What Owens Realty Mortgage does

Owens Realty Mortgage is a private, for-profit real estate company headquartered in Walnut Creek, California. Per its firmographic profile, the company operates across multiple stages of the real estate value chain: real estate investment, property development, mortgage lending, rental home operations, and risk management services. This combination suggests a vertically integrated operator that can originate loans, develop or acquire properties, hold rentals for income, and manage associated credit and property risks under one entity.

The business model is multi-pronged: revenue is most plausibly generated from interest income on originated mortgage loans, rental income from owned properties, gains from property development and disposition, and fees from risk management services. However, no pricing model, fee schedule, loan portfolio size, property count, or unit economics were disclosed in the input data. Similarly, no specific products, technology platforms, customer segments, or distribution channels were documented — the technology, customer, and product fields are empty across all provided source blocks.

The primary source consisted of a website verification/loading page (owensmortgage.com) with no substantive company information, which materially limits analytical depth. There is no evidence of funding history, M&A activity, leadership changes, regulatory actions, partnerships, awards, patents, or geographic footprint beyond the Walnut Creek headquarters. As a result, the company should be characterized as a private, locally-based, multi-service real estate operator whose scale, customer base, growth trajectory, and competitive positioning cannot be reliably assessed from publicly available data at this time.

Name

Owens Realty Mortgage

Legal name

Owens Realty Mortgage

Website

https://owensmortgage.com

Company type

Private

Short description

Owens Realty Mortgage is a private, Walnut Creek, California-based real estate company offering real estate investment, property development, mortgage lending, rental homes, and risk management services to real estate borrowers, investors, and tenants.

Ownership category

akta.pro rank

Product category

Real Estate Lending & Investment

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231), Real Estate Property Managers (53131), Offices of Real Estate Agents and Brokers (531210)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Hard Money / Private Mortgage Brokers (FSALABAH)

akta.pro secondary industries

Real Estate Investment Advisory (Acquisitions/Dispositions, Capital Allocation) (BPAJANAA), Residential Investment Property Brokerage (SFR/Small Multifamily) (BPAJAAAE), Bridge & Short-Term Real Estate Loan Intermediation (FSAEAEAG)

Keywords

• Real estate investment
• Mortgage lending
• Property development
• Rental properties
• Risk management

Headquarters

HQ city

Walnut Creek

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure

Core offering

Owens Realty Mortgage, based in Walnut Creek, California, provides real estate investment services, property development, mortgage loans, rental homes, and risk management services. The company combines lending, property investment, and management activities to serve the real estate market.

Differentiator

Problem solved

Functional benefit

Products and services

• Real Estate Investment Services

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Direct peers

• CoreVest Finance: CoreVest is a direct peer financing single-family rental investors via rental portfolio loans and bridge products, overlapping directly with Owens' lending and rental home strategy.
• Kiavi: Kiavi (formerly Patch of Land) is a direct peer providing bridge and fix-and-flip financing to real estate investors through a tech-enabled platform, closely mirroring Owens' lending model.
• Lima One Capital: Lima One Capital is a direct peer providing hard money and rental portfolio loans to real estate investors, matching Owens' mortgage and SFR exposure.
• Visio Lending: Visio Lending is a direct peer offering private rental-focused mortgages to single-family and small multifamily investors, closely aligned with Owens' rental home and mortgage lending activities.
• LendingHome: LendingHome is a direct peer — a technology-enabled private mortgage lender focused on bridge and rehab financing for real estate investors, mirroring Owens' core hard money lending and investment thesis.
• Angel Oak Mortgage Solutions: Angel Oak Mortgage Solutions is a direct peer offering non-QM and private residential mortgage products, comparable to Owens in serving borrowers outside agency guidelines.

Emerging players

• PeerStreet: PeerStreet is an emerging player providing private real estate loan investments to individual and institutional investors, comparable to Owens' mortgage and investment service mix.
• Fund That Flip: Fund That Flip is an emerging player financing residential fix-and-flip and rental properties, comparable to Owens' development-focused mortgage lending.
• Roofstock: Roofstock is an emerging player that operates a marketplace for single-family rental investment, overlapping with Owens' rental home and real estate investment activities.

Regional players

• AimLoan (AimLoan.com): AimLoan is a regional California-based retail mortgage lender serving the same West Coast market as Owens, offering a comparable mortgage origination capability though at greater retail scale.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat1 record

Key risks4 records

Key highlights3 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Owens Realty Mortgage