Exxtra

What Exxtra does

Exxtra SRL is a privately held Italian insurance intermediary (Società a Responsabilità Limitata) headquartered in Milan, founded in 2019 and operating with 1-10 employees. The company is registered with IVASS under RUI n° E000622721, with Davide Schiavetti Vacca serving as CEO and Responsabile dell'Attività di Intermediazione (RUI n° E000305733). Exxtra operates a digital insurance platform targeting two principal customer sets: insurance agents and brokers (B2B) seeking tools to digitize policy issuance, and end customers (businesses and private individuals) requiring coverage. The core technology is a digital intermediary platform enabling real-time customization and issuance of insurance certificates via web and mobile devices.

The product suite comprises exxtra mobilità (a mobile-accessible insurance platform), exxtra marine (specialized boat and yacht insurance covering the full vessel lifecycle), exxtra consulenza innovativa (a performance-based consulting service that only charges fees if the client achieves insurance cost savings), and exxtra Startup Advisory (risk and new-technology advisory for innovative startups in Italian and international markets). Distribution relies on direct connections to insurance product factories ("filiera corta") to deliver competitive pricing and faster tailored coverage.

The business model is structured around insurance intermediation: revenue is generated through transaction fees and commissions on policies distributed via the digital platform, supplemented by performance-based advisory fees under the consulenza innovativa offering. The GTM motion is channel-partner-driven, equipping agents and brokers with white-label digital issuance tools. Marketing is primarily conducted via the company website, with no disclosed pricing tiers, customer logos, revenue figures, funding rounds, or external institutional investors. Share capital stands at €10,000, and the company appears to be founder-owned and operated.

Name

Exxtra

Legal name

EXXTRA SRL

Website

https://exxtra.io

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Exxtra is a Milan-based digital insurance intermediary (registered with IVASS under RUI n° E000622721) offering agents, brokers, businesses, and individuals a digital platform for real-time policy customization and issuance, with sub-brands in mobility, marine, and startup advisory.

Ownership category

akta.pro rank

Product category

Insurance Intermediation

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

akta.pro secondary industry

Embedded Insurance Distribution & Premium Financing (FSAGALAF)

Keywords

• Insurance intermediation services
• Marine insurance brokerage
• Digital insurance platform
• Risk management consulting
• Insurance distribution tools

Headquarters

HQ city

Milan

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Insurance Intermediation Services: Exxtra operates as a digital insurance broker providing platforms and tools to agents and brokers. The company earns revenue through intermediation fees and commissions from insurance products distributed through their digital platform.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Exxtra (Exxtra SRL) is a Milan-based Italian insurance intermediary that operates a digital platform enabling real-time customization and issuance of insurance certificates for agents and brokers. The company offers specialized branches including exxtra mobilità (mobility insurance), exxtra marine (marine/boat insurance), exxtra consulenza innovativa (innovation consulting), and exxtra Startup Advisory, all backed by direct connections to insurers and a short supply chain. It is registered with IVASS under RUI n° E000622721.

Product overview

Exxtra is a digital insurance player offering a suite of interconnected products and services. The core offerings include exxtra mobilità (mobile-accessible insurance platform for real-time certificate customization and issuance) and exxtra marine (specialized nautical insurance). These are complemented by exxtra consulenza innovativa (innovative consulting with a performance-based fee model) and startup advisory services. The platform is designed for both end customers (businesses and individuals) and insurance intermediaries (agents and brokers), providing a digital tool for underwriting and policy management.

Differentiator

Problem solved

Functional benefit

Brands

• exxtra marine: Marine insurance services for recreational boating. The company follows clients throughout the entire lifecycle of their vessels, starting from purchase.
• exxtra mobilità

Products and services

• exxtra mobilità Digital insurance offering for mobility-related coverage, distributed through Exxtra's intermediation platform to end customers (businesses and private individuals) and supported by agent and broker partners.
• exxtra marine Marine and boat insurance offering for boating sector customers, providing policy customization and issuance through Exxtra's digital platform.
• exxtra consulenza innovativa Insurance innovation consulting service that advises clients on insurance strategies and intermediation approaches, leveraging Exxtra's regulated broker expertise.
• exxtra Startup Advisory Advisory service for startups providing insurance structuring, risk management, and intermediation guidance tailored to early-stage company operations.

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Regional players

• Net Insurance: Net Insurance is an Italian insurance carrier specializing in non-life products including marine and credit lines. It is a regional peer comparable to Exxtra in the Italian marine insurance market where Exxtra's exxtra marine product operates.

Direct peers

• Prima Assicurazioni: Prima is a digital-first Italian insurance carrier/broker serving consumers and SMEs with online policy purchase and management. It is directly comparable to Exxtra in serving the Italian market with a digital-first intermediation/distribution proposition.
• MioAssicuratore: MioAssicuratore is an Italian digital broker comparison platform for consumer insurance products. It is directly comparable to Exxtra in serving the Italian market with online intermediation, with overlapping mobility/auto distribution focus.
• Clark: Clark is a German digital insurance broker that combines digital self-service with advisory. It is directly comparable to Exxtra in delivering a hybrid digital-plus-advisor insurance intermediation model focused on simplification and personalization.
• Simplesurance: Simplesurance is a European insurtech enabling embedded insurance distribution via APIs and digital platforms. It is directly comparable to Exxtra as a digital distribution infrastructure provider for insurance products, though Simplesurance focuses on embedded/affinity channels.
• Yolo: Yolo is an Italian insurtech platform offering embedded and on-demand insurance products distributed through digital channels. It is directly comparable to Exxtra as a domestic digital insurance intermediary focused on product innovation and B2B2C distribution in Italy.
• Getsafe: Getsafe is a European digital insurance broker offering mobile-first policy management across multiple lines. It is directly comparable to Exxtra in providing app-based, real-time insurance distribution targeting both end customers and distribution partners.

Broad incumbents

• Wefox: Wefox is a large European insurtech intermediary connecting brokers and carriers via a digital platform. It is a broad incumbent comparable to Exxtra in providing digital intermediation infrastructure, though at much larger scale and broader European footprint.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks2 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/exxtra.broker
• LinkedInlinkedin.com/company/exxtrabroker

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Exxtra