and passport (Pasaporte exprés) processing service for ACA members, with home delivery within 48–96 business hours, processed through ACA's authorized intermediary status with RENAPER.
• Licencia de Conducir (Driver's License Service) Driver's license issuance and renewal service enabling ACA members to complete licensing procedures at ACA club locations.
• Plan de Cobertura de Salud (Health Coverage Plan) Supplementary health coverage plan for ACA members offering medical benefits including a 35% discount on medications and access to telemedicine services (DOC24).
• Cargadores Eléctricos (Electric Vehicle Charging) Electric vehicle (EV) charging stations available at ACA locations for members with electric vehicles, operated as part of ACA's strategic alliance with YPF.
• Escuela de Conducción (Driving School) Professional driving school offering courses and education for safe vehicle operation, available to ACA members and the broader public.
• GreenBox Connected device and service offering for vehicle-related technology, provided to ACA members as a standalone benefit.
• MyKeego Car sharing and mobility service offered to ACA members under the 'Para vos y los Tuyos' benefit category.
• SportClub (Fitness Partnership) Health and fitness partnership with SportClub fitness chain offering ACA members access to gym facilities and sports programs at preferential conditions.
• CAVEA VTVO (Vehicle Technical Inspection) Vehicle technical inspection service (Verificación Técnica Vehicular) ensuring vehicles meet safety and emissions standards, performed at ACA service locations.
• Programa de Beneficios (Benefits Program) Member loyalty/benefits program offering rotating coupons and discounts with partner brands (Samsung, Mostaza, Carrefour, Buquebus, Cinemacenter, Plusmar, Plataforma 10, Cine Multiplex, 921 Ride Forever) to drive engagement and retention.
• Permiso Internacional (International Driving Permit) International driving permit issuance service available to ACA members for cross-border travel, leveraging ACA's FIA-affiliated reciprocity agreements.
• Cartografía (Cartography) Mapping and cartography services for members, providing maps and geographic information for domestic and international travel, drawing on ACA's historical cartography publishing tradition.
• Asesoría Jurídica (Legal Advisory) Legal advisory service available to ACA members, covering traffic and automotive-related legal matters.

Quantifiable outcome

• 40% insurance discount on Todo Riesgo for TOP-brand 0km vehicles for first 6 monthly renewals
• +4 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• Europ Assistance Argentina S.A.coreImplementation/ SI/ Consulting PartnerEurop Assistance Argentina S.A. (EAA) is ACA's primary service provider for roadside mechanical assistance, home assistance services, travel assistance, and assistance for members over 60. EAA operates 24/7, 365 days a year, providing dispatch services, home maintenance (plumbing, electrical, locksmith, glazing, pest control, pool maintenance), technological assistance, and veterinary services for ACA members. EAA is located at Carlos Pellegrini 1163, 9th Floor, Buenos Aires.
• Caja de Seguros S.A.coreStrategic or Co-development PartnerCaja de Seguros S.A. is the underwriter for all ACA vehicle insurance products issued under a collective insurance policy (Póliza Colectiva) for which ACA is the policyholder (Tomador). The partnership offers Todo Riesgo (full coverage) and Terceros Completo (third-party liability) plans with promotional discounts for ACA members. Insurance is distributed through ACA offices, telephone, WhatsApp, and the ACA website.
• RENAPER (Registro Nacional de las Personas)coreStrategic or Co-development PartnerACA serves as an authorized intermediary for RENAPER, enabling ACA members to process DNI (national identity document, $26,000) and Pasaporte (passport, $200,000) services at ACA offices. An agreement was signed in June 2025 between ACA President César Carman and RENAPER officials to formalize and expand these services.
• YPFcoreStrategic or Co-development PartnerYPF and ACA maintain a historic strategic alliance for fuel distribution and service station operations. In January 2026, the partnership was reaffirmed during the modernization presentation of ACA Pinamar, where YPF and ACA jointly announced infrastructure upgrades. The alliance covers fuel discounts, electric vehicle (EV) charging stations, and service station operations.
• FIA (Fédération Internationale de l'Automobile)coreStrategic or Co-development PartnerACA is a founding member of the FIA and participates actively in FIA American Congress, Innovation Challenge (road safety projects), and Premiaciones FIA events. ACA President César Carman attends annual FIA assemblies (2025 in Uzbekistan, 2025 in Macao). ACA was awarded FIA road safety innovation funding for 13 countries in the Americas.
• SportClubminorGTM or Marketing PartnerACA has an alliance with SportClub fitness chain, offering ACA members access to SportClub gym facilities at preferential conditions. A new SportClub location was inaugurated at Punta Mogotes in January 2026, celebrating one year of the ACA-SportClub partnership.
• Banco MacrominorGTM or Marketing PartnerBanco Macro became a historical sponsor of the Comisión Deportiva Automovilística (CDA) of ACA in April 2025, supporting ACA's motorsport championship activities and events.
• Alpha54 RacingminorStrategic or Co-development PartnerAlpha54 Racing is a motorsport racing team that partnered with ACA for the launch of the Italian F4 championship at ACA's headquarters. The partnership involves ACA hosting F4 events and Alpha54 Racing incorporating Argentine drivers (Thiago and others) into their racing program.
• ADEFA (Asociación de Fábricas de Automotores)minorStrategic or Co-development PartnerACA President César Carman met with ADEFA (automotive manufacturers association) President in October 2025 to discuss mutual collaboration between Argentina's automobile club and the domestic automotive manufacturing industry.
• GCBA / SUTACA (Gobierno de la Ciudad de Buenos Aires / Sindicato de Trabajadores de la Construcción)minorStrategic or Co-development PartnerACA signed a cooperation agreement with the Subsecretaría de Gestión del Aprendizaje of the Ministry of Education of the City of Buenos Aires and SUTACA in April 2026, focused on vocational training and road safety education.
• Portal Salud S.A. (DOC24)minorImplementation/ SI/ Consulting PartnerPortal Salud S.A. provided a telemedicine service (DOC24 platform) to ACA members with vehicle and/or home insurance through Caja de Seguros S.A., enabling 24/7 medical consultations via video call with general practitioners, dermatologists, and pediatricians.

