Foxhill Mortgage

What Foxhill Mortgage does

Foxhill Mortgage is a privately held, family-owned mortgage brokerage incorporated in Pennsylvania and headquartered at 2814 Leechburg Road, Lower Burrell, PA. The firm originates residential and commercial mortgages on behalf of individual consumers and small-business borrowers in Pennsylvania, functioning as an intermediary that places loans with multiple national lenders, underwriters, and investors rather than holding them on its own balance sheet. Its product set spans home purchase (Conventional, FHA, VA, USDA, Purchase Rehab), refinancing, reverse mortgages for homeowners aged 62 and above, residential construction loans, and commercial/business financing, with a stated minimum credit-score threshold of 580 for FHA programs.

The company operates with a small named team — Thomas A. Thimons (COO, owner, 50+ years in banking), his son Nathan T. Thimons (President, loan originator), and Jill-Colleen Weigler (Loan Officer/Mortgage Processor) — supported by office staff referenced in customer testimonials. The operational technology stack is standard brokerage tooling: a WordPress-based marketing site (built and hosted via 535media, LLC), Wufoo online application intake forms, an embedded mortgage payment calculator, and NMLS-compliant disclosures; no proprietary technology, AI features, or productized platform is disclosed.

Foxhill's revenue model is transaction-based — origination fees and lender-paid commissions earned on successfully closed loans — with pricing individualized per applicant based on credit profile, loan size, and product. Go-to-market is predominantly sales-led: customer acquisition is driven by referrals, repeat customers, the website, social media presence, and direct phone and in-person consultations, with Tom Thimons reportedly visiting borrowers at their workplaces when necessary. The firm's strategic posture since the 2005 acquisition has been steady-state: a single active office in Lower Burrell after the 2014 consolidation of the Franklin Park credit-union branch, no external capital raised, and no geographic or vertical expansion pursued.

Name

Foxhill Mortgage

Legal name

Foxhill Mortgage, Inc.

Website

https://foxhillmtg.com

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

1–10 employees

Short description

Foxhill Mortgage is a family-owned Pennsylvania mortgage brokerage serving individual consumers and small businesses with home purchase, refinance, construction, reverse, and commercial loan products sourced through multiple national lender partners.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

Keywords

• Mortgage brokerage services
• Residential home loans
• Home refinancing solutions
• Reverse mortgage products
• Construction loan financing

Headquarters

HQ city

Leechburg

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Origination Fees: Foxhill Mortgage earns revenue through mortgage origination fees charged on loans they facilitate. As a mortgage broker, they work with multiple national lenders to match customers with appropriate mortgage products, earning commissions or fees on successfully closed loans.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Foxhill Mortgage is a mortgage brokerage that facilitates residential and commercial loan origination by matching customers with appropriate mortgage products from multiple national lenders. Core offerings include home purchase mortgages, refinancing, construction loans, reverse mortgages, and commercial/business financing. The company guides borrowers from pre-approval through closing with personalized in-person, phone, and online application channels.

Product overview

Foxhill Mortgage is a mortgage brokerage offering a comprehensive suite of lending products and services through partnerships with multiple national lenders, investors, and underwriters. The company's core offerings include home purchase mortgages, refinancing, and specialty loans (construction, reverse mortgage, commercial). The product portfolio is organized around three main service categories: purchase mortgages (Conventional, FHA, USDA, VA, and Purchase Rehab programs), refinancing solutions, and specialty financing (Construction Loans and Business/Commercial Loans). The company also provides a Payment Calculator tool as a customer-facing resource. The various loan programs are distributed through their network of lending partners, allowing them to offer competitive rates and match customers with appropriate mortgage products based on their financial profile and credit score (minimum 580 for FHA loans).