Scale indicators3 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• ANWB: Dutch automobile club providing roadside assistance, insurance, travel services, and member benefits to a large national membership. Comparable to ACA on membership economics, FIA reciprocity, and the integration of insurance into membership.
• JAF (Japan Automobile Federation): Japan's national automobile club providing roadside assistance, insurance, and membership benefits. Operates the same FIA-affiliated automobile-club model as ACA, with members receiving reciprocal services abroad and a similar breadth of member benefits.
• TCS (Touring Club Suisse): Swiss automobile club providing roadside assistance, insurance, travel, and publishing. Closely mirrors ACA's product mix across membership, insurance, and travel/hospitality services within a smaller national market.
• AAA (American Automobile Association): The closest international analogue to ACA — a federation of regional automobile clubs providing roadside assistance, insurance, travel, and discount services to members across the United States. AAA and ACA share the membership-club model, FIA reciprocity, insurance partnerships, and roadside-assistance core product.
• RACC (Reial Automòbil Club de Catalunya): Spanish automobile club offering roadside assistance, insurance, and travel services. Comparable to ACA through FIA reciprocity, insurance partnerships, and the integrated roadside/travel/insurance member value proposition.
• ADAC (Allgemeiner Deutscher Automobil-Club): Germany's leading automobile club, providing roadside assistance, insurance, travel, and member services to ~21 million members. Operates the same core automobile-club playbook as ACA at much larger scale, with similar revenue mix (membership, insurance, travel, publishing) and FIA reciprocity.
• RAC (Royal Automobile Club): UK-based automotive services provider offering roadside assistance, insurance, and motoring services. Directly comparable to ACA's roadside-assistance + insurance model and benefits from FIA reciprocity through the UK automobile club network.
• CAA (Canadian Automobile Association): Federation of Canadian automobile clubs offering roadside assistance, insurance, travel, and member services. Operates the same integrated membership, insurance, and travel model as ACA, with national-branch structure and FIA reciprocity.

Others

• Europ Assistance: ACA's primary roadside/home assistance service provider and itself a global assistance platform. Adjacent rather than competing — they operate as ACA's B2B2C delivery layer for assistance services, making them a structurally important counterpart comparable in product category (roadside/home assistance).

Regional players

• Automóvel Club Brasileiro: Brazilian automobile club with similar membership, roadside assistance, and travel product offerings. Directly comparable to ACA in product set; the regional overlap makes it the most natural peer in Mercosur though ACA operates in a different national market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/automovilclubar
• Facebookfacebook.com/automovilclubar
• YouTubeyoutube.com/user/ACAonline
• Instagraminstagram.com/acaoficial
• LinkedInlinkedin.com/company/autom-vil-club-argentino

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Automóvil Club Argentino