Differentiator

Problem solved

Functional benefit

Products and services

• Refinance Your Home Home mortgage refinancing services allowing customers to replace their existing mortgage with a new one, potentially securing lower interest rates, reduced terms, or accessing home equity.
• Buy A New Home Purchase mortgage financing for buyers looking to acquire a new home, with access to various loan products (Conventional, FHA, VA, USDA) and lending partners.
• Construction Loans Financing for residential construction projects, helping borrowers fund the building of new homes.
• Business Loans Commercial financing services for business purposes, offered as part of the company's lending portfolio.
• Commercial Financing Commercial property and business financing services for investment properties and business purposes.
• Conventional Mortgage Standard mortgage products not insured by government agencies, meeting Fannie Mae/Freddie Mac guidelines.
• FHA Loan Federal Housing Administration insured mortgages designed for first-time buyers and those with lower credit scores, with down payments as low as 3.5%.
• USDA Loan United States Department of Agriculture rural development loans for properties in eligible rural areas, often requiring no down payment.
• VA Loan Veterans Affairs backed mortgages for eligible military service members, veterans, and their families.
• Reverse Mortgage Home equity conversion mortgages allowing qualified homeowners aged 62 and older to convert part of their home equity into cash.
• Purchase Rehab Loan Combination purchase and rehabilitation financing that funds both the home acquisition and necessary repairs or improvements.

Quantifiable outcome

• Minimum credit score acceptance down to 580
• +1 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Multiple National Lenders (unnamed)coreChannel Partner/ Reseller/ Distributor · 1 February 2005Foxhill Mortgage maintains relationships with multiple national lenders, underwriters, and investors that allow them to offer a wide range of mortgage products. Tom Thimons has developed these relationships enabling customized products often not available from single-lender institutions. This network includes various investors and underwriters who provide funding and loan approval capabilities.

Scale indicators2 records

Recent moves4 records

Emerging players

• Plaza Home Mortgage: Mid-sized wholesale and retail mortgage lender offering conventional, government, and non-QM products with a relationship-driven broker channel. Comparable to Foxhill as a relationship-focused lender serving similar borrower profiles through retail and wholesale distribution.
• Angel Oak Mortgage Solutions: Non-QM and specialty mortgage lender serving borrowers who fall outside agency guidelines, including self-employed, lower-credit, and non-traditional applicants. Comparable to Foxhill in addressing underserved credit profile borrowers requiring manual underwriting expertise.

Broad incumbents

• Rocket Mortgage (Rocket Companies): Largest U.S. direct-to-consumer mortgage lender offering the full product suite through a digital-first platform. Comparable to Foxhill in offering purchase, refinance, FHA, VA, and other loans, but operates at vastly greater scale and with proprietary technology.
• NewRez (Rithm Capital): Large-scale mortgage originator and servicer offering retail and wholesale products through multiple channels. Comparable to Foxhill as a broad mortgage finance player offering similar product lines but with national scale, capital markets access, and servicing capabilities.
• United Wholesale Mortgage (UWM): Largest U.S. wholesale mortgage lender funding loans exclusively through independent mortgage brokers. Indirectly comparable to Foxhill as the wholesale funding source behind broker-originated loans including many Foxhill transactions.
• loanDepot: Large multi-channel mortgage lender with retail, wholesale, and consumer direct divisions offering conventional, government, and specialty products. Comparable to Foxhill in product breadth but with national brand recognition and much larger origination volume.

Direct peers

• Guild Mortgage: Retail-focused mortgage lender serving purchase and refinance customers across multiple states, with specialty programs for low-down-payment and government loan borrowers. Comparable to Foxhill in retail branch model and inclusive credit product offerings.
• CrossCountry Mortgage: Large retail mortgage lender with a branch-based model focused on purchase and refinance products including FHA, VA, USDA, and conventional loans. Comparable to Foxhill in retail-broker distribution approach and product breadth, though at significantly larger scale.
• Movement Mortgage: Retail mortgage lender with a community-focused branch network and broad loan product menu including conventional, government, and renovation loans. Comparable to Foxhill in local-office retail mortgage origination model and emphasis on community relationships.
• Fairway Independent Mortgage Corporation: Mid-sized retail and wholesale mortgage lender offering Conventional, FHA, VA, USDA, and reverse mortgages through a multi-channel branch network. Highly comparable to Foxhill as both operate a retail/broker model emphasizing personal loan officer relationships across diverse product lines.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/foxhill-mortgage-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Foxhill Mortgage